Debt In High School

Some graduates don’t want to go to college because they already make enough money at their current job or they’re not sure what they want to do with their lives just yet. However, there are several graduates who want to go to college but simply can’t afford it.

One of the biggest complaints about a college education is the large price tag that comes with it. A national survey found that 75% of adults in the U.S. think that college is too expensive to afford, showing that a majority of the people in the U.S. agree that colleges should lower prices (Source F). As Source A says, college is about learning but the goal in life is to earn a living (Crawford). This means that while you need to earn a living, college isn’t the only route you can do so. There are careers that don’t require education beyond high school and you can still make a respectable income. It’s easy to see that not enough people realize you don’t need a college degree to get a good job.

However, the accomplishment of attaining a college degree has become much more complicated because of many causes, one being student debt and the cost of tuition. Stephanie Owen and Isabell Sawhill states, “With tuitions rising faster than family incomes, the typical college student is now more dependent than in the past on loans, creating serious risks for the individual student…” “Federal student loans now total close to $1 trillion, larger than credit card debt or auto loans and second only to mortgage debt on household balance sheet” (212). The essence of Owen and Sawhill’s argument is that its impossible to attain a college degree without a student debt causing students to look towards a different direction or path from higher education. I agree that student debt can scare students away from furthering their education because the debt may stay alongside of you your whole lives. It is why students are not wanting to take a big risk that may create problems in their

Why College is Worth the Money Right now in our society a college education is no longer an option or privilege, but rather a necessity. We are practically raised and conditioned to believe that one needs higher education in order to succeed in life. There is a saying that says

The typical all-American dream is a great paying career, a happy family, and a good home to raise them in. This is, however, only possible by going to college and getting a good education at a high-cost university that buries you in debt. Often when discussing student loans the general

All careers from construction workers, to teachers, to attorneys are all important in today’s society, and it is important to let the adolescence to choose the path they take in their life. Sending fewer young people to college will not solve the country’s national debt problem. Companies will still send their work across seas in order for them to pay less and make more, even if the United States has enough labor workers in the country. Sending young people to college, or even a trade school, is better because they are gaining knowledge that they would have never had without attending a higher institution of learning.

Historically Black College and Universities have played a essential role in changing the scene of advanced education in the United States. Today, in a time of quick change, HBCUs confront difficulties and also new snags. Not only does the HBCU itself face difficulties, but being a student at one can definitely be challenging at times. They face multiple issues such as debt, discouragement, and mental illnesses. All of this could affect both their futures, and worth ethics. In order for the students to be career steady, these issues they are facing must be fixed.

These statistics mean that college student have to do part time jobs in school and still be gather debt. To figure why this is happening we will need to go back to the how of college loans got to be this way and look at a couple different thing. Back

Individuals who say it is not worth going to college would argue that college is a waste of time but can agree that college graduates make more money than non-college graduates. College graduates with a four year degree make more money than a high school graduate. For example, these statistics from an online source explains that “On average, a college graduate with a bachelor’s degree earned $30,000 more per year than a high school graduate, or about $500,000 more over a lifetime, as of Apr. 2013. The bachelor’s degree makes a huge difference than a high school diploma. The majority of high school graduates want to work when they graduate high

Troubles with student debt For most students, finding the right college is hard, there are all these different things that need to be right. What majors do they have, how far away is it from family, does the campus a nice feel to it, and probably the most thought about question among students and their parents, how much is the tuition. According to the Department of Education, the tuition for a four-year college in the eighties was around nine-thousand dollars, now tuition has gone up to almost forty-thousand dollars. Many students, who are unable to pay for the tuition usually take out a student-loan, which helps them in the short run but later in life can become a big burden. especially if you're someone who has an average salary of fifty-thousand

Education requires hard work and dedication. It can prepare an individual for life in many ways although it cannot guarantee their future. Education is a gamble. In a recent study, about 44 million Americans are in student loan debts averaging over 1.5 trillion (find citation). Moreover, 45% said it was not worth it (find citation). Student loan debts have caused people to quit their job or even go part-time. Consequently, the total cost of college can equal to missing wages and advancements. With further studies, the cost of four years of missed wages from a full-time job, amount to 49,000 and 20,000 for two years (find citation). So, think about it, is it worth it? Is it worth the stress and anxiety one can obtain by not being financially stable due to student loan debts? At hand, there are many successful opportunities; it's just a matter of hard work and dedication that the individual puts in to be

The number one student in college is obtaining too many credit cards. While "charging it" can provide them instant relief in times of need, many students exaggerate while in college. This turns out to be harmful in the long term for a college student. Let’s be honest, the interest is added up quickly and I do not know any credit card that accedes it until after graduation as federal student loans. In my opinion, it is a bad idea to use a credit card in every situation that a student can escape. Finally, this debt can increase and force a student to divert their educational focus to focus on paying the debt that they owed. The college student must know how to manage their student loan or get help manage the financial goal. Borrow the student

Did you know that you can make over $67,000 a year without a college degree? Does that mean a college degree is not worth incurring a large amount of debt for a degree? This essay will examine whether or not it is worth it to be in debt for a college degree.

College debt has been a huge issue for college students all around the world. It is time that someone helps these college students stay away from getting a massive debt. There are several different ways a college student can avoid this problem. For instance, applying for loans, applying for scholarships and getting a job in high school are three easy solutions to controlling college debt. Although, the best solution for managing a low college debt is to have a job while attending high school.

I always say, before you spend money, earn money, before you make a decision, learn the positive and negative aspects, before you quit, give it more tries. Educate yourself to knowing the characteristics of a successful, and smart person to help you decide who you should look up to follow their success. William Anderson has made a great impact in my life, and how he is accomplishing his goals right now, is a familiar way I want to accomplish mine.