College Funding Is A Popular Topic Among Our Nation

With the ever-increasing tuition and ever-tighten federal student aid, the number of students relying on student loan to fund a college education hits a historical peak. According to a survey conducted by an independent and nonprofit organization, two-thirds of college seniors graduated with loans in 2010, and each of them carried an average of $25,250 in debt. (Reed et. al., par. 2). My research question will focus on the profound effect of education debt on American college graduates’ lives, and my thesis statement will concentrate on the view that the education policymakers should improve financial aid programs and minimize the risks and adverse consequences of student loan borrowing.

The overall amount of the student debt in the U.S. has tripled in 10 years, from $363 billion in 2005 to more than $1.2 trillion today (Nelson, 2014). It has increased for

Imagine a world where college was completely free. Tuition is completely paid for, no book fees, housing fees, everything is one-hundred percent paid for by the government. Unfortunately, the only downfall to that is that the people fund the government. Taxpayers, which should be almost all of America, are the ones who give the government the money to do every day necessities. The government will not be able to afford to pay for every student to have free college on their own, all of that money will have to come from us, the people. This means that college really isn't free. The government should not pay for everyone's college because it is unfair to those who can easily afford it, taxes will go through the roof, and will inhibit a lesser education if it is free for everyone.

The United States needs to look to other nations that have figured out the necessity of higher education to be at an affordable cost if not free. In 2015, college graduates are facing on average just north of $35,000 in student debt (Berman). In part, the government has reduced the federal funding that each college receives each year. Therefore, colleges have constantly raised the

First of all, the money issue is the big problem to the government. Taxpayers are one of the treasury account for government to withdraw the money and provided the fund to school. I know that all the taxpayers will burden out the amount of money they have to deducted on their check. They obviously not agree with what the government doing, so they have to rejected free community college tuition opinion. But if they take a step back and think about their children, whose go to school and need to pay the tuition for the school. So the tuition fee will still a burden to all the parents

Reason #1: First reason being that free tuition could allow our country to be more successful from more kids getting a college education.

Why would they want to pay for other people to go to college? That’s a very good point. On the other hand however, tax payers already pay for Medicare and Disability, which helps out the elderly and the disabled. Why not help out people that are trying to better their lives as well? Another argument would be, if tuition is free and covered by tax payers; the argument of not going to college because one can’t afford it would be mute.

Over the last several decades, rising tuition rates and changes in federal and state policies, an increasing number of students are turning to college student loans. As a result of these changes in prices and policies, the percentage of undergraduates borrowing has increased from 37.8% to 46.2% for public 4-year institutions and from 48.5% to 58.9% for private institutions. According to one estimate, student loan debt has reached $1 trillion dollars, surpassing credit card debt (Reynolds and Brandon). Most recently, another report estimated that two-thirds of college graduates in 2011 had an average loan debt of $26,600, which is an increase of 5% from the previous year (Chen and Wiederspan). There are numerous factors involved in the

People who support free college believe it will benefit the entire nation. As technology industries grow, as well as the need for employees with higher education; a college-educated workforce would be able to fill these desperately needed job positions, which in turn will make America’s economy grow stronger. Billions of dollars could be added in the economy if these jobs were filled. People tend to spend more money when they have little debt and higher wages. It could also mean that the government would take in a lot of extra tax revenues, which could go a long way toward paying for free public colleges.

In the United States today, the number of students graduating college with student loan debt is quite astonishing. In the article titled, “How the $1.2 Trillion College Debt Crisis Is Crippling Students, Parents And The Economy”, we will examine and break down the student loan debt crisis by the numbers. Today, almost two-third’s of students graduating college are graduating with an average of $26,000 in debt. For most students, $26,000 is a lot of money when the average annual income for a first year graduate is only in the mid $40,000 a year range. According to the Consumer Financial Protection Bureau, student loan debt has reached a new milestone, crossing the $1.2 trillion mark (Denhart, 2013, Introduction, par. 2). With student loan debt levels

Those who oppose free higher education claim the government will not be able to finance such a project and raising taxes would be equally as unsuccessful. Believing that limiting deductions for upper-income tax filers will only, “raise the cost of college even further and shift the burden to hardworking taxpayers” (Meckier and Mitchell). However, it has been proven that when the government invests in free education it generates more profit. The GI Bill that authorized the free education of two million veterans led to high

If college were to be made free more students all around the nation would try to get better grades so that they can get accepted into college and work on their dreams.Furthermore the government won't be wasting any money but it would be a lot more like an investment because those students who graduate from college, will eventually get jobs and start paying

The average college student acquires over $29,000 in educational debt. The debt of American college students has been steadily on the rise. Tuition has been increasing while the average American families’ income has been decreasing. Some students qualify for federal grants; however, the majority of money used to pay for college is debt that has been borrowed from private lenders. Students who qualify for federal grants must still depend on private lenders to fund their education. “Seven in ten seniors graduated with student loan debt, and a fifth of that debt was owed to private lenders, which often charge higher interest rates.” (CNNMoney) Most students enroll in college to better their lives, provide a more stable environment for their

The idea of making education accessible to everyone is an investment by the state government in the United States. An effective way of introducing accessible higher education by states should be implemented by the states itself being fiscally responsible for its own. As New York, California, and Rhode Island have recently adopted policies for debt-free college, three of these states have implemented three different policies to make education affordable by providing scholarships, known as the Excelsior scholarship bill in New York, Promise bill in California and Promise scholarship in Rhode Island. The goal for these states is to create tuition-free public colleges for its residents. These states have included yearly accounts for these scholarships in their respective fiscal budgets for the upcoming and this academic year in order to see the policy in action.

For my introductory reason, free college education would help poor students get educated. Indeed, some people are very poor. There are so many parents in the world that are poor, so that makes children unable to get education easily. According to my pro article, “They see it as both a private and public benefit. “ This quote means that it will benefit private and public schools. Poor children usually have to move to public schools, considering that they are free. If college is free, poor children would be able to get a job they want, because they can be educated on the job that they want to take part in. Some parents do not have any money, and they don't have jobs. They would not be able to earn enough money for their child to get educated. Free college will help solve this issue if they are old enough for college. It can make some parents thrilled, that their child is finally getting an education. Additionally, to quote trade-schools.net, it says “A better-educated population could result in smarter decision-making at every level of society, which could lead to faster progress in solving our most difficult,