Both, Germany and the United States of America count among the most developed countries in the world and therefore both provide a wide-ranging healthcare system for their citizens. Even though they share some similarities, the systems themselves differ considerably between the two states. Firstly, in 2010, the Affordable Care Act was passed by Congress and then signed into law by the President. Thus, health insurance is now mandatory in the US just as it is in Germany. This means that both systems require almost all citizens to buy insurance and both systems impose fines on citizens who do not comply. Secondly, both German and US healthcare system are a mixture of public and private components. Both have statutory health insurance and private
The U.S. health care system is way more complex than what meets the eye. A major difference between the health care system in the U.S. and other nations, is that the U.S. does not have universal health care. Lack of a universal health care opens up the doors for competition amongst insurance, physicians, technology, hospitals and outpatient services.
However, Germany’s healthcare system seems to be different when compared to the United States healthcare system because of their universal health coverage for all residents who qualify. The fact that remains similar to the U.S. is the conception of by law all residents have to carry health coverage either by a public or private insurance provider.
The country I chose to compare with the United States healthcare system is Japan. Access to healthcare in Japan is fairly easy. Every individual, including the unemployed, children and retirees, is covered by signing up for a health insurance policy. They can obtain insurance either through their work or through a community based insurance. For those Japanese citizens that are too poor to afford health insurance, the government supplies their insurance through a social insurance. If a Japanese citizen loses his/her job and becomes unemployed, the individual will just switch to a community
Germany’s and the United States’ healthcare systems compare and contrast in many ways. Germany has the third richest economy in the world and many categorize their healthcare system as socialized. Germany provides medical care to all of the citizens—young, poor, old, sick, and injured. Otto von Bismarck the Prussian chancellor in the 1880s in Germany invented the concept of healthcare systems, the notion that a government has to provide mechanisms so all its people can get medical care when they need it. In 1883, the Sickness Insurance Act was passed, representing the first social insurance program. Over the past 130 years the
The healthcare systems of Switzerland and the United States are quite similar in some aspects and vastly different in others. In Switzerland, the healthcare is universal and available to all. It is provided by private individual insurance companies and subsidized by the government when needed. Basic health insurance is required to be purchased within 3 months of residency or after birth and is an individual’s choice as to what carrier they choose. Of course, there are exceptions to this mandate but they are very few.("Healthcare in Switzerland," “n.d.”, para. 1) Because of this requirement, 99.5% of the population in Switzerland has
The U.S. is an industrialized nation that continues to be behind on providing health care coverage to all citizens. However, the German health care system came up with a plan that ensured all citizens are provided with some form of health care coverage; nevertheless, the U.S. continues to dispute health care reform and how to provide coverage to all citizens. “Health spending per capita in the United States is much higher than in other countries – at least $2,535 dollars, or 51%, higher than Norway, the next largest per capita spender. Furthermore, the United States spends nearly double the average $3,923 for the 15 countries ("Health Care Cost," 2011, table 1)”.
The health care system differs from the system in the U.S. is that they make everyone all citizens buy insurance and the poor are subsidzed.
Japan has had a relatively inexpensive universal health insurance system for more than 50 years. Germany made health insurance mandatory for its entire population in 2009. Chile has given all Chileans access to a basic health care package since 2005.
The United States (U.S) healthcare system is a large private system that consist of multiple payers, which leaves the U.S
There are a lot of of differences when it comes to comparing two nations together, there is a lot to think about. For example what could we compare? You could compare money intake for each household, you could just compare two nations just using something as simple as culture or maybe race. When comparing Germany to America you still have a lot of differences like the fact that in Germany you are legally allowed to drink and gamble anywhere in Germany at the age of 18. Germany has very small families, most families in Germany only have one kid, a big family would be considered at around maybe 2-3 people.
An evaluation of the insurances for these two systems must be viewed including, different insurances available and the individuals covered will be assessed. Germany has funds for sick individuals can purchase that are supported by taxes collected from employment (Thomas & Mossialos, 2010). The sick funds are primarily obtained from payer systems. In the United States, insurance may be employer based or coverage
As some people were skeptical about the basis for the ranking, several studies were conducted, this time including “amenable mortality” in the criteria. France was first in the ranking. One good thing about France’s health care system is that everyone has health care. The country is also reported to rely on private and government insurance. Unlike the United States, France lets its citizens to have freedom in choosing hospitals, doctors, and care. Additionally, the health care system does not put much constrain on doctors with regards to making medical decisions. The same situation is evident on German health care system, where everyone has fully portable health insurance which comes with package of benefits. Like France, Germany lets its patients have freedom in choosing doctor and hospital during illness. A survey showed that patients and physicians in Germany are both satisfied with their health care system (Reinhardt, 1994, p.22).
Waiting lists for treatments are rare. Medical facilities are equipped with the latest technology and the statutory health insurance scheme provides nearly full cover for most medical treatments and medicines. Almost everybody in Germany has access to this system, irrespective of income or social status.
Germany has a market based health system. They have universal health care that covers medical, dental, mental health and even homeopathy. Insurance companies cannot make a profit from insured customers. Therefore, the price for insurance is negotiated between the government and the Insurance provider. Like any other healthcare system there are
The United States as compared to Bismarck Model and other universal health care systems is lacking control and so fragmented especially to other nations. Bismarck Model or as stated in the text book “the insurance model” is known as the oldest health care model (Kovner & Knickman, 2011). Although, every employer and employee (payroll deductions) contributes according to income (Kovner & Knickman, 2011). Bismarck varies in the “basic coverage” from one country to another (Kovner & Knickman, 2011). Found in Germany, France, Belgium, Netherlands, Switzerland, Latin America, and Japan (Kovner & Knickman, 2011). This is not quite like the United States, where the funds go to the government (Kovner & Knickman, 2011).