Designing A Business Cleaning Foreclosed Homes

Opening a new business, remodeling a house, and buying land could all be exciting opportunities; it creates a chance for an owner to make something their own. It takes time and dedication, trial and error, money and divergent thinking, but in the end of all the sacrifice and dedication, that land, or house becomes everything the owner could have ever wanted and more, because it is their dream and they created it. However, dreams can falter, that owner with the new business believes full heartedly in having a future and a successful business, but over time things change and unfortunately that business that was once strong, now becomes repossessed. That new home has been foreclosed, and that pure land, rich in soil is now sold to a high-end

I often used to watch a show called “Extreme Makeover” where a team of builders would come to a neighborhood, build a need worthy family a beautiful new home, and then just give it to them. “Wow! What a lucky family,” I would say. “How fortunate.” However, as time went by, that same family would be in the news again. Why? The house was in foreclosure. The people had gone to the bank and taken out a mortgage against the home, then spent all the money they got for it on other things.

For those who had the unthinkable misfortune to lose their home and go through foreclosure, it isn’t the end. In fact, if they still dream of becoming homeowners again, it can happen. It may take a while, years in fact, but it can be done. The first thing a potential boomerang buyer (previous foreclosure victim in the process of transition to own property again) should do is to be educated on the recovery process after foreclosure. Foreclosure doesn’t necessarily begin the day you pack up, move, and turn over your keys to the bank. Foreclosure could literally take years after that. A foreclosure is listed on your credit report for seven years. It may be listed longer, but it can really only be held against you for that long. However, this doesn’t mean you have to wait seven years or longer after foreclosure to purchase property again. The time you have to wait will largely depend on the lender, the type of loan and your credit.

A lot of sharks prey on homeowners in foreclosure. If something sounds too good to be true it usually is. Remember that fraud depends on trust. The folks that are the best at it always appear to be someone you can trust. They are really, really nice folks. You will really, really like them. They have to be so nice to gain your confidence. Be wary. Sharks can smell your desperation. They know what words you need to hear. Use common sense and don't be afraid to talk to a lawyer, your realtor, your lender, or others about any offers you receive. In Arizona the Attorney General announced a settlement with Harvest Properties, Inc in a foreclosure rescue fraud and mortgage fraud by the company and its owners. You may have heard about this company which did business under the name HomeVestors. HomeVestors is widely known by its billboards reading "We Buy Ugly Homes.com" and "Ug Buys Ugly

At Anago, we do more than just clean. We also offer small business owners and entrepreneurs in and around Tulsa and Oklahoma City the chance to get involved with our commercial cleaning franchise opportunities. When you choose to join Anago, your regional office takes care of the majority of the administrative tasks that are associated with running a successful business, such as billing and collection, finding new clients, and setting up cleaning contracts. This leaves you and your team time to focus your efforts and attention on providing commercial cleaning and sanitizing services that are second to none.

The foreclosure crisis in our country has implemented a domino effect that may take years before we note any positive changes. As the country begins to heal, an effective process and/or program must be implemented that will reduce or eliminate foreclosures. It is important to remember that purchasing and maintaining a home is a part of the “American Dream,” and when working class families cannot seem to manage without loss of pride and dignity, then the dream begins to fade. The hopelessness and lack of self worth takes a giant step forward and brings with it anger and frustration which only damages families.

The foreclosure crisis is changing the Real Estate Owned (REO) process. Some banks hold off on following through with foreclosures or letting empty houses sit in limbo, where they deteriorate further, instead of selling them. Cleveland has dealt with these “toxic titles,” as banks like Wells Fargo have refused to

Such “voluntary foreclosures” are one form of a problem that has shaped the foreclosure debate since the government first began devising alternative strategies. Lawmakers and officials in both the Bush and Obama administrations have struggled to find ways to prevent homeowners from using federal assistance when they don’t need it, or profiting from their “bailout.” That goal has become even more intense since the government was forced to create the $750 billion Troubled Asset Relief Program, most of which has been used to prop up banks and other “too-big-to-fail” enterprises. A relatively small portion of TARP is being used to pay for HAMP incentives to borrowers, lenders and investors.

Solving the foreclosure crisis is not an easy quest. In order to solve the crisis, it will take everyone getting involved. The banks and other lenders need to be willing to work with people who have been in their homes and need to have their loans restructured or refinanced. There should not be any more QUICK FIXES. Too many of the lending institutions are trying to put a bandage on an open wound. Instead of working with the homeowners, they are willing to put the residents out of the homes and think that this will solve the problem. The only thing that does is leave the houses open for vandals to destroy the houses. Many houses are broken into. People steal the copper, fixtures and what ever they can carry out to make quick money.

Trying to own a home again after foreclosure can be scary, not only to the prospective applicant, but also to the creditor. We all know that bad things happen to good people from losing a job due to a company relocation or an unexpected illness or accident that causes excessive absences. Fortunately, there are people (ie: creditors, loan officers, etc.) that understand and will assist someone to regain home ownership.

In the summer of 2008, my parents bought a condominium that had gone into foreclosure. Our goal was to “flip” the newly-acquired asset and make a profit. Since “flipping” houses was only a part-time job for my parents, I decided to lend a helping hand. I dragged trash out, demolished a ragged couch, and painted the walls. We transformed the property from a dirty dump to a highly-desired home that received multiple offers and was sold in two weeks. The previous homeowner had neglected numerous court warnings and finally had to be removed by police. Throughout the renovation process, I became increasingly interested in the United States foreclosure crisis and began pondering possible solutions.

Foreclosure is a heartbreaking process, but it is always possible to salvage something from the situation. If you can pay back the lender everything you owe, including back payments and penalties, then you can sell it before it is auctioned off. An experienced real estate agent can help you avoid foreclosure by selling your home and getting enough to pay your debts.

You need to be aware of the components of a house and what work goes into restoring or replacing each. In order to get a complete overview of each task, you need to have a contractor that specializes in each area. For example, you will need a plumber to install the pipes and appliances such as sinks, water heater, and toilets. There is an extensive amount of work that goes into installing the plumbing

What do we think when we hear the word “foreclosure”? Most people realize that it’s definitely something that is not good, some say that it’s when someone fails to do something, but those people don’t really know the meaning of it. But before I present my idea let’s review the meaning of such process:

Foreclosure is a word that is forever etched into my mind. I am more than just aware of the word - I know it in my young bones. The term has lodged itself deep in my psyche, never to be forgotten. To me, Foreclosure was waking to find a court bailiff or sheriff banging on the door of my family’s former house seeking to serve a warrant to my Dad. For me, Foreclosure has meant having to hastily move and leave behind only the best things - fond play items, my friends, and our memories together in that cul-de-sac. Foreclosure is a nightmarish experience that took away four of my families houses – ultimately leaving parents and my Dad especially uncreditworthy – and accelerated my parents’ divorce among other things. A top-flight consultant, my Dad had quit investing in the stock market after a series of poor returns and put his money and borrowings into properties which he considered more stable. My