Characteristics Of Low Income Family

Children in poverty are becoming the poorest age group in the United Sates. According to the National Center for Children in Poverty (NCCP), a U.S. family of three living in deep poverty survives on an annual income below $9,276, or less than $9.00 a day per family member. Unfortunately, children face many difficulties in the United States living in deep poverty because they are not able to

“According to the report, titled Income, Poverty and Health Insurance Coverage in the United States: 2010, 49.9 million Americans or 16.3 percent of the total US population had no health insurance in 2010. That percentage represents a slight increase on 2009’s figures, when 49 million citizens or 16.1 percent of the population was uninsured” (Gamser, 2011).

Barely half of those with incomes of 200 percent to 299 percent of the poverty level were insured all year with adequate coverage.” (Schoen)

Finally, take a look at child poverty, which is a sensitive subject for many. National Center for Children in Poverty created a study to discover how much child poverty affected the United States. Once the research was completed, the NCCP revealed that a large percentage (“nearly half”) live their lives in poverty. This is due to the families’ inability to support children, most likely from low-income jobs.

“Poverty is about not having enough money to meet basic needs including food, clothing and shelter” (“What is Poverty,” 2016). In the United States, there are 45 million Americans are living in poverty (“45 Million Americans,” 2014). In order to determine if one is living in poverty, the United States Census Bureau has established a poverty line that they then measure, according to the individual’s income and their family size (“Poverty Thresholds,” 2016; “Poorest Cities in America,” 2016). Since the recession in 2008, many states have seen a rise of families living in poverty. Poverty is a vicious cycle and has devastating effects on young children.

Most people are uninsured are below the poverty line. The United States Census Bureau states “In 2013, the uninsured rate for children younger than 19 in poverty (9.8 percent) was higher than the uninsured rate for children not in poverty (7.0 percent)” (“Income, Poverty and Health Insurance Coverage in the United States: 2013”).People cannot pay for the health insurance they need and that is why they do not have it. The impoverished could get chronically ill and not be able to do anything about it because they do not have the money or insurance. According to the Henry J. Kaiser Family Foundation “In 2014, 48% of uninsured adults said the main reason they were uninsured was because the cost was too high.” (“Key Facts about the Uninsured Population”).A person who cannot pay for any health insurance at all is most likely in poverty. It is hard for someone to pay for any insurance if they are in

In the United States, more than forty million people are without health insurance. Of these people, many are employed by firms that do not offer coverage and many others fall just below the poverty line. Many are poor but still do not qualify for Medicaid. At least twelve million of those without health insurance are children. Reliable sources indicate that the number of uninsured people could rise as high as sixty million by the year 2010.

However, this system of measuring poverty is flawed because if a family makes a dollar more above the set limit, they do not qualify for financial help from the government (NCCP, 2008).The poverty threshold is an inadequate measure of whether people are considered poor or not. Current poverty measures are flawed because it assumes how much a family spends and does not accurately include family resources such as Earned Income Tax Credit (NCCP, 2008). The way that the government measures poverty is based on outdated information that was set in the 60s. Because it has not been sufficient to keep up with the standard of living, those who are living in “high cost cities like New York and those who live in rural areas of the country” (NCCP, 2008) are barely getting by.

In the United States, the Census Bureau sets the official poverty line. The figure used to compute a person’s poverty status includes any earnings, Social Security payments, child support, or other assistance. Then, using the size of the family and the ages of the family members, the Census Bureau determines which poverty threshold applies…According to this poverty measure, 12.5 percent of the U.S. population lived in poverty in 2007. (Introdution)

1. Over 41 million Americans have no health care insurance according to the U.S. Bureau of Census.

The research that will be conducted (,) will involve low income families containing adults from the ages of 18-45 that are raising children. First, it is necessary to consider what exactly is referred to as a low income family. The federal poverty line (FPL) is determined by using set income levels adjusted for inflation and family size; for example, the FPL in 2015 for a family of four with two children was $24,026 (U.S. Census Bureau 2015) (This source is not in your reference page). There is no time to survey those that live in each and every polluted area in the United States, so surveying 100 homes in the most polluted areas will be sufficient. This in particular research (This particular research) will take place by randomly selecting

Regardless of the range of programs available in the United States, it is estimated that as many as 48.6 million citizens, or 15.7% of the populace, remain without health coverage (U.S. Department of Commerce). Citizens obtain health coverage from employers, 55.1%, while government administered programs cover 32.2%.

Poverty has been on a incline since the economic downturn in 2007. Poverty is defined as “the state of being inferior in quality or insufficient in amount”, but a more modern definition used today is “in state of being extremely poor”. According to “Poverty in the United States” a report done by Congressional Digest, the poverty line in 2012 was 15.0 percent, which represents 46.5 million people living at or below the poverty line, and was 2.7 points higher in this year than in 2007. The article also stated that in 2012, the family poverty rate and the number of families in poverty was 11.8 percent and 9.5 million and the median income for households was $51,017, which means many of these households have students who become eligible for free lunches. In Lindsey Layton’s article “Most Public

The majority of low income families are minorities. Some people who have no jobs and for those who have jobs, their wages are usually very low and they may end up turning to crime and

Children in poverty is a typical social issue occurring in society today. “More than 16 million children in the United States – 22% of all children – live in families with incomes below the federal poverty level” (“National Center For Children In Poverty,” n.d.). The federal poverty level measures the amount of income a family takes in per year. It varies depending on the number of people in a family. For a nuclear family (two parents and two children) the federal poverty level is around twenty-four thousand dollars in a year (“Health Care.gov,” n.d.). The average American makes around forty-six thousand dollars a year. The parents of the children in poverty make at least twenty-two thousand dollars below the average. Their families are extremely poor. Also, not just one child is facing this hardship, sixteen million children are part of families below the federal poverty line, just in America. “About 22% of children in the U.S. lived below the poverty line in 2013, compared with 18% in 2008” (Calfas, 2015). Unfortunately, the rate of poverty affecting children has gone up through the years. More and more children will face poverty during day to day life. Children can be affected by poverty in many ways. “Poverty can impede children’s ability to learn and contribute to social, emotional, and behavioral problems. Poverty also can contribute to poor