In March 23rd 2010, the Obama administration enacted a major development of federal health care policy. The Patient Protection and Affordable Care Act, commonly dubbed “Obamacare”, was planned to guarantee that millions of Americans who could not afford health insurance would have access to at least basic coverage. The law sought to make access to health care universal: it required individuals without insurance to purchase insurance (individual mandate), it required businesses to provide insurance (employer mandate), it set up insurance pools to allow those without care to purchase inexpensive insurance (healthcare exchanges), it required states to extend their Medicaid coverage (Medicaid expansion clause), and it forbade insurance …show more content…
Among others, in these specifically enumerate and include religious freedoms and freedom of speech. More so, they are expanded in general in the Ninth Amendment: "The enumeration in the Constitution, of certain rights, shall not be construed to deny or disparage others retained by the people."
Though politics is not the aim of our assignment or this writing, implicit in our work to identify important provisions with the ACA and argue how such provisions relate to Federalism and civil liberties under the Constitution should be a suspicion of the political intent surrounding the passage of this law. One wonders if we can ignore a meaning of the relationship on federalism and civil liberties, in just in the passing of the biggest and costliest of laws in the history of this nation, transferring 1/6th of the economy to the federal government in ways that would only be enumerated after its passing. It had little public support and was passed entirely by Democrats without one Republican vote from either house and in many cases, democrat votes that were cast under dubious circumstances. There is a strong argument at the least a suspicion that the passage of the law violated elements of federalism and civil liberties. Therefore why would provisions, then, of the law not also intended to achieve the same intent.
This writing shall deal with provisions of the law as it was enacted and not waivers and changes that
Health care has been a controversial topic of discussion for all Americans since it was put in effect many years ago. Currently the biggest debate of Healthcare up to date is Obama’s Patient Protection and Affordable Care Act, also known as Obamacare, is a Health care Reform that is a governmental attempt to make basic health care easily obtainable. However, there are no benefits without cost in situations like this, and upon that are different viewpoints on the subject thus creating political debates discussing if it is ethically correct. The overall goal that Obamacare hopes to accomplish is that through specific changes through insurance companies, industry standards, and patient guarantees a healthier America will be produced. Obamacare has its ups and downs for both the generally agreeing democratic viewpoints and the opposing republican side. Both viewpoints have their own beliefs about how Health care works and Obamacare is somewhat in between on this. Most arguments on Obamacare deal with Medicaid being constitutional and if Obamacare truly reduces the total cost of health care for individuals and in the government.
The Patient Protection and Affordable Care Act (a.k.a. Obamacare) was signed into law by President Barack Obama on March 23, 2010. While the act is directed at addressing one of the country's most pressing problems, it generated much controversy as a consequence of the ethical dilemmas that it brings on. The act provides individuals with a wider range of choices and control over their health coverage. It provides a series of benefits such as people getting lower costs on coverage, several important health benefits being covered in the Marketplace, more help in local areas, and pre-existing conditions being covered. However, it also involves a legislation claiming that most people have to have health coverage by 2014, with those who do not have it having to pay a fee.
In today’s day and age, American households can all agree that health insurance is not a luxury, but a necessity. Without it, costs of emergency room visits and prescription medicines can be financially devastating. However, in the past many families and individuals have taken the risk of not being insured due to the high cost of the insurance itself. To attempt to reform this unfair system, the Obama administration signed into law the Patient Protection and Affordable Care Act in 2010. The law, coined “Obamacare,” has received much opposition due to its expansion government programs and increase in spending. It brings to question how much the government should be involved in an area that for the majority of America’s history, has been
The Affordable Care Act otherwise known as Obamacare or the Patient Protection and Affordable Care Act (PPACA) was signed into law in March 2010 and it has not been without its share of problems, debates and controversies. One of the main points of the debates and controversies with the PPACA has been the legality of the individual mandate. The individual mandate “requires that most Americans obtain and maintain health insurance, or an exemption, each month or pay a tax penalty” . The whole purpose of creating PPACA was to “achieve near-universal coverage and to do so through shared responsibility among government, individuals, and employers” and to be able to “improve the fairness, quality, and affordability of health insurance coverage” also to be able to “improve health-care value, quality, and efficiency while reducing wasteful spending and making the health-care system more accountable to a diverse patient population” .Those were the top three goals that were the foundation when drawing up the policies for The Affordable Care Act to develop what was hoped to be universal healthcare system for the citizens of the United States. While The Affordable Care Act does have its benefits, such as it would cover pre-existing conditions where most private insurances do not do, more people have the ability to get what they call affordable medical insurance, costs of prescriptions are lower and it even offers tax credits for those that purchase the insurance but it also
Since the early days of our nation, our founding fathers thrived for change. At the peak of his election campaign, Barack Obama promised the change the country had been longing for. He promised a health care reform and new benefits. Many presidents elected after the signing of Roosevelt’s New Deal had tried to achieve health care reform but ultimately none succeeded. Obama promised change; his change came under the name of the Affordable Care Act, a bill that was filled with empty promises. The Affordable Care Act, nicknamed “Obamacare” was supposed to benefit all Americans but instead of helping our nation's citizens, it burdened them. It burdened them with higher taxes, less hours of work, and higher costs
Since the law was signed in 2010, the Affordable Care Act is a working progress, it continues to changes to help improve individual’s needs. When the Marketplace, first launch there were some technical difficulties. The marketplace website was created so consumers can shop for affordable insurances that meets their needs. Now, despite some of the difficulties and the negativity from the media, the Affordable Care Act has many constructive effects. Obama care created the patient’s bill of rights. What many Americans fail to realize is, why many individuals were without health insurance. Before the law was created, insurances were more like a business. They would drop people without notice, raise premiums rates, or simply deny
The Affordable Care Act (ACA), also known as ObamaCare, is a healthcare reform law that focus on providing more Americans with access to affordable health insurance. “The ACA is expected to add 32 million people seeking primary and preventive service and treatment” (journalofnursingregulation.com). It was first enacted by President Barack Obama on March 23, 2010. The act has offered a number of people with benefits, set up a place they can purchase health insurance, expanded the use of Medicaid and Medicare to the disabled and senior citizens. The Act has forced many employers to offer coverage to their employees. Despite all of the positive attributes this act has provided, there is a flip side to it. Americans are required to have health
Obama care or better known as the “The Affordable Health Care Act” (Heritage Foundation, 1) is a federal law for Health Insurance by our 44th President Barack Obama. For decades, politicians have been considering the topic of healthcare, which is one major reason Obama was so adamant about Obamacare. “[Obamacare] requires all insurance plans to cover essential health benefits including treatment for mental health, addiction and chronic disease.” An Insurance policy cannot deny coverage for “pre-existing conditions…drop them…or raise premium” (The Balance, 2).
As the years go on, everything around us is constantly changing and becoming more advanced. The recent election of our president has and will force us to see some very big changes in the next few months. ObamaCare also known as the Affordable Care Act was set in place by President Obama in order to reduce health care costs and give affordable health insurance to Americans. I was very skeptical about researching this because it is such a controversial topic but I chose to move forward with learning more about ObamaCare. The New Year is approaching quickly and this new healthcare system will
For the past several months, the news feeds have been full of stories on Obamacare, more accurately described as The Affordable Care Act. The Affordable Care Act is the largest mandated healthcare change in the United States since Medicare and Medicaid began in 1965 (Mayer, 2013). It was signed into Law in 2010 designed to give all Americans access to healthcare. Whether you are for or against The Affordable Care Act one thing is above dispute, it has caused a Nationwide uproar. Now that we are in a new Presidential era, steps are being taken to “Repeal and Replace” Obamacare.
After numerous failed attempts by previous legislations, President Obama was the first to implement federal health care reform. The Patient Protection and Affordable Care Act (ACA), otherwise known as Obamacare, was signed into law on March 23, 2010, in efforts to abate healthcare costs and provide health insurance to all United States citizens and legal residents. The intent of Obamacare revolves around providing universal access to healthcare regardless of a pre-existing condition, setting reasonable prices for health care insurance, and providing government subsidies to those who cannot afford health insurance on their own (up to 400% of the federal poverty level). The law entails many essential provisions, some of which include an
In 2014, the U.S. health care spending increased 5.3% to $3.0 trillion, or $9,523 per person, a faster increase than the 2.9% in 2013. The spending increased due to extensive coverage expansions under the Affordable Care Act (ACA) (Centers for Medicare & Medicaid Services, 2014b). In 2014, Medicare spending grew 5.5% to $618.7 billion and represented 20% of the national health expenditure, a faster increase than the 3% growth in 2013. The spending increased due to prescription drugs, physician and clinical services, government administration, and insurance (Centers for Medicare & Medicaid Services, 2014b). In 2014, Medicaid spending grew 11% to $495.8 billion and represented 16% of the national health expenditures, a faster increase
The Patient Protection and Affordable Care Act (PPACA), also known as the Affordable Care Act or “Obamacare,” is a federal law that forever changed America on March 23, 2010. The intention of this law is to provide millions of American citizens who are uninsured or underinsured with reasonable and affordable healthcare coverage. Unfortunately, the law has failed to do so in several ways and has actually created hardship for millions of Americans – some of which were fully covered before the law was put into effect. The name of the legislative act is a mouthful, but its name is nothing compared its 2,700 pages of content that congress “read” before they passed it into law. This law continues to divide the nation and both sides are strong in their beliefs, creating heated discussions and bitter arguments. Proponents of the law feel it is the nation’s duty to grant everybody coverage whereas those that oppose the bill are alarmed at the fiscal implications it brings. Some people have signed up for Medicaid and consigned to a lifetime of poor health care. Others have obtained access to subsidized exchanges, but will find it harder to find employment and make enough to support themselves as a result. Ironically, the most affected population are citizens that already have insurance and paying thousands of dollars per year that will now be squeezed even harder by this
The Patient Protection and Affordable Care Act is also called the Affordable Care Act, H.R. 3590, and ObamaCare Bill. President Barack Obama signed this into law on March 23, 2010 and it was upheld by the Supreme Court on June 28, 2012. One of the main goals of the Patient Protection and Affordable Care Act is to reform the health care system and provide service at lower costs as well as ensuring that all American citizens will have access to health insurance that is affordable. Many Americans who are unemployed and/or working low paying jobs have benefitted from the Patient Protection and Affordable Care Act. This paper will attempt to briefly describe the key features of the Patient Protection and Affordable Care Act of 2010, review some historical developments, and explain some of the influences that helped to shape this act as well as describing some of the pros and cons of the act.
The Patient Protection and Affordable Care Act (a.k.a. Obamacare) was signed into law on March 23, 2010, and generated much controversy as a regard of the effects that people believed it was going to have on the U.S. The media world has gotten actively involved in discussing the act and while some support its principal ideas, others lobby with regard to how it is going to seriously destabilize the health care system. From an act meant to guarantee that more people in the U.S. have access to health care, the Obamacare act has grown into a topic that created a series of disputes and that even emphasized a Republican attempt to shut down the Government in order to block the act.