Denials And The Affordable Care Act

The Affordable Care Act (ACA) was the first step that the United States takes in order to provide greater access to health care coverage, reduce health care spending rate, and improve the quality of service. Ever since the implantation of the ACA, millions of Americans were able to have access to health care coverage. However, the ACA fails to include the undocumented immigrants. Compared with other immigrant group in the United States, undocumented immigrants have lower rates of health insurance coverage. The studies shows that undocumented Latinos were less likely to check their health and they report that “blood pressure being check in the past 2 years and cholesterol checked in the past 5 years. There was 40% reported that reported receiving

The Affordable Care Act (ACA) 2010 is one of the most radical healthcare moves in legislation of United States after Medicare and Medicaid. The main goals of ACA were to decrease the number of uninsured and provide cost-effective high-quality care to all in US. According to Kaiser Family Foundation, the potential plan of ACA was to expand coverage to 47 million nonelderly uninsured in the nation, which included 1.6 million

Large populations of Americans are uninsured mainly because of the high cost of insurance. Majority of the uninsured are the low-income working families’. The adults represent a higher percentage of the uninsured than children. Before the law, you could be denied coverage or treatment because you had been sick in the past, be dropped mid-treatment for making a simple mistake on your application, hence, the Affordable Care Act was implemented into law on March 23, 2010 by President Barrack Obama to make sure that every American irrespective of their status will be insured and have full access to proper health care benefits, rights and protection(1). To understand the

In 2010, ANA released a brief stating their stance on access to health care for both documented and undocumented immigrants residing in the states. In the brief, the group asserts that health care is a basic human right. They state that “immigrants, whether documented or not, should have access to quality health care including the opportunity to purchase insurance” (Godfrey, 2010). Undocumented immigrants do not seek medical assistance to manage chronic illness for fear of deportation and cost. This means their health status will continue to deteriorate and the cost to provide treatment will skyrocket. “Limiting adequate health care leads to increases in health care costs and possible health risks” (Godfrey, 2010). At this time, this population is only eligible to apply for charity care at local acute care facilities and one time only emergency Medicaid, burdening the taxpayer. Allowing people to purchase their own health insurance will lower the cost in health care (Godfrey,

The Affordable Care Act has many pros and cons in requiring United States citizens to have insurance. Many people believe that requiring health insurance should be left for the people to decide, and that the government should not have a role in this industry while other people believe the government should require citizens to have health insurance. How important is it that everyone has health insurance? Some groups of people will benefit more from being required to have insurance, especially the lower and middle class citizens. There are many different perspectives when it comes to the requiring of health insurance like gender, class, age, but most importantly race. I will examine the African American perspective, and the pros and cons of required health insurance. I

The ACA was created to help insure a larger portion of the nation’s population and give people access to affordable and higher quality care. Unfortunately, the ACA completely excludes undocumented immigrants from the eligibility of the program, even though this population consists of 11 million, which is a huge chunk of the nation’s population. As a result, the undocumented population is left with Emergency Medicaid, which is a program that is a part of ACA. This program gives some limited assistance to undocumented individuals in a case of an “emergency” or pregnancy related issues. Emergency Medicaid does not cover any type of prevention care or offer primary physicians to patients. It is also important to note that if the hospital determines that the visit was not an emergency, then the patient is left with a high medical bill that they would not be able to afford possibly leading to bankruptcy.

The law is complex and has many facets to it that are difficult to understand. What is apparent is that the government enacted the ACA to provide all Americans regardless of their economic status access to affordable health care.

BACKGROUND INFORMATION: It was created to provide affordable, quality health care for eligible Americans and legal residents. The act was created to reduce the growing number of uninsured Americans. According to PBS, there are 44 million Americans without health insurance. Just because it is the law to have health care coverage does not mean that every single person in America will have coverage there will still be some without coverage. It is just reducing the numbers. Undocumented aliens will not be covered under the Affordable Care Act and will be left uninsured just as they are now.

A key goal of the Affordable Care Act (ACA) was to decrease the number of uninsured individuals, many of whom are in low-income families and are minorities (Kaiser Family Foundation 2016). Under the ACA, immigrants who are in the U.S. legally are eligible for coverage through the health insurance marketplace but undocumented immigrants are not (HealthCare.gov) even when using their own money to purchase. There are estimates of 11.1 million undocumented immigrants in the country as of 2014 (Krogstad, Passel, & Cohn 2016). It is estimated that California was home to more than two million undocumented immigrants in 2013. In 2016, California passed SB 10, a bill that would require the California Health Benefit Exchange, which facilitates the enrollment of qualified individuals into health plans, to apply to the United States Department of Health and Human Services for a waiver to allow individuals who are not eligible to obtain health coverage through the Exchange because of their immigration status to obtain coverage from the Exchange (California Legislative Information). This paper will explore California’s SB 10 legislation, its purpose, and how it will seek to serve its undocumented immigrant population and their health needs.

The 2010 Affordable Care Act (ACA) is the most current governmental effort to bring a national health care plan to the United States (U.S.). Policy makers in the U.S. are hopeful the ACA will be able to extend health care coverage to 47 million nonelderly uninsured citizens (Kaiser Family Foundation, 2014). The ACA broadens the Medicaid eligibility for low income individuals at or below the 138% Federal Poverty Line (FPL) and adds tax credits to assist people to purchase insurance in the Health Insurance Marketplace (U.S. Department of Health and Human Services, 2015). In 2012, the Supreme Court the upheld the constitutionality of the ACA requiring most people to maintain a minimum level of health insurance, however they left the

The purpose of the Affordable Care Act is to make health insurance more affordable for those who may not have health insurance or those who do, but have little to no coverage. While a vast majority of Americans had health insurance previously to the enacting of ACA, the new law was for people who did not want to buy it or could not afford insurance (Clark J.,

Despite these gains, the Affordable Care Act is still experiencing a multitude of challenges. For instance, some states like Texas refused to expand Medicaid eligibility for low-income individuals below the poverty rate, undocumented immigrants not covered under the open marketplace and Medicaid options and the increasing cost of health insurance premiums.

Hispanics are one of the largest groups in the United States that are uninsured. Additionally, the Hispanic population is one of the fastest growing ethnic groups in the U.S. The Hispanic population is estimated to increase over the next 25 years to 32 million out of a total of 72 million of the US population (Brice, 2000). The U.S. health care system is facing one of its most notable societal issues in years in reference to its ability to provide access to medical care for the millions of Americans who do not have health care, for whatever cause. The Affordable Care Act was signed into law on March 23, 2010, for the purpose of reducing inequalities in insurance coverage and to provide access to health care for all. A vital goal of the

The ACA requires insurers to accept all applicants, cover certain conditions, and charge the same rates despite one 's sex or pre-existing health status. There are ten provisions that make up the ACA which were to be implemented over time, from 2010 through 2020. The first provision is individual insurance, which prohibits insurers to deny coverage based on one 's pre existing health conditions. States were also required to make insurance available to children who are not insured through their families. Medicaid was also expanded to include individuals and families with an average income of thirty thousand dollars a year. This mandate will not cover those who are illegal immigrants, eligible individuals who choose to not be enrolled in medicaid, those who choose to pay the penalty, individuals whose insurance would cost more than 8% of their income, and those who live in states that opt out of the medicaid expansion.

The Affordable Care Act (ACA) has been a topic of dispute since its introduction and continues to be discussed by politicians in the U.S. and throughout the world even after its passage. The Act has many opponents and is the cause of much controversy nationwide, primarily because it introduces higher healthcare costs for the richest citizens. Nevertheless, the ACA is an important stage in the American healthcare development process as it not only allows more people to receive healthcare services, but will also reduce the deficit. However, not everyone agrees. The policy is controversial in terms of cost vs. benefits, but the benefits ultimately outweigh the costs.