I can definitely agree with you that employers can control the cost of health care. In the other hand, I can also agree that employees should be able to get free insurance as back in the days. Do you think employees are making us pay now because they are loosing money? or do you believe is just to gain more money on the
Healthcare system are employee sponsored insurance is not portable, overworked interns, residents, and nurses causing fatigue and burn out, and cost. Once an employee is no longer employed at an establishment he or she loses all health care benefits. This is such a disservice since the employee has paid into benefits and no longer has coverage (Goodman, 2016). Once the employee finds employee there is a period in which they are uninsured until benefits kick in. If anything happens during this time it is an out of pocket expense. Many healthcare workers are overworked causing fatigue and burn out. More staff could help relieve this problem. Lastly, the cost of healthcare is very expensive. In fact in the U.S. we pay more for healthcare than any other modern society. If we do not find solutions spiraling cost will bankrupt companies and force individuals to drop coverage, destroy long term viability of Medicare and Medicaid (Goodman,
Employers are continuing to face rising health benefit costs and are constantly looking for alternatives to control these escalating costs. Health benefit premiums continue to increase at a double digit pace for employers and employees (Poor, Ross & Tollen, 2004). This escalation is putting environmental pressures on all impacted stakeholders. Companies and insurance providers are squeezing this industry to get a handle on cost while still providing an appropriate level of care. This cycle puts the patient front and center as the ultimate stakeholder who incurs changes in health benefits. This mandate of cost control, efficient operations and market share has facilitated a constant analysis of the dynamic health
What’s next? Some experts say that if the consumer-directed approach doesn’t succeed, em wash their hands of health care altogether. A recent study by the Employee Benefit Researc showed that the proportion of U.S. residents covered by employment-based health benefits d percent in 2000 to 60 percent in 2004. Decades from now, observers may conclude that a counter- revolution in employer coverage began in these early years of the 21st century. —Terence F. Shea
Our Healthcare system is clearly business based according to the article “Cost Conundrum” and on the movie “Escape Fire”. In the movie it had an impacting story of an older lady who had heart problems where she went to a doctor and they were going to charge her thousands of dollars were later she went to a different doctor and they charged her a couple hundred dollars for t he same procedure. I couldn’t believe that in a different office she would get the same procedure done for a lot cheaper than in the other doctor’s office. Also, it surprised me how the medical staff are giving all these medications to our soldiers were they are clearly
We should work to delink health insurance from employment, so if they lose their job, their health insurance goes with them, and it is personal, portable, and affordable
As of 2008, the Center for Medicare and Medicaid Services (CMS) identified falls as a Hospital Acquired Condition (HAC). HAC is a complication or comorbidity that occurs as a consequence of hospitalization and is high volume and/or high cost, and be reasonably prevented using evidence-based guidelines (Radey & LaBresh, 2012). The Center for Medicare and Medicaid Services will no longer cover the cost of care as a consequence of an inpatient fall based on the presumption that falls are preventable by the organization (CMS,
The state of does California does participates in the Healthcare Cost and Utilization Project. The contact person is Amy Peterson the manager and her contact information is Healthcare Information Resource Center/Data Analysis Unit. California Office of Statewide Health Planning and Development. Her address is 400 R Street Room 250 Sacramento, CA 95811-6213. Her phone contact is (916) 326-3869 and fax is (916) 324-9242. Her e-mail address is amy.peterson@oshpd.ca.gov and website is http:// www.oshpd.ca.gov.
Americans can no longer depend on health insurance through his or her employer because of
Also, by forcing everyone to have health insurance, you put an extra burden on employers. Employers not only now have to pay the employees, but they have to provide health insurance. If health insurance is not provided, employers are forced to pay a fine. It should be the individual person’s responsibility to pay for themselves to be covered, not the employer 's responsibility.
A well educated man who is a husband and a father receives a job with good benefits. It is standard that when you begin working at a job with benefits, there is a ninety day waiting period for the insurance to become effective. By this time the employee had been employed for six months and one day his young son goes in for a check up and the child was diagnosed with leukemia. All the sudden now you have someone that has a catastrophic illness. Medical billings are through the roof easily costing thirty-thousand dollars a day in the hospital. Because your job offers benefits there is no privacy with the health insurance because your employer receives all medical billings
American people look at their insurance bills, co-pays and drug costs, and can't understand why they continue to increase. The insured should consider all of these reasons before getting upset. In 2004, employee health care premiums increased over 11 percent, four times more than the rate of inflation.
The United States may not have a great correlation with health insurance but it seems some companies want to change that notion. Good health insurance is hard to come by when one’s health may not be the best. In an article by Anna Wilde Mathews, she states that the company AmeriGas has mandated that each employee get a routine checkup each year if they wish to keep their health insurance through the company. She also goes on about how this program, Operation Save-A-Life, has helped employees’ health even though one might question if this mandatory that it might be very controlling for a company to do to its employees. Mathews’ idea is legitimate in that companies like AmeriGas should have the right to mandate medical checkups in order for employees
National Health Care System benefits employers by lowering their current health care costs. Companies need the National Health Care System now more
In 1954, Congress passed legislation allowing employers to provide health insurance benefits to employees on a tax-free basis (Sih and Singh 99). This legal provision marked the beginning of the rapidly expanding health care costs still apparent today due to the major incentives provided by the government to obtain employer-based health coverage. The overwhelming popularity of employer-based health insurance has led to a serious market inefficiency resulting from the system of third-party payment. As individuals rely on their insurance companies to pay for their medical expenses, this provides
Most health care analyst believes that health benefits provided by employers are provided as part of the overall compensation paid to workers. Because of the rising cost of the health care benefits, employers’ shares of