Current Multi Payer System Of Health Care Essay

Universal Healthcare sounds appealing, but it actually lowers the quality and quantity of healthcare services that are rendered to patients, thus downgrading the healthcare system as a whole.  Not having to pay, with everyone having coverage leads to longer wait times for medical service and many people overusing health care services. Implementation of Universal Healthcare in the United States would lead to a detrimental crippling of the nation’s health system. For those countries that have implemented Universal Healthcare or a system similar to it, all or most aspects of the coverage such as cost and care is generally provided by and tightly controlled by the government, a public-sector committee, or employer-based programs, with most of the funding essentially coming from tax revenues or budget cuts in other areas of spending. This paper will conclude with comparing the US healthcare system to others and how the US has one of the most advanced systems in the world.

Health care spending in the United States of America as a percentage of the economy has reached astonishing heights, equating to 17.7 percent. This number is shocking when compared to other counties; in Australia health care is 8.9 percent, in United Kingdom 9.4 percent, in Canada 11.2 percent. If the American health care system were to hypothetically become its own economy, it would be the fifth-largest in the world. While these statistics sound troubling, they lead us to look for answers about the problems surrounding our system. The first health insurance company was created in the 1930s to give all American families an equal opportunity for hospital care and eventually led to a nationwide economic and social controversy that erupted in the 1990s and continued to be shaped by the government, insurance companies, doctors, and American citizens. In this paper, I will go in to detail about the various opinions regarding the controversy, the history behind health insurance companies, and the main dilemmas brought out by the health care crisis. Greedy insurance companies combined with high costs of doctor visits and pharmaceutical drugs or the inefficient hospitals all over America can only describe the beginning to this in depth crisis. Recently, the United States health care industry has become know for the outrageous costs of insurance models, developments of various social and health services programs, and the frequent changes in medicinal technology.

The first characteristic of the US health care system is that there is no central governing agency which allows for little integration and coordination. While the government has a great influence on the health care system, the system is mostly controlled through private hands. The system is financed publically and privately creating a variety of payments and delivery unlike centrally controlled healthcare systems in other developed countries. The US system is more complex and less manageable than centrally controlled health care systems, which makes it more expensive. The second characteristic of the US health care system is that it is technology driven and focuses on acute care. With more usage of high technology,

On March 23, 2010, the President Obama signed the Patient Protection and Affordable Care Act (PPACA) which represents the most significant regulatory that impacts the U.S. healthcare systems. With PPACA, 32 millions of Americans are expected the coverage and expanded access to health care and medical care. Due to the baby boomers and the downfall of the economics, there will be millions of people are seeking for low rates medical care which will create great impact on U.S. healthcare. According to Commonwealth Fund analysis, the U.S. healthcare ranks last on every cost-related. Therefore, healthcare becomes the top social and economic problem that American is dealing with. Like all other well-developed countries, there are both private and public insurers in the U.S. health care system. ‘What is unique about the U.S. healthcare system in the world is the dominance of the private element over the public element’ (Chua, 2006). Healthcare system in the Unites States can be divided into three different groups: Medicare, Medicaid, and Managed Care. Each plan provides different coverages for different groups of people.

Socialized medical systems are designed to disregard the insurance industry and disregard income while providing health care for all. Healthcare in the United States is constantly changing and advancing, which requires the cost of health insurance to rise. The idea of socialized medicine is prominent, until the aspects of socialized medicine are brought to attention. Every aspect of a socialized health care industry is controlled and powered by the government; most doctors, nurses, medics and administrators are government employees, and the government decides when, where, and how services are provided. Even though socialized healthcare systems would save money, it is a prominent idea but not worth the problems because total government control over the way healthcare is distributed would result in complications of the citizens.

The increase of expenses - As politicians continue their dissension amongst each other, the situation is worsening in our healthcare system. According to the World Health Organization, to achieve universal health coverage, countries need a financial system that enables people access to all types of health services without incurring financial hardship (Carrin, Mathauer, Xu, & Evans, 2011). This idea would be the foundation of innovative ideas that the U.S. could reform its healthcare system, but too many ideas are sabotaging any valid efforts. In the mean time, the U.S. healthcare system continues to deal with issues such as the increasing uninsured Americans (over 49 million), expensive administrative procedures and the inability to measure the accuracy of quality of care, access of care, and the increasing healthcare spending and financing that limit our ability to efficient utilize resources.

In recent years, health care has been a huge topic in public debates, legislations, and even in deciding who will become the next president. There have been many acts, legislations, and debates on what the country has to do in regards to health care. According to University of Phoenix Read Me First HCS/235 (n.d.), “How health care is financed influences access to health care, how health care is delivered, the quality of health care provided, and its cost”.

The goal of this essay is to discuss the health care system in the United States. Another aim of this essay is to discuss the health policy, to improve, and to reduce inequalities. In the United States the private insurance system is a major provider of health care services, health care system is expensive and in many cases not efficient. This essay focuses on the patient Protection and Affordable Care Act, Formulating, Legislative, and Implementation stages.

The Affordable Care Act (ACA) also known as Obamacare is a healthcare reform law that is intended to reform the health care system by providing Americans with affordable quality health insurance by controlling the growth in healthcare spending. Some critics of the Affordable Care Act say the ACA has not provided universal coverage, and one way to fix this is to adopt a “single-payer system.” I agree with these critics on the counts of the Single Payer System being a single public or quasi-public agency organizes health care financing, but the delivery of care remains largely in private hands. Doctors and patients regaining healthcare freedom, the accessibility of full coverage, and with financial benefits, the Single Payer System should be adopted by America today.

The U.S. health care system consumes a huge amount of the U.S. Gross Domestic Product, and is a massive system that provides essential and world-class care to millions of people (Niles, 2016). As a result of this huge burden of cost associated with it, the U.S. healthcare system has been critiqued, and has played a major role in sparking debates about changes to the way the U.S. healthcare system is run and organized. Thus, healthcare has been on the forefront of many American and politician minds over the last decade and beyond, and many proposals and attempts have been made to change and adapt the complex and influential U.S. healthcare system. One such attempt, that brought about incredibly influential change to the U.S. healthcare

Besides the general purpose of providing healthcare to all, the idea of government healthcare is that there is a single-payer as opposed to multiple insurance companies as well as government payers. All citizens are considered insured and only charged based on each individual’s “ability to pay” (MacDonald, 2013). This insurance would be paid for by the single-payer, the government, though the taxation of its citizens. Examples of this type of system can be seen in countries such as Canada and Sweden, as well as our own Department of Veterans Affairs ' VA health system. The idea of a nation-wide single-payer system has remained fairly popular in the United States due to the popularity and acceptance of the government’s Medicare program. In MacDonald’s article, “Healthcare reform: Socialized medicine?”, he quotes Deborah Chollet, a senior fellow at Mathematica Policy Research in Washington, D.C.: "No matter where you move in the country, you keep your Medicare," she says. "It allows you to go to any doctor or hospital you choose, and it 's not wildly expensive given the relatively expensive population it serves." (2013) Opinions such as these are what is fueling the desire of U.S. citizens to evolve our multi-payer system into a universal single-payer system. This would eliminate competing private insurance plans and exclusion of patients from coverage due to their existing health status (Kemble, 2012). Overall, a single-payer system appears to be a more equal, streamline

A highly effective healthcare system is highly dependent upon the ability of all people to receive reliable care that meets all needs. In addition to this, the quality of the healthcare system should be backed by the best scientific knowledge available. However, a closer introspection into the structure of healthcare in the nation reveals that there is big gap with regards to the overall performance of healthcare. In comparisons to

One of the issues that is widely discussed and debated concerning the United States economy is the healthcare system. Unlike in the majority of developed and developing countries, the healthcare system in the United States is not public, meaning that the state does not provide free or cheap healthcare services. This paper addresses many of the factors contributing to the rising cost of healthcare.

Single-payer health care would also improve the ease with which people receive competent health care. A single-payer health care system with a streamlined means of receiving and paying for medical care would save valuable time and money as compared to our current health care system, which is bogged down in a morass of complex and varying insurance forms by indifferent insurance companies. The complexity could lead one to think the insurance companies would be more than happy to simply not make payments after their customers have received the required care. The administrative cost of dealing with so many varied insurance companies alone is exorbitant, “$82,975 per physician per year spent in the United States”(Morra et al. n. pag). Nearly

By switching to a single payer system it means that the government responibale for all Americans healthcare. Some people believe it is not the government resposiblilty. Nevertheless; it is a government resposbilitiy to grante healthcare access to every citizes. In places like Cannada where they use a single payer system costs actully decreses, manily because there is one payer system so hospitals find it hard to over charge patients. Eventhough government would be financing healthcare that does not neccesary means they have to deliever