Cih Level 3 Assignment 4

Selling of council houses is becoming an increasing issue in the UK as people and even businesses are buying the house out. This means hundreds of family homes are now owned by private landlords or individual people. As a consequence, families are finding it difficult to find family-homes to live in.

Limiting and changing the demographics that live in Pyrmont making it hard for middle classed families and middle classed workers to purchases houses within Pyrmont.

This contrasts significantly to the type of housing in the Isle of Purbeck where 73.7% is owner occupied. Further, in the last decade house prices have risen above the national average due to competition from second homeowners, retirees and in migrants. For example, property at Sandbanks is the 4th most expensive in the world. The situation is made worse by the fact that employment opportunities in the area are limited. Only 7.7% is council housing – in recent times only 2 small Housing Association developments in Corfe Castle have been planned to deal with this. Therefore, this has a key effect on social welfare. It results in a richer population, with high demand for private healthcare and ‘farm/organic’ shops. In contrast, Byker is likely to have very few high-end shops as a result of income being low – resulting in a reliance on state services, and the creation of what Edwina Curry saw as “food deserts”; meaning very little healthy food options due to the dominance of cheap, fast food outlets. In turn, this is likely to increase obesity and lower life expectancy – reducing social welfare further. In contrast, ‘organic/farm’ shops in the Isle of Purbeck are likely to have the opposite effect – raising life expectancy.

Housing is a national crisis issue and the professional solution has priced itself beyond the reach of the majority of citizens.(Archer) To own a house implies commiting oneself to a mortgage and guaranteed income level for the majority of one’s working life.

There may be an alternative and sustainable approach to housing in the area, which takes a wider strategic perspective (not just that Millers Point and The Rocks: An alternative way forward ii of an individual government agency) and could have a broader application in informing an overall approach to NSW social housing stock management and disposal. This approach could incorporate the following elements.

Much of the decline in occupancy has been attributed to the massive influx of new units brought to the market. Over the previous year, more than 22,000 units were added to the Seniors Housing stock. Of those 22,000 units, only 15,000 have been absorbed to date. The second quarter of 2017 alone brought online approximately 6,000 units – the largest quarterly increase in new units since NIC began collecting data. While stabilized communities (facilities older than two years or if less have already reached 95%+ occupancy levels) continue to show strong occupancy levels (90.4% nationally), the influx of inventory will eventually work its way into affecting occupancy at older stock as newer Seniors Housing residents will have a choice between providers.

The purpose of this literature review is to explore the issues associated with the private rented sector (PRS), because as noted earlier, this is now becoming a very important tenure in the overall UK housing market. Approximately, 4.9 million households in the UK are in the PRS, which has more than doubled since 2001 (Paragon 2015).

This essay will explain what Ideological and Economic factors as regards social policy making are and identify some of the factors used during the labour government of 1997-2010.Some examples /case study as to why certain factors were considered and used will be examined, this will aid better understanding of their effects on the policies that were made. The Market failure which actually gave way to the intervention of the government in the housing sector and the tools /policies that were used for the correction will be discussed.

Cowan D & Marsh. 2001. A Two Steps Forward: Housing Policy into the New Millennium. Policy Press

The crisis of homelessness has been experienced the world over and Australia is no different in this regard. With the real estate boom of the 90s and early 2000s, previously affordable areas saw a steep increase in newly constructed housing that led to the gentrification of such suburbs (Lucas, 2014) and caused a rise in the price of housing in the area. The Commonwealth and State governments have identified the lack affordable housing as a pressing issue and one of the causes of homelessness. This in turn, has led to the release of various policies, white papers and commitments to addressing the issue. Through this essay, the author will attempt to theorise the policy making process by analysing the policy episode of the Moreland

buildings are sold, buyers often evict the existing tenants to move in themselves, combine several units, or bring in new tenants at a higher rate. When residents own their homes, they are less vulnerable, and may opt to “cash them in” and move elsewhere. Their options may be limited if there is a regional housing shortage, however, and cash does not always compensate for less tangible losses.

Housing Affordability in Australia has become the focus point for urban planners in recent years. In particular, South East Queensland (SEQ) has experienced significant pressure as the demand for property and affordable dwellings increases and population growth in the region continues. The issue has come to the forefront in discussions for local governments in the region and there is a real need to address the problem of housing affordability. The subject of affordability is complex and is contributed to by a number of factors including the impost created by Council processes, which is the scope of the HAF-T5 Project.

A place to call home, a concept that much of society aspires to. A home is a sanctuary, a place to raise a family; home after all, is where the heart belongs. However, does the notion that a house is make a house any less of a home than a house that is owner occupied? Housing policy during the latter part of the 20th century began to shift towards owner occupation. One policy in particular completely changed the face of housing, it brought about the biggest shake up in housing history. The Conservative Government’s ‘Right to Buy’ scheme or ‘Council House Privatisation’ as written in (Baldock, Mitton, Manning & Vickerstaff, 2012), formed part of the Housing Act 1980, the then secretary of state for the environment, Michael Heseltine, stated "This bill lays the foundations for one of the most important social revolutions of this century” (Jones, 2011). Therefore, this essay will answer the question can the “Right to Buy” policy as introduced

Multiple reasons exist for the the lack of affordable housing. On the demand side these include population growth and increased migration to urban areas, easily accessible housing finance, tax incentives and a “strong cultural preference for owner-occupied detached houses”. On the supply side, affordability problems are exacerbated by inflexible and slow responses to the need for new housing stock, lack of infrastructure and generally inefficient planning processes and development assessment by local governments.

This is due to the fact that these properties represent a secure shelter for the population, which is considered a basic human need. However the housing market is believed to provide “normal goods”, meaning that as people’s income increases so does their demand for housing (Masron, 2013). Due to the socioeconomic background of a large portion of the population a large segment of the market would be considered a highly differentiated product. Location of the property within London tends to play a large part of the product’s differentiation, as some areas are more desirable than others.