Cost Of Living In Australia

3. explain the importance of providing information about benefits, allowances and financial planning which could support individuals to live at home

The healthcare system in Australia is complex involving many funders and healthcare providers. In 2011 to 2012 the health expenditure in Australia was estimated to have been $140.2 billion, which made up 9.5 percent of gross domestic product in that year (AIHW, 2013). Responsibilities are split between different levels of government, and between the government and non-government sectors. With non-government sources funding for about 30 percent of the total health expenditure each year (AIHW, 2013). Australians make their contribution to their healthcare system through taxes, including the Medicare levy, and through private financing such as private health insurance. Private health insurance in Australia is a voluntary facility for private funding of hospital care and ancillaries. Insurance funds may cover the costs of treatment for private patients in private or public hospitals and can include some services that Medicare does not cover. The Australian governments fund for almost 70 percent of the health expenditure each year (AIHW, 2013). The federal government contributes to approximately two-thirds, while State, Territory and local governments together contribute for the other one-third (AIWH, 2013). As a generalization the Australian government is primarily responsible for the funding of healthcare, through health insurance arrangements and direct payments to the state and territories, while state and territories are primarily responsible

The Australian Medicare system is essentially based around private practice and fee-for-service. In England, they have the National Health Service, which is a publicly funded healthcare system, this is the oldest and biggest

This essay will discuss the structure of Australia’s healthcare system, known as Medicare. It will also discuss the role of the Government and Non-Government agencies, and Medicare’s strengths and weaknesses. It will also address the health and illness issues that aboriginal and people from overseas face, and also the significance of implementing best practice and quality management

Medicare is the publicly funded health care system for everyone in Australia. It exists side-by side with private health care system.

Secondly, in the past few years, household debt has increased rapidly. On one hand, it has deep influence on each Australian. With one dollar earned, one Australian is now in debt for two dollars. Australia’s debt for property is just lower than Switzerland in the whole world and doubles as much as America. Compared with the increase of house debt, salaries of Australians have remained steady, which means people’s capacity to repay debt hasn’t improved. Australians have been recorded low wage growth. From January to March 2017 wages grew just 0.5 percent. Over the previous year, wages grew a total of 1.9 percent. From 2011-2016 wages grew just 13 percent (Anderson 2017). Considering price to income ration index, housing affordability in Australia has broadly declined in the past few years. Nevertheless, it’s very easy for anyone to get loans from the bank. People don’t need strict assessment of credit to get loans and the government has some policy like first home owners scheme to encourage house loans. As the interest rate is at the lowest point in history, any boost of the interest rate would cause hundreds of thousands of households under mortgage depress. In addition, the ease to get loans make more house demand, which eventually make the price going up. If people can only use their incomes to buy properties, the demand would definitely not as high as nowadays. The American house crash

Australia is a diverse and multicultural that allows anyone who needs safety and shelter to come to Australia and feel safe and free. Australia wasn’t always like this there was a time where immigrants could not come into the “Safe Haven”. To get away from poverty, war and diseases.

Australia is a Democratic Country, which means that people are in power and have control over the government. In this type of government people’s views and opinions are highly considered by the government and an equal and stable administration can be achieved. ( Asia-Pacific Economics Blog, 2014). The people can choose and can voice in their opinion regarding Medicare and any other complaints they have against the system, which helps the government, improve the system. Comparing the political characteristics to North Korea, the Australian citizens have more

Modifying Indigenous healthcare systems to more closely tailor the communities’ needs enables its citizens to feel comfortable utilising provided services, as well as having the ability to navigate freely around their healthcare system and use the supplied resources effectively. This sees government representatives making all services responsive to the needs of Aboriginal and Torres Strait Islander people who will be provided with greater choices in the services they are able to use. ATSI Social Justice Commissioner Tom Calama had previously said in a statement concerning a UN report that “In recent years, as a nation, we have taken some giant steps forward in relation to our Indigenous peoples”, demonstrating the government’s effort to ensure resources and funding are distributed fairly and without discrimination. This is (seen) to be a part of the Australian Government’s Indigenous 2014-2015 budget outcomes which marks the amounts of more than $920 million to be prospectively spent on the provision of health programmes specifically for Aboriginal and Torres Strait Islander people. This includes Medicare and improved access to pharmaceuticals through the Pharmaceutical Benefits Scheme, particularly in remote areas; which has in the past been considered the

Australia is a perfect landscape nation with picturesque of diverse land ,its culture ,desert,wildlife,alpine mountains, beautiful rain forest supported by tropical climate .All the features add a scent of goodness, calmness and diversity to livelihood. One survey certifies there is a vast necessity for highly skilled profiles in Australia and to meet this requirement the country welcomes capable immigrants who can be economy boasters.

Key Historical, Key political and Key socio-cultural influence that have shaped healthcare access in contemporary Australian society.

The Australian Health Care System is regarded world class for its effectiveness and efficiency. It consists of the mix system of health providers in both the private and public sector. The funding mechanism is highly advantageous to its entire citizen, which consists of the 30% Rebate, Pharmaceutical Benefit and Medicare. In particular, Medicare has been ensuring all Australian nationals with access to free and low cost medical, optometric, hospital care with special option to private health services in special circumstances.

The welfare state model of healthcare is a system where the government provides healthcare for all Australian citizens through Medicare (Department of Health, 2014). Medicare is given by the Australian government to all Australian citizens and permanent residents, therefore the government pays in full, or subsidises, public hospital services, referred consultations with allied health professionals, and non- medical treatments for these individuals (Krassnitzer & Willis, 2016, p27). Medicare is regulated through eligibility criteria including that the health professional in private practice must be registered,

Australian cities like Sydney, Brisbane, Perth and Melbourne are great places to live in Australia. These cities have a European way of life.

Housing affordability is a perennial problem in Australia and has worsened significantly over the past three decades.