Correlation Between White Males And Females

1723 Words Jul 23rd, 2015 7 Pages
3.7. One-Sample t-Test Fallout Rate
To determine if there was a difference in fallout rates between white males and females by race as well as other nonwhite males, a set of one-sample t-tests was used. Table 6 presents a comparison of white males to females by race and nonwhite males. For females, the test indicated that the white males’ (20.28) fallout rate was sig-nificantly lower than fallout rates for Black females (M = 21.84, SD = 0.85), t(4) = 4.12, p =.015, d = 0.82 and significantly greater white females (M = 18.87, SD = .075), t(4) =-4.19, p = .014, d = -.84, but was not signifi-cantly different from Hispanic females (M = 21.28, SD = 1.23), t(4) = 1.82, p = .143, d = 0.36; Native American females (M = 22.56, SD = 3.74), t(4) = 1.37, p = .244, d = 0.27; and Asian females (M = 21, SD = 1.22), t(4) = 1.32, p = .258, d = 0.26. For males, the test indicated that white males’ fallout rate was significantly less than fallout rates for Black males (M = 22.86, SD = .099), t(4) = 5.85, p =.004, d = 1.17; Hispanic males (M = 22.25, SD = 1.14), t(4) = 3.86, p = .018, d = 0.77; but was not significantly different from Native American males (M = 24.16, SD = 3.99), t(4) = 2.18, p = .095, d = 0.44 and Asian males (M = 21.57, SD = 1.30), t(4) = 2.21 p =.091, d = 0.44.
4. Conclusion
The purpose of this study was to examine whether women’s experience mortgage credit after the 2008 housing crisis. Origination, denial, and fallout rates were produced from HMDA data and fallout…
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