Developing A Competitive And Long Term Growth

Although major retailers have had credit card breaches, which devastated consumer trust in credit, Mobile payment systems stay efficient, but risk personal and financial data fraud similar to plastic credit card usage theft. Patrons fear merchants can track your shopping habits, location and financial records using a mobile GPS signal. Nevertheless, worries that someone can steal their information when sent wirelessly therefore consumer confidence remains low. Thorough safety measures will help give customers composure and regain assurance. (Busby, 2014) (Sapienza, 2013)

As a graduate with 3 years management experience in a customer facing and fast paced environment, I believe that my skills, background and qualifications are tailored to fit this role. I want to contribute and create a platform for growth in an area that I am familiar with and see my future career in. Currently working as a Health Care Assistant at King George Hospital, Dahlia ward and I can say that the NHS is a great organisation. I admire the development and support that I am getting. I want to offer my experience in this field to bring new ideas to the organisation as well as learn and experience what HR in the health sector can offer.

I am a believer in the idea that a mindset of growth is essential for long term success. Constantly trying to become a stronger and better version of oneself, along with an attitude of continual learning is a key element in becoming successful. It is this notion that describes my process through college, and my decision to pursue a career in medicine. By the end of my freshman year, I had dabbled in many fields, but was still unsure of the life I wished to pursue. I’ve always had a passion and desire to help others, and began to discover I had a talent in leading and motivating others. While growing up in a tight knit community, many of my friends fell into the trap of crime and drugs. I was able to organize various programs and retreats for these friends, and helped them overcome their obstacles, and escape the addictions that afflicted them. I was able to see first-hand the positive effects a group of motivated individuals can accomplish when working together. This led me to seek out other institutions that had a vision parallel to my passion for service.

The key objective of this project is to leverage the PayMi Merchant Funded Rewards program to seamlessly deliver cash back rewards to CIBC clients. PayMi allows consumers to automatically earn money when shopping with all of their credit/debit/ Canadian pre-paid cards. It also allows merchants to target consumers with offers based on all transactions to drive their

. Mobile payment users >190 MM in2012, which is over3 % of total mobile users worldwide a level considered as "mainstream”

Over the past several years, large banks have developed mobile payment apps for those with accounts to exchange funds easily amongst one another. In 2009, Venmo was made publicly available and, not long after, the money-transfer app took off due to its convenience and allowance for inter-institutional transfers (members of different banks can transfer money to one another). The app has grown at an incredible rate, handling over $700 million of transactions in the third quarter of 2014 alone. By linking with social media, it has become the go-to way to split a restaurant bill among friends, contribute gas money, etc. and, like Google, has attained the honor of being used colloquially as a verb (i.e. “Venmo me for the bill”).

The online payment marketplace is experiencing an explosion of innovative ideas, plans, and announcements, which one commentator has likened to a “goat rodeo”, a chaotic situation in which powerful players with different agendas compete with one another for public acceptance, and above all, huge potential revenues. Others liken the payment marketplace to a battle among the four platform titans Apple, Google, Facebook, and Amazon. Each of these titans have their own versions of a future payment system that challenges the other players. And let’s not forget PayPal, the reigning power in alternative online payment, or the credit card companies who process over 70% of online payments, or the

Smart Card Marketing Solutions is a company established in 2003 that provides prepaid card services to customers seeking an alternative to credit cards and as a form of electronic records for merchants in regards to recording a customer buying behavior. Smart Card Marketing Solutions (referred to in this paper as SMKG going forward) offered four types on services: GoSmartCard, Velocity money, Velocity Merchant, and prepaid wireless. Each of the services, in addition to the audience, back ground on the market, strengths and weaknesses of the company, and marketing strategies.

Activity 1 Explain the various corporate, competitive and functional strategies followed by a firm of your choice. What is the impact of these strategies on the firm’s performance? ............................................................................................................................................................ ............................................................................................................................................................ ............................................................................................................................................................ ............................................................................................................................................................

Strategic growth is a viable characteristic for any organization. Convergence Consulting Group exemplifies this reasoning. Over the past decade, year-over-year growth has become the norm for Convergence. Competing in the ever-maturing market of business intelligence consulting, Convergence must think strategically about how to maintain their growth.

Our purpose is to find the potential growth of companies in both the large cap and small-mid cap category of biotechnology industry.

In this scenario, consumers are recognized by the signals they emit, most likely from their wireless phones or PDAs, and they can purchase goods and services from vending machines and businesses without having to use a checkbook, credit card or cash. But making the wireless wallet a reality will require an evolution of both technology and consumer attitudes that is still far in the distance. Moreover, at the commerce phase, in which consumers should realize that using wireless devices to purchase real goods in the physical world does not necessarily deliver those goods to their wireless device. It will be a challenge to convince consumers to leave their credit cards at home and let their phones do the purchasing. In addition to this, consumers will need easy-to-carry wireless devices that they will always have with them, and terminals will have to be available at stores or in vending machines. Both of these devices must have the necessary infrastructure to enable transactions. Last, and most difficult, there must be a worldwide standards initiatives. However, the most important aspect is to explain to the consumers, what is their bennefit to use the services of m-commerce, instead of the brick-and-mortal

Unlike the previous theories provided, I will be examining the decline in U.S business activity from a 2-fold hypothesis. That is, entrepreneur risk adversity has shifted overtime causing a reallocation of firm financing from debt to equity. Moreover, since equity based financing is extremely rare – often 0.1-0.5% of new firms will find themselves with VC funding – the restriction on financing availability has contributed to the overall decline of business dynamism and firm entry. In more concrete terms, we estimate the following equation: startu〖p rate〗_(i,t)= β_0+ β_1 〖log⁡(total loans〗_(i,t))+ β_2 〖number of approved borrowers〗_(i,t)+ β_3 log(〖total vc funding〗_(i,t))+ β_4 〖total vc deals〗_(i,t) +u_(i,t). In particular, if my

Digital payments allow for services to be delivered at lower costs, afford greater scalability and greater ease of access. This

Mobile payments allow certain freedoms that previous technologies could not accomplish. Laudon & Travor (2011) discussed how digital information security is extremely important in providing a market where certain levels of expectations may be met. Stakeholders within the payment systems must be reassured that a fair and honest transaction can be reasonably executed. In my home country of Nigeria, it is understood that this market is well established and is thriving. The purpose of this essay is to demonstrate that mobile payments is a viable alternative for my groups proposed business site.