Case Study : ' The Margin Call '

Employee motivation is, or at least must be, one of the key issues for directors, managers and personnel managers. The leader must be able to find the sensitive strings of his subordinates, which can be motivated by influencing them to achieve high performance. The correct use of motivation encourages staff to make more efficient use of their knowledge, skills, and talents. In today's turbulent, often chaotic environment, commercial success depends on the employee's talent and effort. Despite the many existing theories and practices, some of the motivation of leaders today remains a mystical term. This is partly due to the fact that people are motivated by different things and techniques.

It is clearly that the company is experiencing some growth; however, the management needs to find a solution to solve the arising issue where their employees are lacking of motivation in their job. However, the executive team’s decision to raise pay rates for its customer service staff and the vested profit-sharing plan does not improve the employees’ work performance or customers’ satisfaction.

In any workplace, workers are no doubt the essential mainstay that holds any business or corporation together. Employees achieve important tasks to help the company’s long term vision and goals to be successful and efficient. A business can’t be successful without a proper management that is why it is important for employees to enjoy going to work and they also have maintain a positive attitude while being productive and completing tasks. Motivation is what gives a person the purpose to perform or behave in a certain way with the desire or willingness to gain something. There are two types of motivations, motivation that comes from a person and motivation that comes from materially goals. It is very necessary that employers keep their employees motivated and encourage them to perform above expectations.

“Motivating Employees” is a book about how employee motivation is driven by companies that invest and grow their employees. One of the most important traits of highly effective and successful companies is that employees are happy and have fun at work. Leadership is not assaulting your employees, but to lead your employees you need to motivate by using caring,

Looking from the outside in, there are some distinct reasons why Edward Jones kept its employees finely motivated. Using the Job Characteristics Model as a template to analyze how it was done, it is apparent that Edward Jones harnessed for its employees job meaningfulness, responsibility, and demonstrated knowledge of results; which ultimately guided top-notch work outcomes (Louis, Notes on the Job Characteristics Model). Analyzing the ‘job characteristics’ section of the model, it is evident that Edward Jones mastered the concept of autonomy. Evidence presented itself when Jones’ employees were encouraged to grow roots and stay in one branch office without having to relocate in order to advance careers. This autonomy allowed for another characteristic to prevail, task significance. Through their autonomy, the individual branches reached out to connect with their clientele and clearly were able to perceive the impact that their

The organization I will be completing a needs assessment on is OneMain Financial. OneMain is a for profit consumer finance company that is currently owned by Citigroup, but is currently awaiting Federal approval to be sold to Springleaf Financial Services. The setting for the assessment will be six branches within District 01020402, or the Hart District as I will be referring to going forward. The branches are all in Kentucky, located in Bardstown, Elizabethtown, Shelbyville and three branches in Louisville. The assessment will specifically be on Coverages Per Loan (CPL). There are four coverages that make up CPL and its potential sales capacity. There is Involuntary Unemployment Protection (IUI), Disability Protection (AHL), Life Protection (Life) and Home and Auto Security Plan (H&A). Each plan has an eligibility guideline. For IUI you have to have worked the last 12 consecutive months at least 30 hours a week, be unemployed for 30 consecutive days and have to be eligible for state unemployment benefits. For AHL you have to be off of work 14 consecutive days and under a doctor’s care. There is a heath question for loans over five thousand dollars for specific heath treatments in the last five years and a 12 month pre-existing caveat for loans under five thousand dollars. The life protection is very similar to the AHL as far as heath questions are concerned and it will not pay if someone were to take their own life. H&A has 64 benefits and many of which, nothing bad has to

“The operating margin is a margin ratio used to measure a company’s pricing strategy and operating efficiency” (Cleverly and Song, 2011). In order to find the margin, the student had to divide the operating income ($197,605) by the net income ($258,125) and got the operating margin of 76.55% for this year. For the following year, the student also divided the operating income ($204,303) by the net income ($263,469) and got the operating margin of 77.54% for the previous year.

Lucy is a college student studying in Taipei, Taiwan. When her boyfriend tricks her into bringing a brief case to a supposed business contact she is caught up in a dark drug trafficking deal. The brief case contains four large bags of CPH4. She and three other men are taken and forced to have a bag surgically implanted into their abdomen. They are then all given a passport for different destinations with the intention of delivering the illegal drugs to various countries and have them surgically removed by members of the same gang. After showing defiance Lucy is kicked in the stomach by a captor. The bag of blue crystal synthetic drug exploded in her abdomen releasing large doses of the drug into her body.

The issue of employee motivation is extremely important to management .It is one of the most puzzling issues in management. There are plenty of employees that just ‘punch the clock’ i.e.  They go to work just for the sake of paycheck and nothing else. They have no self pride in their work and do the bare minimum for managerial satisfaction. These employees not only hurt themselves but also the company as well.

The Equity Capital Markets Group at TD Securities Inc. is a leader in the origination, structuring, marketing and execution of all equity and equity-related products. TD Securities Inc. in The Equity Capital Markets Group has book run transactions in a wide range of sectors and products with underwriting activities ranging from initial public offerings and follow-on offerings to monetization and private placements. There are several areas of product expertise which include:

Today’s managers have a lot of tasks on their plate, even more so than managers of the past due to stricter rules and regulations imposed by the Federal Government, as well as the arduous amount of paperwork involved with documenting employees work habits and interactions be they good or bad. Ad on top of all this the need for annual or quarterly performance appraisals and daily supervision, it can make a manager feel overwhelmed, especially if they have employees who don’t seem to be overly motivated to do their jobs, or do them adequately. With this in mind, it is important to understand the motivational theories that make employees want to excel, management theories that we can use to better guide our employees, and their effect on leadership styles today. It is also important as well to understand how they relate to our personal lives, career enhancement opportunities, and ultimately and most importantly, our relationship with God.

Motivation in the workplace is one of the major concerns that managers face when trying to encourage their employees to work harder and do what is expected of them on a day-to-day basis. According to Organizational Behavior by John R. Schermerhorn, James G. Hunt and Richard N. Osborn the definition of motivation is "the individual forces that account for the direction, level, and persistence of a person's effort expended at work." They go on to say that "motivation is a key concern in firms across the globe." Through the years there have been several theories as to what motivates employees to do their best at work. In order to better understand these theories we will apply them to a fictitious organization that has the following

A study completed by the University of Michigan revealed that as employee motivation improved, the a company’s stock reached higher subsequent returns the following year, spanning times both good and bad. As an example, in 2002 the Standard & Poor 's 500 returned negative 22%. Yet the study found that for every five points added onto a firm 's Employee Motivation Index--how the study kept score--it returned an additional 2% in stock price the following year (Serchuk, D. n.d.). Costco subscribes to this type of belief in that a satisfied employee that enjoys higher wages, potential for bonuses, job security and full appreciation for their work is not only recognized by management, but taken into consideration when promotions for other positions are considered.

Employee motivation a powerful new model explores drivers of employee motivation, the levers the managers can pull to address them and the local strategies that can boost motivation despite organizational constraints. Finding of new research introduce a model that establishes the four basic emotional need people exhibit; they are the drive to acquire, bond, comprehend and defend. Also it exhort organizations take an holistic approach to satisfy employee’s emotional needs through its reward system, culture, management systems, and design of jobs. The potential benefit of a motivated workforce to an

1. An international bank loaned money to an emerging country a few years ago. Because of the nonpayment of interest due on this loan, the bank is now negotiating with the borrower to exchange the loan for Brady bonds. The Brady bonds that would be issued would be either par bonds or discount bonds with the same time to maturity.