Crt/205 Week 2

A newest way to finance health care now days is the health care reform which it is also called Obama Care. The Affordable Care Act was signed into law in 2010. The main objective behind the Affordable Care Act was to ensure that affordable health care insurance was available to every U.S citizen. This law is an extensive document that contains many regulations and laws that relate not only to health care but also to the regulation of insurance companies. One of the best known regulations is that group health plans can no longer put limitations or deny benefits to individuals under the age of 19 due to pre-existing conditions and individuals under the age of 26, are now eligible to be covered under their parents’

Good morning everyone, today we call our world as busy world or multitasks world and with the rush-rush-rush mentality most people have these days; it's no surprise that more and more people are driving while distracted. Eating, talking or texting on a mobile phone, making adjustments to the radio, talking with passengers -- all take a driver's focus off of the road.

Although division is seen between the political parties of the Republicans and Democrats, points exist to where lawmakers agree on the reform of healthcare. Lawmakers do, however, have three major points they agree. These points are the banning of underwriting by private insurance companies, providing federal funding to assistance low income families with securing insurance, and by accessing Medicare’s funding to its full advantage to reduce patients billing (Times Topics, 2009). While lawmakers have managed to agree on some points, by drafting a complete healthcare reform that is ethical. This will call for Congress to agree on a bill that fits President Obama’s views, requiring substantial research and planning.

Distracted driving is the leading cause of car accidents in America, followed by speeding, then drunk driving. A study performed by the National Highway Traffic Safety Administration (NHTAS) found that 80% of car crashes were a direct result of distracted driving. There are three types of distractions for drivers: visual, cognitive, and manual. Cell phone usage whilst driving meets all three criteria for a distracted driver. When a person is using a phone they will take their eyes away from the road to look at the device (visual), they will think about the content of what they are looking at and take their mind off of the road (cognitive), and they will also take their hands off of the wheel to use the device (manual). There are many other reasons that can be attributed to distracted driving, like applying make-up or loud passengers in the car, but cell phone usage is becoming a rapidly growing concern, especially with younger drivers. The NHTAS identified that drivers under the age of 20 make up the highest proportion of distracted drivers that were involved in fatal crashes.

Copeland discusses the impact parents have on their children, more specifically teens, while driving. When parents perform distracting tasks while driving, they are teaching their kids that it is okay to do. Copeland surveyed parents and teens about how often the parents use their phone when driving.

The latest health care reform has done what few policies manage to do – sicken both republicans and progressive democrats. While we can all agree that a reform of the health care system is sorely needed, we must also acknowledge that “Obamacare” is not the cure-all we so desperately require. Rather, President Obama, like a medieval barber, prescribed a health care reform that treated the symptoms of our flawed system rather than the actual disease. The subsidization of health insurance providers has proven ineffective at providing affordable coverage for all. Certainly one is likely to hear the various incendiary talking points of both the proponents and opponents. Whether it’s the republican candidates blaspheming Obamacare as socialism, or the administration praising the success of health care for all, it is difficult to actually find constructive dialogue. We are purview to many sound bites, but few actual solutions. We have witnessed heated debates, but rarely do we witness intelligent discourse. If beneficial reform is to be crafted and implemented, we must first acknowledge the issues and inconsistencies of the current system and begin to explore alternate methods of providing health care to the American people.

Political disagreements - How can we get better value on the money we spend on healthcare while ensuing all Americans are medically covered? Moving towards universal health coverage will help the United States to progress towards answering this question. However, a major hurdle is the idea of letting our government manage the country's healthcare system. Likewise, officials in Congress cannot agree on how to administrate a healthcare system. Over 60% of the Republicans say it is not the government's job to provide health care; yet, over 80% of the Democrats think the government does have this responsibility (CBSNews.com). Reforming the system, like any major

An Obama ad campaign stated 47 million do not contain healthcare insurance. Obama’s plan solves this problem with a national healthcare system. He will make comparable rates as Americans in Congress. Small businesses will get tax credits to cover 50% of the cost of insuring their employees. Obama will make sure that healthcare insurance work for Americans, and small businesses, not drug companies. The national healthcare system will defiantly change the system for the better.

To help the insurance companies the government under Obamacare mandate that every individual has to buy health insurance, if they do not get their insurance from work they have to get insurance from the companies under the Obamacare. This is how the insurance companies get their extra revenue to cover for the other two stipulations in which they lose money. The people that have insurance and never go to see their doctor in essence are paying for the ones that are always sick. If people cannot afford to buy health insurance they will receive subsidies; for example if you have a family of four and go over the threshold the government is going to pay a portion depending on your salary. The money has to come from somewhere in this case rich people. This is the part that many wealthy people are not happy about it. The idea that a healthy person have to buy health insurance is being around since the Clinton administration, and it was oppose by the Republican Congress, since no one should be force to buy something that they do not need. The main thing about Health Care reform, is that in order for the reform to work the individual mandate has to be there.

In recent years, health care has been a huge topic in public debates, legislations, and even in deciding who will become the next president. There have been many acts, legislations, and debates on what the country has to do in regards to health care. According to University of Phoenix Read Me First HCS/235 (n.d.), “How health care is financed influences access to health care, how health care is delivered, the quality of health care provided, and its cost”.

There are Currently 32 million people without health insurance in the United States. This means that roughly 83 per cent of citizens have to live day by day hoping they won’t get sick. For this reason, President Obama signed the U.S health reform bill into law. The health reform will make health care more affordable for citizens. Employers with more than 50 employees will be forced to provide coverage for all, or they will have to pay a fine. It will also make health insures more responsible. For example, health insurance carriers are forbidden from placing lifetime dollar limits on policies, from denying coverage to children because of pre-existing conditions, and from canceling policies because someone gets sick. It will also expand

U.S. health care reform is currently one of the most heavily discussed topics in health discourse and politics. After former President Clinton’s failed attempt at health care reform in the mid-1990s, the Bush administration showed no serious efforts at achieving universal health coverage for the millions of uninsured Americans. With Barack Obama as the current U.S. President, health care reform is once again a top priority. President Obama has made a promise to “provide affordable, comprehensive, and portable health coverage for all Americans…” by the end of his first term (Barackobama.com). The heated debate between the two major political parties over health care reform revolves around how to pay for it and more importantly, whether it

For the last several decades, health care reform has been at the forefront of the debate involving the socio-economic state of the United States of America. In all major elections since the mid to late 1980s, politicians have discussed the need for health care reform as the cost of care has rising over time. As the United States moved into the 1990s, President Bill Clinton made health care reform a major priority of his presidency. While his efforts ultimately failed, despite the fact his party held the majority in congress, the conversation has continued and lead to the passage of the Patient Protection and Affordable Care Act of 2010, commonly called the Affordable Care Act (ACA).

For many years, the health care system has been a matter of questioning and controversy. It has been a subject on the list of presidential campaigns. They have all promise a change and reform of the health care industry but so far, we have seen not big of change until a few years ago with the Affordable Care Act. At least this one put health care on the table as a priority and it became an important matter for people across the country that did even care about having insurance or not because it forces people to obtain health care coverage otherwise fines were going to be impose for the ones that did not follow the command of the law. This paper will discuss similar proposals like the Clinton health reform, it will also discuss the pros and cons of the ACA and to conclude it will recommend three changes to improve the legislation.

Obamacare, officially called the Patient Protection and Affordable Care Plan, is reforming the healthcare industry and the American health care system: Even though this reform was developed to give America and more rights and protections within the healthcare system, many are saying it is taking their rights within the healthcare system away. The healthcare reform is said it will help tens of millions who are uninsured but many Americans are seeing Obamacare as a threat related to having the government force them into purchasing insurance or paying a penalty for not having insurance. “The law requires all Americans have health insurance by 2014 (or pay a per month fee for each month without minimum essential coverage). Although this shared responsibility provision is unofficially called an individual mandate, it was ruled to be in fact a tax and not a mandate by the June 28, 2012 Supreme court ruling.” (http://obamacarefacts.com/obamahealthcare-summary/, 2015). A total of 54% of Americans in a recent poll say they are against