Contraception Coverage in the Affordable Health Care Act
Angel N. Cawthon
Kilgore College
Author Note
Not all of the following information came directly from me but will be cited for the research I have done.
Abstract
One of the biggest complaints in healthcare is the rising costs.2 In many articles, people complain the healthcare costs have increased significantly and feel that is a direct result of the Affordable Health Care Act. Also, they feel that the cost of implementing the Act itself is way more than what was originally budgeted. Another problem discussed was the government 's role in the making of the Affordable Health Care Act. Many people feel that in the past, the government has made decisions that were geared more toward politics than effectiveness. So in the long run, we spent more money making changes to things that didn 't need to be fixed or fixing something that was not done right the first time. One of the other concerns, who is affected? Who has to pay? Middle class and up is the answer. Wealthy people are getting taxed he most and some do not feel it is fair, because they are the ones who own businesses and create jobs for others.
Clear Problem Definition
History of the problem. There are many other criticisms for the healthcare reform, but as you can tell, one of the biggest concerns is the cost and effectiveness.5 Since the early 20th century, the health insurance reform has been a political debate in the United States and
The Affordable Care Act (Obamacare) from being introduced in 2010 has not been well received by the public. Two main consequences are economic issues, and many states rejecting the act. Economic issues are relevant because it is assumed that insurance premiums are increased, rising cost increases during a recession, mandated benefits and other costs will be passed on to consumers and billions of dollars will be taken from seniors Medicare benefits. In addition, a requirement of the act is that insurance companies spend at least 50-80 percent of premium dollars on medical care, which will lead to less consumer choice and higher prices. Many states are choosing to reject the act
I will compare the current health care system with the new Patient Protection and Affordable Care Act (ACA) that became law on March 23, 2010. The current system, which is being phased out between 2011 and 2018 is increasingly inaccessible to many poor and lower-middle-class people. About 47 million Americans lack health insurance, an increase of more than two million people from 2005 (Rover, 2011) the increasingly complex warfare between insurers and hospitals over who pays the bills is gobbling up a great deal of money and the end result is that the United States pays roughly twice as much per
The Affordable Care Act (ACA) or know as Obamacare has given our country confusing matters to consider. The argument of misleading the facts in dealing with the ACA have caused an uproar with the American people. Before ACA was even composed we were misled in thinking that the uninsured, instead of health concerns, is the cause of the American people decrease of life expectation. Now that the ACA is in place, people are told they will be fine if uninsured, when in truth they will be taxed. The harshest misleading fact is that gaps in the Affordable Care Act make insurance not affordable to all citizens. We are being led to believe that a single player for health care is not socialized medicine. I believe that things needed to change with our health care and its cost, but misleading the people just causes more confusing, disappointments, and suspicions of what may follow.
The Affordable Care Act, signed into law by President Obama on March 23, 2010, fails to reach the intended goal of being more affordable for those in the population who cannot afford health insurance. The Affordable Care Act affects taxes, the out of pocket spending as well as the national debt. Now, considering the word “affordable” is in the name of the act itself, it is very contradicting that the Affordable Care Act is not very “affordable”. Affordable has a very different meaning if you were to ask people across the nation. People in Montana for example, the average salary in the state of Montana is $37,575, while in the state of New York, the average salary is $52,330. People in Montana would see $25,000 a lot differently than people
In many people’s eyes, Obamacare or the Affordable Care Act was a way to help the lower class Citizens to afford or get health care, but over time Obamacare has created impact on all other parts of society as well. Obamacare had created huge bills for the government, tax payers, hospitals, and many others. There are alot of financial impacts for Obamacare on lower society, it has a effect on everyone part of society. One thing is clearly shown , that Obamacare has a lot of negative impacts on Obamacare has a lot of impact on high society, such as increased tax which is caused by the free health care given to though who are positively impact, the lower class.
The Affordable Care Act is the new health reform law that was signed into action on March 23, 2010. The Affordable Care Act attempts to reform the healthcare system by providing Americans with affordable health insurance. It helps put individuals, businesses, and families in control of their own healthcare. By the sound of it, it really looks like this is something that will positively impact the lives of Americans, and make it easier for individuals to obtain health insurance. Unfortunately, what many Americans are unaware of is that there are so many underlying issues that make the Affordable Care Act not so affordable. Issues such as penalties and taxes that certainly rack up the cost on individuals, businesses and even hospitals that make it difficult for people and businesses to be in “control” of their health care.
The affordable health care act has received its fair share of criticism as well. Opponents of the bill fell that the cost of this bill will be higher that before. People we be seen for more care and more sick people will be diagnosed with illnesses and they will be a constant visitor in medical facilities looking for care. Others argue the level of service provided. The main thing these critiques seem to point to is the cost and how effective is the bill finically. These things wont be determined or seen until this bill is riding in full effect in the years to come.
Some people would be against the act because they are mad that their tax dollars go to it, and they would rather have their tax dollars go to something more useful. America’s medical cost rises twice as fast than the rest of the economy. In a book written by Susan Dudley Gold she states that in 2009 60% of the U.S firms provided some form of health insurance in the economy. In her book she also states that retired personnel receive 29% of health benefits from former employers. WIthout the ACA health insurance is used to help cover the cost of medical bills will rise sharply. The economical impact has been negative since the act was passed by President Obama in 2010 also since the act was passed each year 3% of people
"The Affordable Care act (Obamacare) main focus is on providing more Americans with access to affordable health insurance, improving the quality of health care and health insurance, regulating the health insurance industry, and reducing health care spending in the US." Yet five years since the implementation of Obamacare, 30.1 million people lost there private insurance,because it did not meet the 10 essential health benefits. Another 3-5 million people will lose there company sponsored health insurance, since companies find it cheaper to pay the penalty than buying there employees health insurance. Also medications will become more expensive due too new taxes that will increase prescriptions for individuals. Americans will find it cheaper to pay the penalty for not having health insurance, since it 's much cheaper and twice as less as the hassle. Obama care lacks to tell what the implications are on the health care system, how are doctors affected and what it means for average Americans living to ends meat.With Obama care addressing how it 's going to make health care affordable it does not address long-term care with an estimated 70% of Americans turning 65 will at some point,depend on long term care in nursing or assisted living facility. A elderly American can spend $42,000 to $84,000 per year and if you are poor enough, you may qualify for Medicaid but those who simply can 't afford the care they need. The Affordable care act originally had a community living
One of our nation’s most controversial topics since the year 2009, and still continues to affect our country, is the Patient Protection and Affordable Care Act (ACA) also known as Obamacare. The Affordable Care Act was passed by Congress and signed into law by President Barack Obama on March 23, 2010. The Law was designed to extend coverage to millions of uninsured Americans and protect patients from abuse or discrimination. The Affordable Care Act affects, all Americans, either in a positive or negative way. It is an issue that has come to separated our congress, it has divided the republican and democratic parties, to the point where the Government was shut down.
While researching the topic of the middle class and the Affordable Care Act (ACA) otherwise known as Obamacare, I found many articles about the impacts of the ACA on the middle class. The majority of these articles discussed how the ACA has negatively impacted the middle class and has made the middle class Americans have to pay higher taxes and premiums. These articles also show that for those who were previously uninsured, the cost of medical care has gone up. My goal in this paper is to show how the ACA has negatively impacted the lower middle class and how certain aspects of the ACA could be adjusted to have a more positive impact on lower middle class and upper lower class families.
Ever since Barack Obama signed the Affordable Care Act (Obamacare) into law in 2010, it has been met by criticism from many people from many different ideologies. Although the law held promise for allowing all individuals to afford healthcare and all of its benefits, that is not to say it does not have its downsides. Since passing, both the conservative and democratic parties have found reasons to dislike the law. This essay will include a description of the law itself, criticisms from the two parties, and a personal reading into the Affordable Care Act and the potential it has at actually making a positive impact on the American health care industry.
Either way, those who do not benefit from this Obamacare will have to pay for it as well. This is due to the increase of taxes that will be implemented throughout the country to help support the new system. Many would say that raising taxes to those who do not have access to the affordable health care system is unjust because they do not benefit from this new reform act. “Despite the above efforts, some people ended up paying more for health insurance under Obamacare than they did under their previous private plans.” This new form system cannot become an effective reform act if the price will increase for those who do not have the access to this system. “No reform can work well or very long if its costs are unsustainable.” Along with that, for those who were ‘privileged’ to obtain this new health care system were still charged a substantial increase in their health coverage plan.
Health care is one of the major political issues facing the nation today. Most industrialized countries have national healthcare system, while the United States only provide coverage for those who are eligible under government programs like Medicare and Medicaid. As the cost of health care to continue to increase, many question the role of the government while other blame insurance companies for increase in premium.
The Affordable Care Act (ACA) has been a topic of dispute since its introduction and continues to be discussed by politicians in the U.S. and throughout the world even after its passage. The Act has many opponents and is the cause of much controversy nationwide, primarily because it introduces higher healthcare costs for the richest citizens. Nevertheless, the ACA is an important stage in the American healthcare development process as it not only allows more people to receive healthcare services, but will also reduce the deficit. However, not everyone agrees. The policy is controversial in terms of cost vs. benefits, but the benefits ultimately outweigh the costs.