Scholarship Application Essay

The foreclosure crisis is the second major financial dilemma of the twenty-first century. To solve this, the roots of the problem need to be dug up and exposed followed by replanting with an appropriately improved regulatory system to help build stronger roots for the future. It seems that the free market system can't be free anymore given its intertwining roots extend way beyond domestic to international financial systems. There are two fundamental causes to the latest credit crisis: 1) poor quality securitized mortgages and 2) insufficient underwriting for credit poor borrowers. Secondary (downstream) problems making the financial crisis more complex include underemployment and business failures. Many banks,

Dependability is a major aspect of military bearing. Without dependability, one can neither perform properly in the workspace nor be depended upon by their coworkers, or chain of command to carry out their military duties adequately. A military member is required to be punctual, and reliable. Lack of this in a service member not only hinders the mission of the command but of the entire Army.

As surprising as it may sound, I have been doing community service since the sixth grade and it is a new experience each time. It all began with a community clean up known as 'Keep McAllen Beautiful' as we got there everyone seemed excited to be there. It was beautiful to see such unity inside of my community, and I decided from then on that I would like continue helping out where it is needed. As I joined the National Honor Society my chances of providing my services increased, and I decided that I would assume a position of leadership when needed. I became the society's president, which allowed me to develop my time management skills, creativity, and efficiency. I organized an fundraiser for the hurricane Harvey disaster victims where all

1) As a Roncalli student, I have been able to participate in many memorable service activities both as an individual and in a large group. From freshman year, I have accumulated the most service during the summer time when I have had the opportunity to be involved coaching youth teams in different sports. This service is the most special to me because it is a way for me to volunteer in activities that I myself love and have a passion for. It has taught me a lot, and I think I have gotten as much out of it as the girls I coach have. Another notable service is the service I was able to participate in with my classmates as a volunteer at Journey Home. This service really opened my eyes to the issues people and families face here in Aberdeen. I was happy that I was able to experience and learn something new while helping a cause and helping people in my own community that I otherwise would have never known about. This year, I was also able to volunteer to be a group leader at a Roncalli Junior High Retreat. When I was younger I always knew it was something I wanted to experience and I loved being there. It was great to meet the younger kids and help them along throughout the day while they experienced a retreat for the first time. I hope to continue these service activities as I get older and move out of my time in high school wherever I end up.

From day one my mom taught me that you will get more satisfaction giving to and helping others than you ever will by just doing things for yourself. I truly believe this. Volunteering to teach swimming lessons, organizing recycled items, and visiting the nursing home are all things I have been involved in and doing each of those I have learned more and more about how important service is. Just recently my classmates and I helped an elderly woman move all of her belongings out of her home and into the 4H building for an auction. The 4H building is on the fairgrounds where I have volunteered to clean up every spring for the last 3 years. Service is very important but also very rewarding. I look toward to doing more service projects in the

At a young age I discovered a passion for helping others and I have continued to be passionate about serving my community since then. At the age of eight years old I began the first year of what would soon be my ten year membership of 4-H. Through that program and my church’s youth group I truly began to understand what selfless service was all about. I first began helping others by walking dogs at the local shelter and helping my 4-H club clean the sides of the highways. I later was able to experience several mission trips that opened my eyes to the larger aspect of service. My love for helping people continued to grow as I got older and I continued to find ways to make a difference. One of my favorite experiences was getting to help cook and serve a meal at a homeless

Serving not only benefits the recipient, but also the volunteer. One area I feel passionate about is blood donation. It makes me feel satisfied to know that my blood can go to save a stranger's life. Another place I serve in is in my church. I have helped with Vacation Bible School, a mission trip, and cleaning up after events. These projects took a lot of time out of my already busy schedule, but when I look back and see all those who have benefited from my service, I have no regrets.

Serving the community to me is giving back and providing an opportunity to others or providing something once lost. I spent a

As an individual in the Army you have the duty of being a soldier but as a leader you have to be a soldier and a leader. Without being a soldier you cannot accomplish your duty as a leader. Being a leader in the Army is a duty in itself. You could say that you have 2 duties. That is why these two are closely related to each other. Another Army value that would go together with duty would be selfless service. Selfless service is the act of putting once self before a particular group. The group that we as soldiers put ourselves before is the citizens of our country and other counties that need our assistance such as Iraq and Afghanistan. It is the value that would instill duty in us as a soldier. Without selfless service, we would not be in the Army performing our duties today. I don’t think I need to state and example because is already something we doing by being in the military. The last Army value that would relate to duty would be personal courage. Personal courage is the act of actually having the strength, physically and mentally, to perform your duties as a soldier. I think it is the most important value next to duty. Without personal courage you would not be able to pick up a weapon to defend this country which is our primary as soldiers. It facilitates our responsibilities as soldiers. Without it we would not have the courage to be at our appointed place of duty. Duty is not just related to our Army values. It is also defined the Soldier’s

Dependability is a major aspect of military bearing. Without dependability, one can neither perform properly in the workspace nor be depended upon by their coworkers, or chain of command to carry out their military duties adequately. A military member is required to be punctual, and reliable.

My neighborhood has greatly shaped my family and I in many ways. Going to church, sports, and school as well as aiding the community has shaped the person I am today. At church and school, I have cooperated with others in order to provide excellent community service for those less fortunate in the area, while of my own accord, I volunteer in the surrounding area such as Union City. For example, in Union City, I gave out turkeys for Thanksgiving to many who did not have the means to purchase one, while at school, I aided in the operation of the local food bank, and read to the elderly at the local nursing home. During the holiday season, I work with the Union City ROTC in managing donations to "Toys for Tots." There is a certain warmth to aiding others, and once you start, it is a warmth that guides you through the vast amount of coldness out in the world. I fully intend to

My service has impacted my community by presenting myself to volunteer and help those that are in need of a help. It allows those to learn more about there is a citizen out there that is willing to help out. While I was doing my two hour service learning at the Thrift Shop, I was able to broaden my horizon out further than usual. This elder man came up to me after I had just placed a heavy couch onto the back of his truck; he thanked me so much and kept thanking God that everything fell right into place. He began telling me how he traveled all the way from Chapel Hill just to pick up this particular couch for his youngest daughter. He was very devastated by the fact no one was able to go with him to pick up this couch. He was concerned of how

Music is one of the most fascinating aspects of a civilization, and yet it’s importance is often overlooked by many in today’s world. The existence of music dates well beyond any known civilization, and its gradual evolution drastically varies from culture to culture. To me, the notion that music is a mere reflection of society is a statement I used to take for granted. Although this notion is true to some degree, mainly with some popular music, my research has led me to conclude that all music influences society on a greater scale than one would assume. In ancient times, there existed many correlations between changes in music followed by changes in society. These range from the ushering of new eras of prosperity, to the conservation of

Attach an essay explaining your outstanding loyalty and service to your school, community and family. Include how your future plans will involve service to others.

I have been volunteering before I was old enough to know I was volunteering. As the youngest of four, I happily came along whenever my parents and siblings volunteered. But, community service is not just something I was taught to do; it is something I love to do. Today, I serve others in ways that are closer to my own heart. Serving people and animals “who don’t have a voice” has been and always will be central to who I am. I spent this summer raising awareness and funds for foster children, and I am excited to use those funds this November to personally decorate and deliver new duffel bags with supplies to foster children in my area. Additionally, I have loved dedicating my time to a local animal rescue where I have participated in animal