Detroit 's Real Estate Market

By this time Detroit had become the epicenter of the American automobile. Detroit’s grand boulevards, were now lost in this ever expanding industrial Mecca. Detroit was home to some of America’s biggest names in automotives, including Walter Chrysler, The Dodge Brothers, and the outspoken Henry Ford. Workers in these factories often earned more in wages than many unskilled labor positions around the country. As news of the high-wage jobs in the up-and-coming motor city made its way around the country, migrants began to flood the city in hopes of a better life. Overcrowding among blacks and the have-nots of society was a harsh reality in Detroit’s inner city ghetto, which went by the name of Black Bottom. Several families would cram into single family flats, often grateful to even have a place to stay. Many made due without luxuries like running water, and disease ran rampant along the dirty over-crowded streets. This migration was not often welcomed among white Detroiters. A message of “One Hundred Percent Americanism” was being spread and upheld by the Ku Klux Klan, and Negroes were not Americans. Many white Detroiters, whether they were with the KKK or not, felt that segregation was the way it should be. They feared that if blacks were to breach the color line into white neighborhoods then property values would plummet, real estate agents would not show the houses and the neighborhood would be ultimately

The author explained how the government established policies and initiatives that created ghettos and suburbs. The Federal Housing Administration (FHA) is a program that helped citizens become homeowners by lending loans. However, only certain neighborhoods qualified for those loans. Research and data were used to prove that certain areas were considered a loss of investment. The

A large influx of colored people created many problems. First, there was a major problem in the availability in housing, of which was responded to with racism. This is the root for the hatred between the black and white communities. There wasn’t enough housing in the “black belt” community, so Negroes began to spill into white neighborhoods. The very existence of a colored person in a neighborhood would lower the property values. When a house was sold to a colored person, the rent for the house would be higher than the previous, white owner’s rent. Real Estate companies believed that “it is a matter of common knowledge that house after house…whether under white or black agents, comes to the Negro at an increased rental” (Sandburg 46). They sold housing despite the fact that “the Negro in Chicago, paid a lower wage than the white workman” (47), and that black people would have

During the mid-20th century there was much racial discrimination, specifically in home ownership. During this period there was mass immigration of Southern blacks to the north. In Lawndale Chicago, there was adverse reactions to this. As the

Access to resources has been historically constrained in the U.S. on the basis of ethnicity, race and most recently class. This differential access to resources is a result of overt structural forces that create barriers to employment, housing, education and neighborhood investment. The political policy of “redlining” is a great example of how public policy can affect access to resources. This policy selectively avoided giving mortgages to individuals living in predominantly Black

Despite increased diversity across the country, America’s neighborhoods remain highly segregated along racial and ethnic lines. Residential segregation, particularly between African-Americans and whites, persists in metropolitan areas where minorities make up a large share of the population. This paper will examine residential segregation imposed upon African-Americans and the enormous costs it bears. Furthermore, the role of government will be discussed as having an important role in carrying out efforts towards residential desegregation. By developing an understanding of residential segregation and its destructive effects, parallels may be drawn between efforts aimed at combating

Many of the housing uses zoning power delegated by government officials to assure that certain races such as blacks don’t move into their neighborhood. Zoning power is regulating the use of land by state governments and local governments to exercise authority over privately owned real

Lipsitz uses practices of the housing market to illustrate how the diverse practices provide the privilege to white people in the current institutional arrangements. The capital resides in suburban houses has proven many white families’ economic mobility, although few white Americans recognize that segregation has historically been the guarantee of suburban real estate values. Housing policy and real estate practices, banking and finance, education, tax codes and subsidies, the behavior of the courts, and the norms of urban policing are all heavily inflected by a racialist logic or tend toward racialized consequences. Lipsitz delineates the weaknesses embedded in civil rights laws, the racial dimensions of economic restructuring and deindustrialization, and the effects of environmental racism, job discrimination and school segregation. Lipsitz describes the centrality of whiteness to American culture, and explains how the whites have used identity politics to forward their collective interests at the expense of racialized groups, including African Americans, Asian Americans, and Latinos.

When you hear about the city Detroit do you ever think of it as a city that needs to be gentrified? Gentrification is the process in which renovating or improving a house or district so that it accepts to middle-class taste. Gentrifying the city of Detroit is a great thing because the city needs to show improvement, develop into a better place, and it needs to increase its population numbers from a low rate to a more advanced rate.

Historically, “ideas of Black inferiority and White superiority have been embedded in multiple aspects of American culture, and many images and ideas in contemporary popular culture continue to devalue, marginalize, and subordinate non-White racial populations”. Racism has influenced decades of land use, housing patterns, and infrastructure development. With the creation of housing subdivisions, the white and wealthy moved to modern communities, while the non-white and poor were left to live in areas that were rundown. Today, we see that in some cases, zoning laws have fueled environmental, as well as residential, racism. In certain communities around the nation, “expulsive” zoning has pushed out residents, and allowed industries to move into communities, and pollute the land, air, and water. These zoning laws define land for residential, commercial, or industrial uses, and impose narrower land-use restrictions. In this case certain individuals are forced to leave their community, and give any property they have up to these “dirty” industries. Without more stringent enforcement mechanisms and penalties in place, this nation will continue to see this type of discrimination and environmental racism.

It was a way to constraint African Americans to areas that were far away from those with status, class, and power. Segregation led to discrimination in economic opportunities, housing, and education. The black culture has suffered from the barriers that were placed through segregation. However, the Civil Rights Act of 1964 and the Fair Housing Act of 1968 tried to limit some of the discrimination associated with segregation. It was discovered that even a “rising economic status had little or no effect on the level of segregation that blacks experience” (Massey and Denton 87). The authors imply that “black segregation would remain a universal high” (Massey and Denton 88). The problem with the continuing causes in Segregation is that even though the Fair Housing act was placed, many realtors still discriminate against blacks “through a series of ruses, lies, and deceptions, makes it hard for them to learn about, inspect, rent, or purchase homes in white neighborhoods” (Massey and Denton 97). Segregation and discrimination have a cumulative effect over time. Massey and Denton argued that the “act of discrimination may be small and subtle, together they have a powerful cumulative effect in lowering the probability of black entry into white neighborhood” (98). William Julius Wilson had

Chinatown, Olvera Street, and Compton all contributed to culturally diversity and the expansion of Los Angeles. Although Los Angeles has become rich in cultures, its evolution did not go without racial tensions and segregation. With the arrival of blacks from the south, white-Los Angeles did always recognize the minority community. Angelenos did not always embrace diversity with pride, but perhaps the sad part is not the fact that racial segregation took place, but the fact that it was not created by just the individual, but also by the organization. Federal programs like the Federal Housing Administration (FHA) and the Homeowner’s Loan Corporation (HOLC) divided up Los Angeles into a complex socio-economic racial-class system. The influences of the local level influenced the federal level and revolutionized the finance industry. (Avila, lecture 2/5/02) These federal organizations blatantly labeled minorities as derogatory, uneducated, second-class citizens that brought down property value in “white” neighborhoods. Latinos and Black were often labeled as a “minority problem” and even as a “disease” on official HOLC documents. The HOLC implemented strict government guidelines and kept maps of white neighborhoods confidential. It also devised a formal and uniform style of appraising homes by breaking neighborhoods into race classifications by letter. As Waldie states, “The Montana Land Company made it clear that lots were

Slam! When you hear the final time your soon-to-be home’s door closes, it takes more than just a roof away, it takes out a bit of your heart along with it. You have once had hopes, aspirations, goals for this home, and now they are stripped away from you because of the economy collapsing. However, recently the buyers who were once remorseful, are now in a position to take back new homes and start their families thank to the turnaround of the real estate market. Still, they are hesitant of making a commitment to a home because of the trauma they had previously faced. This has created multiple ways to put the buyers’ minds at ease as they are still working toward attaining a new lease/mortgage.

When an individual is asking about the current state of the real estate market, they should be ready for a complex answer. Many think of real estate in local terms and far too often neglect the importance of giving consideration to the national level. Additionally there are forces such as the state, county, city, and federal governments; as well as banks, the federal reserve, life insurance companies (this will be of particular interest when “Baby Boomers” begin departing and a large influx of payouts reduces the leverage of a once major player in real estate markets), environmental/ecological factors, employment outlook, intent of purchase (rental, personal, commercial) as well as many others to be considered.

In terms of public housing, white homeowners and people from the affluent area's believed that subsidized housing drops their property values, owners wouldn't devote on their properties, crime rise and threats to their community culture (Briggs, Darden, and Aidala 28). As for race or ethnicity, beliefs about the negative effects of nonwhite arrivals on property values clearly arise in part from attitudes long prevalent in the real estate industry. Babcock(1992) came to the conclusion, specifying that while other demographic traits can lower sale prices than racial change (Briggs, Darden, and Aidala 29). According to the Briggs, Darden, and Aidala’s article “In the Wake of Desegregation”, housing price near the housing project has varied and people were panicked and wanted to sell their house (29). However, the empirical analysis showed the opposite inclusive results and no evidence of direct consequences of subsidized housing or racial transition on a sense of zone or related counts of what they called non-financial speculation in one's community (30). The home prices were serious when the public housing had announced than dweller moved in (34). Writer's indicated proximate sale took place before or after the announcement and occupation of the first scattered-site public housing (SSPH) complex site near rich neighborhood's (38). On the other hand, in the wake of desegregation, we see their research indicated the role of good design as well as the preservation of the