Definitons

Debt, the financial fall in which you intend to save yourself from. Navigating a way forward without falling into any pitfalls, is worth trying. The world of credit is a maze, waiting to be solved. Only a few has passed and many have failed. Debt is a “liability or obligation to pay or render something”(dictionary). In order to figure out this credit maze, we must first have an understanding of what credit is. The only way to get into this debt is from not being aware of credit. Credit is “the ability of a customer to obtain goods or services before payment, based on the trust that payment will be made in the future”(dictionary). This credit maze has many different situations that you may encounter with such as student loans. This student debt

2. What are the four different types of economic resources? Describe each type. The first one is land, this includes all of your natural resources like soil and gold. The second one is labour, this includes all of your human resources like labour force. The third one is capital, this includes all of you man made resources like machines. The fourth one is enterprise, which includes your organizing the above 3 and involves taking the risk of production in a free enterprise economy.

Finance is the act/process/study of managing money in such a way that you aquire and keep more money, and lose less of it. Finance is deciding what to do with the money you have. Accounting is figuring out how much money you have.

The rate of return on common shareholders’ equity ratio is an indication of a company’s ability to generate income for each dollar invested by its

The four different types of economic resources are land, which is referred to as physical land and to the natural resources that we use. The second one is capital, which refers to all the manufactured aids and tools used to produce consumer goods.

Capital - Money used by entrepreneurs and businesses to buy what they need to make their products or provide their services. This refers to the funds provided by lenders (and investors) to businesses to purchase real capital equipment for producing goods/services.

* Finance is the study of how people and businesses evaluate investments and raise capital to fund them. Our interpretation of an investment is quite broad.

The return on equity ratio measures the rate of return that the company earns on the

Investors refer to people who willingly input money into a business with the expectations of a return in future. Normally, investors have an interest in all the ratios as they indicate the financial health of a firm. One of the most important ratios to potential investors is return on shareholders’ equity. The ratio measures the percentage return that investors get for every dollar of their investment in a company. For example, from the calculation above, Macy’s Inc shareholders got a 25.18% for every dollar invested in year 2015. A high ROE is an indicator of high returns to the shareholders.

the possibility that more than one discount rate will make the NPV of an investment zero

The historical roots on Return on Investments (ROI) have an extensive historical background which involves the Du Pont system. It is significant to illustrate the major history behind the Return on Investments (ROI) and how the Du Pont system started. The purpose of the Return on Investment (ROI) is to evaluate the efficiency of an investment or compare the efficiency of various investments. In addition to (ROI) share the common class of profitability ratios. Several examples will show how Return on Investments (ROI) and the Du Pont

Debt bondage, also known as debt slavery or bonded labor, is a person's pledge of labor as security for the repayment of a debt or other obligation. The services required to repay the debt may be undefined, and the services' duration may also not be specified.

The historical roots on Return on Investments (ROI) have an extensive historical background which involves the Du Pont system. It is significant to illustrate the major history behind the Return on Investments (ROI) and how the Du Pont system started. The purpose of the Return on Investment (ROI) is to evaluate the efficiency of an investment or compare the efficiency of various investments. In addition to (ROI) share the common class of profitability ratios. Several examples will show how Return on Investments (ROI) and the Du Pont system has established life-long formulas to help indicate growth or decline on financial investments.

A bond is a "security" which gives the holder a financial claim on the issuer. This claim protects the holder in circumstances in which the issuer is unable to pay the amount due. It is made formal by the "trust indenture", a legal document, which specifies all of the bond's features and the legal rights and obligations of all the parties to the agreement (http://www.finpipe.com/bndchar.htm).

High Tech and Collections are two other investment alternatives for the client. The expected rate of return is 12.4% for investing in High Tech and 1.0% for Collections. Investors might choose to invest in one of these two depending on how well they predict the economy will do. High Tech has a direct relationship with the movement of the economy. If the market is expected to increase, then this would be a good investment. Collections, however, moves in the opposite direction of the economy. If a decline is expected, then investors would use this as a hedge against the negative movement of the economy.