Compare and Contrast Types of Managed Healthcare Organizations
MacLeod Ighodalo
Norfolk State University
Compare and Contrast Types of Managed Healthcare Organizations
This paper provides an overview of the healthcare environment and its financing in the U.S. and define acute care and long term care. It addresses three important issues. First, it provides a snapshot of how health care is currently financed in the United States, including the differences and/or similarities between Managed Care Organizations. The second part of the paper examines the current federal government programs and various types of access to health care available to every citizen. The third part of paper examines the implications nurses have in
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Long term or chronic care includes a much broader range of services than acute care, emphasizing social as care well as medical services. While acute care is usually confined to specialty providers, the providers of long term care are more wide ranging. They include traditional medical providers such as physicians and hospitals, formal community caregivers such as home care agencies, facility providers such as nursing homes and assisted living facilities, and informal caregivers such as friends or family members.
Understanding the classification of healthcare services in terms of acute and long term care enable us to plan for services, to describe institutions, and to allocate funding and reimbursement. In the United States, healthcare services provided by health care providers (such as doctors and hospitals) are paid for by the following including, private insurance, Government insurance programs, people themselves (personal, out-of-pocket funds). Additionally, the government directly provides some health care in government hospitals and clinics staffed by government employees. Examples are the Veteran’s Health Administration and the Indian Health Service.
In other to manage or curtail the ever rising healthcare cost in America, Managed Care was formed. The National Library of Medicine, defines managed care as programs or organizations “intended to reduce unnecessary health care costs
Rising health care costs became an issue after the Medicare and Medicaid programs were formed in 1965 and have continued to be a factor in the United States economy since then. “By1970, U.S. government expenditures for health care services and supplies had grown by 140%, from $7.9 billion to $18.9 billion.”() By the 1990s the annual increase in the government health care expenditures was finally brought under control and has fluctuated between a 5% and 8% increase each year since then. This essay will discuss the different factors contributing to the rising costs of health care in the United States, as well as how the cost of health care affects the accessibility and quality of medical care throughout American history.
Health care spending in the United States of America as a percentage of the economy has reached astonishing heights, equating to 17.7 percent. This number is shocking when compared to other counties; in Australia health care is 8.9 percent, in United Kingdom 9.4 percent, in Canada 11.2 percent. If the American health care system were to hypothetically become its own economy, it would be the fifth-largest in the world. While these statistics sound troubling, they lead us to look for answers about the problems surrounding our system. The first health insurance company was created in the 1930s to give all American families an equal opportunity for hospital care and eventually led to a nationwide economic and social controversy that erupted in the 1990s and continued to be shaped by the government, insurance companies, doctors, and American citizens. In this paper, I will go in to detail about the various opinions regarding the controversy, the history behind health insurance companies, and the main dilemmas brought out by the health care crisis. Greedy insurance companies combined with high costs of doctor visits and pharmaceutical drugs or the inefficient hospitals all over America can only describe the beginning to this in depth crisis. Recently, the United States health care industry has become know for the outrageous costs of insurance models, developments of various social and health services programs, and the frequent changes in medicinal technology.
Unaffordable health insurance/coverage is a major issue in the United States (US). There is a lot of coverage in the news media about The Affordable Care Act (ACA) that was signed into law in 2010 by President Obama to aid in assist in health insurance for all residents of United States.the US. The purpose of this paper is to address some of the questions most frequently asked; 1. What is health care reform and specifically what is the ACA? 2. What benefits does one see for nursing? 3. What are Accountable Care Organizations and can this improve access to patient care?
Long-term care is a variety of services that includes medical and non-medical care to people who have a chronic illness or disability. Long-term care helps meet health or personal needs. Most long-term care is to assist people with support services such as activities of daily living like dressing, bathing, eating, and using the bathroom. Long-term care can be provided at home, in the community, in assisted living or in nursing homes. Long-term care can be given at any age depending on
rising health care costs. Managed care can be defined a system of delivering health services in
One of the issues that is widely discussed and debated concerning the United States economy is the healthcare system. Unlike in the majority of developed and developing countries, the healthcare system in the United States is not public, meaning that the state does not provide free or cheap healthcare services. This paper addresses many of the factors contributing to the rising cost of healthcare.
Managed care is a system of healthcare delivery that seeks to achieve efficiency by interpreting the basic functions of healthcare delivery. It employs mechanisms to control (manage) utilization of medical services and determines the price at which the services are purchased and how much the providers get paid.
After reading your post, I reminenced about my experiences with managed care. I have used HMOs and PPOs and I like the latter because of freedom. Freedom to choice the provider of my choice and not having to get a referral before I see a specialist. This freedom is something I'm willing to pay for eventhough the HMOs tend to be cheaper. Restricted care is not great healthcare in my opinion. There have been compromises with EPOs and POSs. Giving consumers more of a choice has expanded the blue oceans for these insurance
Managed care was established in order to manage health care cost, utilization, and quality (Kongstvedt, 2015). In managed care, health insurance is provided through HMO, PPO, and other types of managed care. It has the potential to reduced health care spending and improved the quality of care. However, despite of its success in improving the quality of care through preventive health care services, chronic disease management program, and so forth, many physicians are reluctant to be part of the managed care environment. Some of the reasons are the impact of managed care to physician’s income and autonomy. Under managed care, insurers have decreased the fees paid to physicians. There are different ways how managed care organizations control costs. One of this is through selective contracting with health care providers and hospitals to lower costs. In selective contracting, health care providers agreed to accept lower prices in exchanged for guaranteed volume of patients under managed care plan (Culyer, 2014). This paper will discuss more issues and trends in Managed Care Organizations such as the rise of Medicaid Managed Care spending, the new Medicaid Managed care Rule, and the collaboration of Managed Care Organizations and Accountable Care Organizations to reduce health care spending and improve efficiency of care.
US health care expenditures have been rising quickly over the past few years; it has risen more than the national financial system. Nonetheless a number of citizens in the US still lack appropriate health care. If the truth be told, health care expenditures are going to continue to increase; in addition numerous individuals will possibly have to make difficult choices pertaining to their health care. Our health system has grave problems that require reform, through reforming, there is optimism that there will be an increase in affordable health care and high-quality of care for America. Medicaid, Medicare and private sector insurances are all going through trials and tribulations because of
The most common form of health insurance today is known as a managed care. There are three plans under its umbrella; HMO (health maintenance organizations), PPO (preferred provider organizations) and Fee for Service Plans. The most popular of the plans are HMO and PPO. Fee for service plans were the standard form of health care. Another name for Fee for Service is plans are indemnity plans. This is the oldest form of health insurance coverage. They are also the most expensive but offer the most freedom. The oldest form of managed care plans are HMO’s. It is the least expensive way to receive medical care. HMO’s offer a broad range of health benefits including preventive care, for a set monthly fee. HMO’s do not get to choose its own doctors
It is a patchwork of loosely connected financing mechanisms varying in terms of sponsorship and provider type. It also reflects the age, health and economic status of the specific patient groups that are being served. Considering the growing number of Americans who are uninsured for health care and the low ranking of the United States among a variety of health indicators, one may say that it is a disappointing financing system. These observations provide a basis for supporting our position for a national health care system. Where possible, comparisons will be drawn between the United States and other countries. Special focus will be paid to similarities in the public and private financing components of the system, reimbursement of various provider categories and trends that we may expect to see in the future.
Managed care is a philosophy that tries to deliver health care to the population. Managed care organizations are the organizations that actually try apply this idea. It is the most dominant health care delivery subsystem in America and it is available to most Americans with the primary financiers being employers and the government. The idea of managed care works by employers and the government entering in a contract with MCOs
They are the oldest type of managed care. They can be defined as a health insurance organization to which subscribers pay a predetermined fee in return for a range of medical services from physicians and healthcare workers registered with the organization. Members must see their primary care provider first in order to see a specialist. There for four types of HMOs: staff model, group model, network model, and the independent practice association. The staff model hires providers to work at a physical location. The group model negotiates with a group of physicians exclusively to perform services. This was the first type of HMO model introduced by Kaiser Permanente. The network model is similar to the group model, but these providers may see other
The healthcare system makes provision for the prevention, treatment, and management of illness and the preservation of mental and physical well-being of patients through services offered by the medical, nursing, and allied health professions. In this recent age two major debates have defined the U.S. healthcare system: provision and