Critical Illnesses Essay

Public Policies strive to protect all citizens across the nation, includes low-income citizens who often go unrecognized in society. To make sure this happens, legislature has put forth the “The Canada Health Act”, which requires the provincial government to meet certain expectations regarding public-health care and insurance plans. Though this act states that health services are free and accessible facilities, issues arise when citizens need urgent medical attention but appointment are unavailable until weeks later. Many of these poor individuals cannot afford to pay the extra amount to receive faster care as oppose to their rich counterparts.

A growing number of states in the United State required a paid leave in addition to the federal regulations; states legislation requires employees to maintain their employment within certain time frame employment in order to accrue the sick leave hours. Additionally, the state’s regulation mandates that employees will not face any retaliation based on their medical condition

Moreover, Medicare does a poor job in maintaining the cost of care. Some patients have to draw from their assets to cover the expense of care. Expenses can incur for those diagnosed with a stroke or heart attack. There are costs not covered by an individual health insurance plan. “These include deductibles, co-payments and limits on total plan payouts-expenses that could quickly place a family’s financial position in peril” (Hersch, 2014). Family and personal relationships can be impacted by illness. Family members may have to miss work to care for a relative.

Healthcare benefits- Thousands of Americans die every week because they have no healthcare. They cannot afford it or it is not offered at their place of employment. Offering these benefits for employees are important because they cover outpatient care, prescriptions, outpatient care, pregnancy, mental health services, lab tests, therapy, pediatric services. and dental services. Having healthcare benefits would help gain employees and keep them around longer. That benefits us both, employer and employee. I believe that is a good practice.

The following is a basic overview of three important issues relating to the cost and efficiency of how the system currently works. Although it is widely known that necessary medical services are available to Canadian patients, without passing on to them its direct costs, there are different viewpoints regarding the adequacy of its current existing structure. Is it a utilitarian system, ensuring the greater good for the greatest number of people? Is it prone to abuse by unscrupulous or careless medical practitioners (or by hypochondriac patients)? Or perhaps it is an onerous financial hardship on the individual provinces and on the federal government as a whole. It concludes that, despite its flaws

Medical expenses can be extremely high, especially when you or your family member visits an emergency room numerous times. Whether you have a health insurance or not, you may incur huge expenses that can cause harm to your budget. For critically ill patients, spending hours in the emergency rooms requires a

When we envision our future, we don’t plan on requiring extreme medical care. We don’t picture ourselves spending countless nights in a hospital room. We can’t imagine having to receive dialysis so that we can live. We don’t think that we could be the victims of a terrible accident. However, these things can happen, and that is why it is crucial that the country in which we live has an adequate health care system. In fact, our country, Canada doesn’t just have a health care system, it has 13 different networks unique to each province and territory. The Canadian system is built around the principle that all citizens should receive necessary medical and hospital physician services no matter their personal income or past experience. Therefore,

Firstly, there are deficits in several areas such are angioplasty, cardiac catheterization and intensive care (Cooper, 1994). Also, waiting lists for certain surgical and diagnostic procedures are very long. The average wait for treatment is 13.3 weeks, and researchers say that the average waiting time in more than 80% of the procedures in one third longer than physicians consider clinically reasonable (Ridic, 2012). Canadians also sacrifice access to the most modern medical technology for primary care because when the government provides products at zero cost, they have to account for the extra costs in another way. With this line of reasoning, waiting lists are also a rationing measure, which is reasonable and fair. Critics of the Canadian system have had to deal with the fact that a lot of Canadians support Medicare. The biggest defense is that the system does in fact work well. Regardless of its problems, it provides its residents with access to all medically necessary hospital and physician services at a fraction of the per capita costs of the U.S

Canada 's health care framework is intended to verify that all Canadians subjects have admittance to primary and other fundamental health administrations. It is basically a publicly financed protection framework regulated on a provincial or regional level. The Canada Health Act set by the national government guarantees a high caliber of consideration and denies doctors from charging patients for services officially administered by the legislature. Lately, the Canadian Health Industry has been anticipated as the most noticeably awful run industry in Canada. Canada’s healthcare system, Medicare, is in a crisis which is boosted by high costs, inconsistent quality, and inaccessibility to essential services. By 2011, 50% of all government spending was expected to be spent on healthcare in Ontario. Canada is ranked 5th internationally, for its per capita spending on healthcare (OECD, 2009). While the financial burden of providing healthcare to Canadians has increased 5.5% from 2008 to 2009, so do have the challenges associated with providing timely access to services for those in need . Unfortunately high waiting times have become a significant factor in restricting access to care for Canadians, especially in the emergency departments (CIHI, 2007).

While grateful that we have intermittent leave available to help those of us who have, or have family with, ongoing health conditions it is still unpaid. This means that often instead of using the leave people are faced with a choice of tending to their health or getting paid. While you can use your sick and vacation time to cover this additional time away, it would be nice if this could be paid or partially paid similar to the way that other FMLA leaves are paid. Sick and vacation time can go pretty quickly depending on the severity of the illness.

This new law offers paid sick leave for not only employee but employees family member’s as well. The act covers illness “Physical or Mental”, injury, absences related to abuse, and public health emergencies that cause closure of the employer’s workplace, school or daycare.

Medical Benefits pays for work related injuries or illnesses deemed medically necessary and reasonable. You can obtain this without any specific limit of time, the worker may choose the treating doctor except in the case of an emergency for all medical care for an injury or illness.

Adams could receive from the Work Place Safety and Insurance Board, is health care costs. The Work Place Safety and Insurance Act states, “A worker who sustains an injury is entitled to such health care as may be necessary, appropriate and sufficient as a result of the injury and is entitled to make the initial choice of health professional for the purposes of this section” (s.33(1)). If Ms. Adams does not send her health bill to the Board, when the Board specifies, the cost for her health care benefits could be reduced. This is in accordance with Section 33(4) of the Work Place Safety and Insurance Act, “If the Board does not receive a bill for health care within such time as the Board may specify, the Board may reduce the amount payable for the health care by such percentage as the Board considers an appropriate penalty.” Under Section 34(1), Ms. Adams is also obligated to co-operate with health care measures. The Act states, “A worker who claims or is receiving benefits under the insurance plan shall co-operate in such health care measures as the Board considers appropriate.” If Ms. Adams fails to co-operate, her benefits can be reduced or suspended under Section 34(2) of the Work Place Safety and Insurance Act. Ms. Adams would also be subjected to undergo a health examination upon the Board’s request, under Section 35(1) of the Work Place Safety and Insurance Act. Failure to comply could also result in the reduction of benefits, in accordance

Do you own your own business? What would happen to your business if you were temporarily unable to work due to injury or illness? What would happen to them if your business couldn’t survive your absence? What about the people who work for you and their families? An accident or illness that prevents you from working can have serious financial consequences, not just for you, but for your employees and all the people they support.

A lot of people often get confused between general health plans (also called mediclaim policies) and critical illness policies. This post makes an attempt to clarify the difference between the two health insurance products: