Cost Sharing For The Health Care Delivery System

Universal healthcare coverage allows individuals to use promotive, preventative, curative, rehabilitative and palliative health services (WHO) . Universal coverage fulfills the following characteristics:

Health care systems are highly complex and require vast resources. Moreover, providing healthcare coverage to all citizens can be challenging for many countries. Different models and theories abound all over the world about how best to provide care and only the most developed countries have adequate resources to truly provide universal coverage to their citizens.

“That the U.S. health care system is broken and needs to be fixed is widely agreed to be true” (Universal Health Care Opposing Views p 19) is immediately apparent following a brief research of the organization of health care in the nation. There is an inability to control rising health care costs, and the system, although considered the most technologically advanced in the world, is riddled with waste and inefficiency. Year on year, doctors are spending increasingly more time dealing with insurance related administrative work rather than healing patients, there is gross overuse of care because employees view healthcare as part of a work-related benefit package, access to health care is based on ability to pay, and there is constant anxiety caused by the fear of losing employer-sponsored coverage. In contrast, a system of universal healthcare offers free services that are accessible to all, releases doctors from insurance paperwork to focus on healing, removes overuse of care because citizens fund the services through the payment of taxes, and may lead to healthier populations, among other things. Therefore, although vastly different from the current system, one could consider whether the introduction of universal healthcare would be beneficial for the USA?

Canada 's healthcare system is praised globally for its universal and free healthcare. It started to take shape after World War II in 1945. Health insurance was introduced and was attempted, but was not successful even though there was an increase in the spending of health related services and goods. Fast forward a few years to 1961 where Tommy Douglas, the premier of Saskatchewan, developed the idea for an all-inclusive insurance plan. He later inspired the Medical Care Act in Canada in 1967, when he pointed out health care is a right for all Canadians. From this one thought, Canada has become of the many countries with a universal health care system. Ever since Tommy Douglas sparked the idea for health care coverage, Canada is praised for the way it carries out its system because of several key features. This system is publically funded, is universal and is accessible to everyone across the nation. Because this is a public system, funding comes from the tax payers and some federal funding, so there is no extra cost for the patients. Also, being a universal system it has offered care to all Canadians, immigrants and visitors. Unlike the U.S who does not provide healthcare to its entire population because it is a private system; access depends on how much someone could afford, and how

Canada provides a national universal care that covers everyone in the country. Medicare founding are received through public spending. It’s a single payer system single payer system. Many feels that it is inaccurate to characterize the

"Universal healthcare refers to a healthcare system that provides benefits to all persons in a particular country." (Definition of "Universal Healthcare Coverage", Investopedia.com). This form of healthcare is used among the richest countries, Ex. Canada and France. Other rich countries that use the Universal Healthcare system spend far less than the United States does. Although the U.S spends more on healthcare, “The U.S ranks 28th below almost all other rich countries, when it comes to the quality of its healthcare assessed by UN parameters (pdf, p.13)"(Annalisa Merreli, A history of why the US is the only rich country without universal healthcare, qz.com). These statistics call for a change. The United States should adopt universal healthcare because it would benefit business, provide equal access to healthcare, and is a human right.

A major contributor to the rise of healthcare cost is that heath spending for individuals is primarily funded by third-parties. Because consumers of healthcare share little of the financial burden of the cost of the care they receive, patients and physicians are incentivized to utilize healthcare at a higher rate than they would if cost was a larger factor. The United States healthcare systems is based on a capitalist system but it operates in an imperfect marketplace that is no competitive. The current marketplace is not highly regulated as there is not a national health care program for all Americans which allow prices to be regulated and controlled effectively by a single regulating body. In this imperfect

Universal Healthcare means that all individuals can use medical services as preventative, curative, and rehabilitative care when they need it regardless of their income levels. Universal healthcare guarantees that these services are available to everyone. The U.S. is in talks now for a single payer system which would provide health insurance in place of private companies to bring more access to medical to the lower class and the thousands of under or uninsured.

As well as this most countries that are successful in health have a universal health care program. These nations include Switzerland, Belgium, Qatar and Canada being

The Canadian health system is unique and delicate to the needs of their population, providing universal coverage with the open option

“Universal healthcare" or "universal coverage" refers to a scenario where everyone is covered for basic healthcare services, and no one is denied care as long as they are legal residents in the geography covered. Countries that have universal health care coverage are United Kingdom, Japan, Germany, Switzerland and Taiwan. Although all five countries that was discussed in the video “Sick Around the World”, have universal healthcare coverage, each health care policy are uniquely designed to meet the needs of the people.

With a universal health care system, the government would have control and run the system, therefore, the cost of healthcare would be regulated. “A universal health care system would be regulated by the government, so costs overall would be reduced with a more monitored system to reduce inflated costs for tests, hospital stays and procedures.” (Ireland, 2017) When you regulate medical costs, the cost of medical coverage, supplies, and prescriptions are more affordable for everyone.

The differences between a universal healthcare system and a private healthcare system are many. Like anything else, there are strengths and weaknesses to each system. Some of the strengths of the U.S. type of healthcare system are; “choice, responsiveness, availability to customers willing to pay for coverage and control over decisions related to your healthcare (Bolnick, 2002).” The strengths of a universal healthcare system are; “universal coverage, cost control, low overhead costs and you pay a tax based on your earnings (Bolnick, 2002).” Of course, both systems have weaknesses as well. According to Bolnick, the weaknesses of the private systems are; no universal coverage, excessive costs, risk related premiums and challenges to limit costs. The weaknesses of the public healthcare system are; “unresponsiveness, not all

Health Care benefits costs are a “systematic approach to estimating the strengths and weaknesses of alternatives that satisfy transactions, activities or functional requirements for a business. It is a techniques that is used to determine options that provide the best approach for the adoption and practice in terms of benefits in labor, time and cost savings” (Cost Benefit Analysis). Some companies compromise help with medical costs. This depends on the company’s policy. Either the employees can compensate a fee to disregard the health care plan, while the company may choose to pay for the whole bulk of the best. Also, the company may pay for everything. “Employers often provide employees with sort of group medical insurance, with the level of coverage depending on the status of the employee” (Cost Benefit Analysis). Part-time employers have less of a privilege to receive benefits than full-time employers. “Most companies offer managed-care health coverage through HMOs and preferred provider organizations, PPOs. HMO stands for Health Maintenance and PPO stands for Preferred Provider

The first and most essential advantage of universal health care system will be that entire America will have equal access to health care. It will allow people who cannot afford health care to get all medical services that they need. The most important reason of universal health care system to supply free health services to United States residence. They will have health care services available regardless of their societal status. All the human beings are important and their lives are important as well. Universal health care system will help to save millions of uninsured lives who are suffering from dangerous disease lack of insurance. Universal health care system will allow all the citizen to get medical treatments on time without worrying