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Disabling Injury Essay

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“Can you afford to survive a disabling injury?”
Whilst medical expenses can have a major financial impact on most families, it is also important to understand the requirement for Permanent Disability Cover for school children. The expenses incurred when a child becomes disabled can financially destroy a family. Consider the costs of ongoing medical care, home renovations, customising of the motor vehicle and home nursing. In addition, the child will require assistance with their schooling to enable them to enter the working world.
It is important for parents to find out what insurance the school has so they can make informed decisions about any additional insurance requirements to safeguard their financial wellbeing.
BENEFITS AND IMPORTANT INFORMATION:
• All amateur sport related injuries are covered under this Short-Term Insurance offering
• Policy will be issued as an annually renewable policy, which is payable monthly
• Cover is on a 24-hour basis, and is therefore extended beyond sport related injuries to include ALL accidents, such as the following: o Motor vehicle accident, including children being transported from …show more content…

your child being injured in a school hockey or rugby match, whilst playing for a club, practice sessions, etc.) o Animal attacks (e.g. dog bite)

OPTION 1
Permanent Total Disability : R500,000
In-Hospital Benefit : R2,000 per day for a maximum of 14 days – 48-hour excess applies
PREMIUM PER STUDENT : R50 per month
OPTION 2
Permanent Total Disability : R1,000,000
In-Hospital Benefit : R2,000 per day for a maximum of 14 days – 48-hour excess applies
PREMIUM PER STUDENT : R75 per month
OPTION 3
Permanent Total Disability : R1,500,000
In-Hospital Benefit : R2,000 per day for a maximum of 14 days – 48-hour excess applies
PREMIUM PER STUDENT : R99 per

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