Competitive Advantage Of Seylan Bank

This paper will show the situational analysis of commonwealth bank, it also analysed the organisational structure and its strategies. Because every business needs to take some action that will help them keep a good position in the market, but before taken any action they have to do some research the find to cause of problem in order to identify the resolution. The results and useful information during this analysis will help the organisation to choose suitable strategies, develop that management strategies and improving the service operation, which is going to help them achieve their objectives. At the beginning it will be presented brief history of commonwealth bank and following by their operational service, problems

success factors. However, the company has a few weaknesses and threats they need to address in

Strengths- Better flexibility with handling customers. More branch offices and more agents. Gains a better head-start in expanding their market growth.

Whenever new firms can easily enter a particular industry, the intensity of competitiveness among firm increases. New Entrants are companies that are not currently competing in an industry but have the capability to do so if they choose. The banking industry in our country is still in its growth stage. So, the threat of potential New Entrants is quite high. Usually the existing companies try to deter potential competitors by setting certain entry barriers. Barriers to entry are factors that make it costly for companies to enter an industry. The common barriers to entry are Brand Loyalty, Absolute Cost Advantage, Learning Curve Effect, Economies of Scale and Government Regulations. In Bangladesh, the question of Brand Loyalty is somewhat evident in the banking industry. A person who is a loyal customer of a local or government owned bank usually does not prefer an account in a multinational bank, whatever lucrative the benefits seem. This creates barriers for new entrants. No bank enjoys an absolute cost advantage, due to the fragmented nature of the industry. Most of the government banks and some local banks enjoy learning curve effect as well as the scale of economy; due to the fact that they have been doing business for quite a long time, they have gathered a long-time experience of operating in Bangladeshi environment, and they have branches all over the country. The multinational banks are also on the process of achieving scale of economy. The

It is a good quality that every company should stay. Proving to employees and staff that even when the company gets knocked down that we will be able to come up from their failures. There will be setbacks and failures along the way, but pushing forward and having the courage to move on is being persistent. The way you deal with failures as a company will determine the outcome of any endeavor that a company will take.

level of competition and prove a potential threat for the market share of SBI bank.

Previously these banks had core strategies of targeting specific markets. They focussed on their main product offerings such as Checking Accounts, and on branch network service provision.

The increasing demand of electronic transaction to meet the needs of customers to be media to serve and improve the service for customers. The Company’s commitment is the expansion of the Company will be directed to continue to enter the “next level”, thus becoming a national bank with high and sustainable profit growth (“A Strong Sustainable and Profitable Bank”). The Company becomes greater in terms of assets and earnings, stronger in terms of capital, and better in terms of service. The Strategic policy established to support company is very strategic commitment to 2014 among others is develop and Improve the quality of service This was among others conducted through improving electronic banking to improve corporate image and fee-based income, as well as services to customers in e-banking

Diversification: the company has an option of entering into Non-Bank Finance Companies (NBFC) sector and financial education to its clients.

Bank mergers have increased rapidly in the past few years. Many wonder are so many mergers really necessary. The consolidation of two large banks could affect the relationship between the community, customer and the employee. Along with the merging of the two industries comes change for everyone involved. There is a lot of competition in the banking industry, which is the main reason for so many bank mergers. Bank mergers can improve competition and can be beneficial to the community if both financial institutions are in agreement with doing what is best for everyone involved. Banks should consider other options before taking a chance on losing good customers, loyal employees and trust in the community.

This financial report is in view of examination and comprehension of the Heartland bank. The organization is spread over the New Zealand; they are giving great services to their customer or shareholders. The ratios and both of the years are looked at and all the figures is measured. By calculating the figures of both year 2013 and 2014 have a made good profits in the business. Because of this profitability and good services they urges and credits to submit more cash. Alongside it administration likewise can make any adjustment or bring new ideas which help of it organization can get more change in the business or make more profits.

One of the most important factors that commercial bank must possess to be successful in Dar es Salaam is branch network. Branches are the distribution channels for the bank services and a well spread network of branches provide the bank with ability to reach the mass population of the Dar es Salaam city. As important as the number of branches is the location of these branches. Those banks that have managed to identify the right location and managed to put a branch on those locations have proved to be taking the most advantage of the market than those with fewer non-strategically placed branches. As an example, branches located at Mlimani City, Central

The study came to a number of conclusions among which states that, the provision of mobile money services by various service providers has had a positive impact on the performance of the banking institutions. It therefore recommends that, banks should conduct research on other possible mobile money services packages that are user friendly and develop them so as to enable deposit/withdraw of money using mobile phone which will meet different customer requirements and capture market niches that competitors have not identified hence expand on the market share leading to

An Internship Report Presented in Partial Fulfillment of the Requirements for the Degree Bachelor of Business Administration (BBA)

The purpose of this study is to examine those factors which help the consumers in the selection of Islamic banking sector. It is observed that Islamic banking sector is the most growing industry in Pakistan so, according to the customer’s preferences the selection criteria for Islamic banks is proposed as Shariah compliance, Quality and Attractiveness of Offerings, Friendliness of bank personnel, Cost and benefit analysis and Awareness. It is also observed that there are many factors but these are the most important factors which patronage the customer toward Islamic banks.