Compulsory Third Party Insurance (CTP)

Accident injury victims who are involved in collisions with uninsured drivers may be left without the help and compensation they need. Unfortunately, drivers cannot know for certain if those they are sharing the road with are insured.

While the insurance of the at-fault driver is first in line for financial responsibility of your medical bills, your personal injury protection plan will cover your medical expenses, even if you were at fault! The monies can also be used to pay for other occupants of your vehicle at the time of the collision.

The final component of a comprehensive contract is that the insurance underwriter can pay repairs and compensation to 3rd parties within the event of a collision that is as a results of your negligence or actions.

Experts recommend that you have more than the minimum required coverage in order to protect your assets. If the accident costs more than your insurance pays for, then you likely could have to cover the remaining cost of out of pocket.

For auto insurance I am covered for Bodily Injury Liability, property damage liability, personal injury protection, and uninsured motorist. I am not covered for basic economic loss, additional personal injury protection, residual medical payments, comprehensive vehicle, collision vehicle, emergency road service, and rental reimbursement.

We are updating our records for those who already have a golf car please complete the enclosed application with your insurance

If you own a commercial vehicle (Form REG 4008) or trailer, (Form REG 4017) should be completed.

Although it is advisable to have uninsured motorist coverage on you policy, if you are in an accident with a driver that is uninsured, it is too late to add it to your policy. Hindsight is always 20-20. The following are a few of the important things to know about having an accident with an uninsured motorist who is at fault.

While collision coverage will pay for your damaged car after an accident, and the minimum personal injury coverage will provide coverage for some of your medical bills, having this type of full coverage insurance does not mean that a driver has chosen the full tort or no limitation option. No matter how many different types of coverage a driver has, if he or she has not chosen the full tort, or the no limitation on lawsuit option, the driver’s ability to file a lawsuit after an accident will be limited.

Each insurance carrier has unique terms and conditions; however, most provide optional coverage for the damage specifically caused by the following events.

If you are importing a new car from the United Kingdom to Australia, consider several points before you choose a freight forwarder.

Thank you for your response and the question. Let me put it in this way, After the surgery, the donor may suffer from temporary disability and cannot work. And also the insurance company may deny coverage or increase their premium. Pretty much like care accident history and insurance coverage. Why should insurance companies be allowed to increase their premium or deny coverage? One way or other, the donor may lose money. Who is going to cover their loss, why should the donor suffer? I feel it is fair and just to compensate the donor.

An Australian Government Senate Report on the Live Trade, recommended all the importers and their abattoirs, feedlots and other handling facilities be registered by the Australian government to meet minimum standards.

This is why in the event of an injury caused by a third party, it is worth contacting one of our personal injury lawyers in Wheatley. Personal injuries take a great deal of time to recover from and all of this costs money, in both medical expenses and lost wages. There could also be damage to your property or psychological counselling involved. When this happens, the burden of dealing with legal matters to solve these financial issues is too much for many people to handle at a time which is difficult enough as it is. Compensation alone can’t heal pain and suffering, regain what you have lost, or undo what an accident has done. But it is difficult enough to recover financially when you are trying your hardest to recover physically or psychologically at the same

You bought your aircraft and contacted your insurance agent to obtain coverage. That was several years ago. You have been paying your premiums, but facts have changed. Has your insurance agent been notified of the changes? Do the coverages match your current operating structure?