Citi Bank India Credit Cards: Strategy for Profitable Growth

3. What are the consequences of Capital One’s IT strategy for expansion into different segments of the credit card industry, and into other industry’s?

The company should follow a combination of the following options to maintain long-term competitiveness: •

18) According to Louis Wirth, urban areas are more likely than rural areas to have

JP Morgan and Chase (JPMC) is the top fanatical service of US market and the biggest bank in US. JPCM with its exceptional 5 different business segments, which are corporate and investment banking (CIB), consumer and community banking (CCB), asset and wealth management (AWM), commercial banking (CB) and corporate entity.

The CEO and shareholders are considering two possible strategies in order to accommodate the increase in demand.

There are several strategic options that need to be considered in order to fully address the

1.b- The true population proportion of customers who live in an urban area exceeds 40%

This graph shows that the size of two people per household is much higher than others.

With only 5% of the housing units being secured by the Housing Authority, specific types of home are limited to families. The average household size is expected to decrease to 2.04 persons by 2014 (Source). 33% of all households are suited for two people and there is a need for those types of units (source). With there being such a high demand for such a household, the downfall is that that small unit homes for two person families

b. the true population proportion of customers who live in an urban area exceeds 40%,

First of all, I didn’t think it through with my hypothesis. I only had thought about the city and forgot to think about rural life or land, which is probably going to have bigger effect on

2. Do you think Altera’s new strategy will be successful? What are some advantages and disadvantages of the new strategy?

Please summarise a recent event or development relating to local, regional or global activity that impacts our Investment Banking business. (150 words) *

CIBC’s Wealth Management sector provides clients who have money to invest with investment and advisory solutions from a team of almost 1500 employee’s throughout Canada. There Strategic Priorities include attracting new clients and deepening relationships with existing clients, seek new clients to source investments, and chase new investments and acquisitions (CIBC).

Citibank should launch the card product in Asia for several reasons. Firstly, Citibank can ride on the rapid economic development in the region via credit card products. Secondly, it is also an excellent way to overcome distribution limitations imposed on foreign banks in the region. Thirdly, it allows Citibank to expand its customer base from the upper income segment to include the rapidly growing middle-income households, which is consistent with its global growth strategy and mission in Asia Pacific. Fourthly, by introducing credit cards, Citibank will be able to cross-sell other product lines such as Auto Loans and Ready Credit