Casey Blount Memo

Despite the importance of finance, accounting, and consumer intelligence, these topics are typically neglected in high schools. Unfortunately, personal finance is often learned by trial and error. The problem with this method of learning is that it only takes one costly financial mishap to set you back for years. This is why I created a basic personal finance book for total beginners. With these concepts you can use the other books in the Smart Money series to further build your knowledge of personal finance topics.

Whew, where to start? The personal finance class through Dame Ramsey’s Foundations in Personal Finance textbook and video series really had a lot of useful information, and it is hard to pick out the most impactful chapters and topics. However, I think the most important stuff for me was his five foundations for financial success, which were reinforced throughout the course. I am not downplaying the other important stuff in the course, including learning about the history of credit, budgeting, consumer awareness, investing, insurance, and taxes, but I think that mastering the fundamentals is important, which is why I am choosing to highlight them in this paper.

IV. Explain and document for clients the types of services that are to be provided, and the responsibilities to be taken by the personal financial advisor.

After reading provided documents my goal is to determine your financial strengths and weaknesses and suggest different

This course provides an overview of the elements necessary for effective personal financial planning and the opportunity to apply the techniques and strategies essential to this understanding. Primary areas of study include creating and managing a personal budget, understanding and paying taxes, working with financial institutions, wise use of credit cards and consumer loans, financing automobiles and homes, and the use of insurance for protecting one’s family and property.

In the article, Advisors Involved in Financial Planning, authors Mendlowitz and Kess talks about how financial advisors are people oriented and want what is best for their clients. The authors prove that the difficulty of the financial advising processes is typically overlooked by others by stating, “The different kinds of financial advisors and their role in the overall financial planning process is difficult” (Pg.66). Many might think that financial advisors have an easy job, but there is more to it than telling people to save small amounts of money here and there. Advisors must go through several specific steps to figure out the exact amounts their clients must save. The author of this article talks about situations that a financial advisor might go through as well as how the advisor should

Chelsea and the Garment District are on the West and Stuyvesant Town on the East. There are mostly pre war buildings, and historic brownstones, with some new buildings being constructed. Gramarcy is one Manhattan neighborhood that has one thing you will not find in many parts of Manhattan, and that is a private park, which only the residents have a key too. By, law it must be opened to the public once and year or it will loose its private status, but for the rest of the year, it is locked up tight. Gramarcy Park is just a walk from the clubs and art galleries of Greenwich Village, and a short trip to the north to the business district if Midtown Manhattan and the Theater District. Third Avenue is the major shopping area, as it is for its entire length, from north to south. The most expensive real estate are converted lofts, which are now penthouses and if you have a view of the park, that adds up to. In Gramarcy Park, the prices can change depending on the street. The further away you are from the Midtown Tunnel, the more you are likely to pay. Take a look at what is available today. Very rarely will you find one of the brownstones for sale, so your option is condo or co op. First, establish what your budget is, including utilities and monthly fees. Then you can being your search, which should begin with a trip to the neighborhood you are considering. Spend a day

IntroductionLinda Best, a Certified Financial Planner (CFP) from Sarnia, Canada is the founder and sole shareholder of Best Financial Services Inc. which was established on January 1, 2001. Sarnia, the largest city in South Ontario, bordered the United States and was heavily populated with aging baby boomers and blue-collar workers. Best Financial earned its revenues mainly from blue-collar workers nearing retirement. Best financial had formed strong relationships with many clients throughout Sarnia and managed over 1000 financial plans allowing a steady revenue and profit growth. The key services provided by Best Financial are risk management, tax preparation and professional money management. The company’s Assets under Management were

The apartment homes at Raintree are minutes away by car from Brazos Mall and an adjacent shopping center with a Walmart Supercenter, Home Depot and Lowe's. They are within walking distance of Mac Lean Park and Lake Jackson Recreation Center as well as a Post Office.

property consultants have acknowledged that the expense of living is presently around a pair of p.c below the rate that's prevailing within the country. The rent in city is around $500 on Associate in Nursing average; and you'll look at the {various} housing choices also because the various facilities provided to you if you're wanting to rent zero in city. For the luxurious residences, you would like to dish out quite $1000 a month; however you would like to require a glance at your overall expenses, before transaction out an area. Let's take a glance at a number of the residences which may give you with a grand living expertise within the town of city. The city residences in city ar one in all the best places to rent zero in city. the choices vary from one to 3 bedrooms residences and you'll expertise a number of the most effective facilities solely designed. The residences associate with gourmand kitchens, a swimming bath and a spacious upper side, wherever you'll organize parties or different functions. an alternative choice to rent zero in city is that the Fremont. avenue in city town is additionally one in all the most effective places to rent Associate in Nursing housing. Here also, you're given a large vary of facilities Associate in Nursingd this may be an apt option to rent zero in city. The residences associate with spacious and strategically balconies, kitchens, bogs and eating areas. you'll additionally use the adjacent automobile parking space for keeping your

Before moving into the big city, you should take the time to see several apartments

Jack and Susan are newlyweds they have been married 8 months, they are both in their late twenties and have come to me seeking financial coaching. Susan is what we would call a spender (Murphy, 2009); she uses money as a source to make her happy, therefore to her buying, spending equal happiness. Jack however a worrier (Murphy, 2009) worrying about if they will be financial is secure in their retirement. I had each of them complete the FINANCIAL DNA assessment online as well as to answer separate questionnaires regarding how they view money, where they see themselves in the future, how they communicate about money, and lastly to make a cash flow sheet for the month. In addition, I sent them information explaining my ethical code and that I am a Christian coach, therefore my coaching will come from a biblical perspective, I also made it clear I will by no means give them specific investment or financial advice, that is not my job.

Choosing for hundreds of beautiful apartments, townhomes and rooms can lead you astray from your original budget. Listen to the voice of reason, and stay within your budget. You can live in the best neighborhood, close to the best mall, schools, and other attractions, without spending more than your budget allows. Whether you need a swimming pool, desire a pet friendly place, or apartment with an indoor laundry and fitness center, you can find

To help Ms. Porter make better decisions when it comes to money and feel in control of her finances. - Ongoing

I will prepare a Financial Plan for a prospect named Alice using the Smart Goals method to analyze her debt to ratio budget toward her future finances. Her preliminary focus is to pay off her student loan b. buy a house and save for children’s education c. accumulate assets d. retire e. travel around the world in a sailboat.