Data Analysis of a Mutual Fund

37. Small investors in mutual funds are often able to realize larger returns than they would receive from bank deposits.

Moderate risk; mutual funds can earn significantly more money but can also potentially lose more.

This Fund is targeting the following annual return for Limited Partners; class A Shares will have a 5% per annum, plus a limited share of profits, on invested capital. Class B shares will have approximately 10% - 15% per annum. However, these anticipated returns (which is not a guarantee of performance) is based on good faith assumptions

Mutual funds are investments vehicles which allow you to be broadly diversified by owning a large array of stocks or a particular investment instrument. Funds are managed by a single individual or a team of managers. Their job is to maximize your investment within the fund's investment criteria. The decision made by the fund manager(s) will determine whether you see a financial gain or loss on your investment. Mutual fund managers are responsible for researching investments, as well as buying and selling securities. Mutual fund companies pool money from thousands of investors. Each of those investors becomes a shareholder in that fund.

Mutual fund has been existing for a long time, but there are still a lot of details about it are not very clear. Generally, this paper is discussing not only the overall performance of mutual funds, but also the functions of each subpart and how are they related to each other. Specifically, there are several questions been answered: how is mutual funds’ overall performance? What is the factor that affects its behaviour the most? How does each composition affect the overall performance? Will there be any differences between the actively managed funds and passively managed funds? How are mutual funds’ performance compared with other market index during the past, specifically from 1975 to 1994? How to understand the fund’s performance by looking at the correlations and so on? By studying these questions separately, a better understanding of mutual funds and their properties will be obtained.

The advantages of the Mutual funds are professionally managed by portfolio management, and attempt to generate income such as capital gains on sales, dividends on stocks or interest on bonds for the investors. Most of Investors purchase in mutual funds due to the lack of time or expertise to manage their own portfolios. Investing in a mutual fund is a relatively inexpensive to a small investor to get a full-time portfolio manager to control or monitor their investments.

Carhart, M. M., “On Persistence in Mutual Fund Performance”, Journal of Finance, 52(1), 57-82, 1997

The Vanguard Group offers an array of mutual funds, exchange-traded funds, brokerage, and asset management. When choosing and comparing mutual funds, there are characteristics that you need to first evaluate. This paper will review five different categories of mutual funds that Vanguard Group offers its investors.

This fund aims to provide investors with long-term capital growth with its portfolio consisting of at least 80% common stocks of blue-chip companies. There are also convertible securities, preferred stocks, and debt securities in this fund as well as assets across a variety of market sectors with majority of its holdings existing in health care company stocks as well as consumer cyclical, technology, and financial services stocks. This fund has accumulated $2.70 billion in assets and generated a 10-year annualized return of 9.72%.

As this mutual fund is ideal for long-term investing and invests in mid-cap companies, greater long-term growth with high risk-return is addressed by this mutual fund.

The purpose of this paper is to inform the average investor of how to make money in the stock market. The stock market should be thought of as a long-term savings vehicle. Investing in the stock market should not be associated with gambling. By investing in high-quality U.S. companies, the investor in a company profits along with the company. As a shareholder, when the company makes money, the investor also does. There are many ways to invest in the stock market, but it is my opinion that investing in mutual funds is probably the most appropriate way for the average person, without expertise in stock analysis, to make money. This paper plans to inform the

The mean of Vanguard is 0.57433 as compared to RJR and Hasbro whose means are significantly high at 1.87483333 and 1.18383. However, the standard deviations of the three variables indicate that Vanguard has the lowest standard deviation at 3.60171 as compared to 9.36645828 and 8.11583 for RJR and Hasbro respectively. The lowest standard deviation as in the case of Vanguard indicates that the data is more reliable and provides a more realistic data set than the other data sets. Thus, Vanguard provides the best investment opportunity. The median of the data may not provide a very accurate description of the variables although Vanguard’s

“However, there are over 10,000 mutual funds in operation, and these funds vary greatly according to investment objective, size strategy, and style. Mutual funds are available for virtually every investment strategy (e.g. value, growth), every sector (e.g. biotech, internet), and every country and region of the world. So even the process of selecting a fund can be tedious” (Staff).

Mutual fund also offers good investment opportunities to the investors. Like all investment, they also carry certain risks. The investors should compare the risks and expected yields after adjustment of tax on various instruments while taking investment decisions. The Indian mutual fund industry has witnessed several structural and regulatory reforms.

Mutual funds are an easy, convenient way to invest, without having to worry about choosing individual stocks. A mutual fund can be defined as a single portfolio of stocks, bonds, and/or cash managed by an investment company on behalf of many investors. The investment company manages the fund, and sells shares in the fund to individual investors. When one invests in a mutual fund, they become a part-owner of a large investment portfolio, along with all the other shareholders of the fund. The fund manager invests the contributions when shares are purchased, along with money from the other shareholders. Every day, the fund manager counts up the value of all the fund's holdings, figures out how many shares have been purchased by