Deposit And Saving Opment 1

Scammers are calling consumers and falsely identifying themselves as Bank of America employees. In this scam, they explain that there are “irregularities” with their account and need to confirm their account information. They will then proceed to ask the consumer for their account information and other personal info that will help them gain access to the consumer’s account. If the consumer responds with skepticism, the scammer may then try to scare or intimidate the consumer into giving up the information they

12. Describe an alternative investment that you might invest in someday, and explain why this investment is appealing to you. (2-4 sentences. 2.0 points) Peer-to-peer lending. It's a high return investment but also high risk. There are ways to invest in Peer-to-peer to minimize risk. It's a great alternative investment option.

The economy can be impacted by the U.S.government through two major types of economic policy. The first type is called fiscal policy, which is economic policy instigated by the President or by Congress. The fundamental tools at the disposal of these branches of government are taxation law and government spending. By changing tax laws, the government can effectively affect my personal finance by modifying the amount of disposable

1. Describe two examples of important things that financial planning skills can help you do, and explain why these things are important to you personally. (4-6 sentences. 2.0 points)

The Second Bank of the United States was the countries national bank founded in 1816; this being just five short years after the first national bank expired (1833 Andrew Jackson Shuts Down Second Bank Of The U.S., n.d.). The first national bank was created by Washington and Hamilton in 1791 to house all federal funds. Jackson took office in 1829 and launched an investigation into the policies of this bank and the funding. Jackson, fought for the common man, not just the rich. He did not like his findings due to this and ordered banks closure in 1833; this is what is referred to as the Bank War. He also went as far as to veto an attempt by Congress to make a new branch of the bank, this and other reasons he had a spilt cabinet. Once closed he

My parents receive an earned income, meaning they work for it, unlike unearned income like child support and disability. My mom works as a Human Resources Director; she over sees all investigations in her facility and hires and fires people. My dad works as an Operations Sales Manager, so he over sees all of the different sales. They both have salary wages, so their income isn’t based on hours.

It provides hints about the levers that managers must pull to achieve growth above the sustainable rate.

1. Describe two examples of important things that financial planning skills can help you do, and explain why these things are important to you personally. (4-6 sentences. 2.0 points)

All questions are worth five (5) points. If there are any graphs on the test, then leave

There is a high positive correlation between the interest rate of housing mortgage loan and the government's long-term guarantee interest rate. Mortgage institutions offering fixed rate mortgages may be adversely affected by rising interest rates, because their mortgage financing costs will increase, while mortgage interest income will remain unchanged. Lenders can reduce interest rate risk by offering adjustable rate mortgages, so mortgage income may vary with changes in financing costs as interest rates change.

Every day of our daily lives we are exposed to a large variety of risks. Those risks can include large financial losses that may occur from investing in the stock market, to damage to your vehicle while driving to work, or fire damaged to your property while on vacation. All those unforeseen events can have the ability to drain all your financial resources, which can cause some major damage to your financial goals and stability. Personal risk management is important because it helps reduce and sometimes eliminate those potential risks. By managing and assessing risks we can alleviate potential financial losses and ensures that our way of life can remain unaffected by those unforeseen events. (Personal Risk Management, 2016). Together there are five risk management steps that are combined to deliver a simple and effective risk management process. Those steps include identifying the risk, analyzing the risk, evaluating and ranking, treating the risk and finally monitoring and reviewing the risk while implementing changes as needed (Schurr, 2016)

Own appointment, Tuesday April 5, 2016. From 4:00 to 4:20 p.m. with Betty Lou Wilzbacher. Betty Lou called after I reviewed her Vanguard account. She keeps about $3000 in her money market. This was her real estate and income tax ??_____ 4:39 account. She has a Roth IRA worth about $11,000 that has the Vanguard balance fund and she doesn’t anticipate making any new contributions to that. Also, waiting to take any money out of the Roth’s for significant time. She has about $250,000 in her traditional IRA. It’s a mixture of mostly indexed funds, 60% stocks, 40% bonds and she has a mixture of US and international. She has the dividends out of the stock funds going into the total bond market and she has the dividends and capital gains from the international funds, stock

On September 6, 2013 a call from advisor and agent from Florida Rural Legal Services inquire on beneficiary and

helps a person to manage his personal finances and also to describe the three products of

Have you ever invested money in stocks or maybe received savings bonds as a gift? Those are just two different types of investments that could potentially help with future money plans. It is very smart to start investing money or looking at other ways to invest at a young age to prepare for the future. There are many different types of investments that individuals can use to achieve future savings and investment goals. According to www.fool.com, If you were to invest one hundred dollars as a fifteen-year-old young adult and then receive a ten percent investment rate every year on that initial investment, at the age of sixty-five years old you would turn that one hundred dollars into $1,083. Investing your money rather than saving or spending it is smarter and can help you with your future plans.