Ekonomi Islam Sebagai Model Alternatif Pembangunan Ekonomi Di Indonesia (Penerapan Bank Syariah)

Becoming an expert in Islamic economics and finance field is one of my long-term goals in life. I started to organize and made a plan towards achieving that dream since senior high school. The concern towards Islamic economics and finance concept, and its application for society and the country began when I was reading a book entitled Islamic banking-theory and practice. After finishing reading the book, my interest in Islamic economic and finance topics rose and strengthen my own determination to become the expert of Islamic economics and finance. The main principle of Islamic economics and finance which offers the just and ethics in economic activity, poverty alleviation through income distribution mechanism, and prevention of economic and

Political environment plays vital role in the progress of banking organizations. Pakistan despite all international and public thinking’s is a functioning democracy and gradually change in complexion and composition of legislatures with more educated people and women entering into politics. These talented politicians’ helps in designing best strategies to implement that could support the revival of bank industry. Political stability brings foreign investment and deposits in banks when people finds jobs. Some political decisions

Awaqf, the Arabic Pronunciation of the word endowment, has become a vital element of the economic sector of Sharia law as well as the Amana bank. “This asset, be it in real estate, inheritance, or savings in benefits, is something that will help someone in society,” which is one of the basic principle of Amana bank. This is a vital sector of the industry that the bank is especially wonder, careful with when it comes to its dealings with their

According to ( Umar Chapra, 2003) limited entréé to finance by the poor entrepreneurs brings about lack of broad-based ownership of businesses and industries which in turns, hinders realisation of egalitarian society. This phenomenon is rampant is Muslims countries, thus requires attention from Islamic institution compulsory savings or micro-takaful.

Shahjanaz Kamaruddin begins this article by stating that Malaysia has developed into becoming a full-fledged Islamic financial system operating in parallel to its conventional counterpart. Islamic finance is based on the Islamic principle of Syariah which is relevant in today’s world. According to the Islamic Finance Development (IFD) Report 2014, Malaysia is the undisputed in sukuk(bond) with a 63% of global market share. Malaysia performs very well across 5 indicators which are quantitative development, knowledge, governance, CSR (corporate social responsibility) and

The first Islamic banking that established was Bank Islam Malaysia Berhad (BIMB) in July 1983 and was listed on the Main Board of the Kuala Lumpur Stock Exchange (now Bursa Malaysia Bhd) on 17 January 1992. Products that offered by BIMB includes deposit-taking instruments such as current and savings deposit, which fall under the contract of Al-Wadiah Yad Dhamanah (guaranteed custody) and investment deposits under the contract of Al-Mudharabah (profit sharing). Other than that, the bank also grants financing facilities such as working capital financing under Al-Murabahah (cost-plus), house financing under Bai’ Bithaman Ajil (deferred payment sale), leasing under Al-Ijarah and also project financing under Al-Musyarakah (profit and loss

These theoretical models perceived two tired mudarabah finance structure, in which the Islamic bank on one hand would receive deposits as agent (mudarib) of its customers; and on the other hand provide finance to enterprise as principal [sleeping partner] (rabb al-mal). In this early period (1930s to 1960s), developments in Islamic finance took place on the intellectual side only. The first practical realization of a bank-like Islamic financial institution, on a small scale, was that of Mit Ghimar in Egypt which started in 1963 and closed down in 1967. Another independent experiment of Islamic finance started in Malaysia in the form of Shari[ah (Ahmad, 2004)

Financial equity is a standout amongst the most critical lessons of Muslims. As indicated by the Qur 'an, the essential mission of all messengers of God was to set up equity in this world (Al-Hadid 57: 25). Most the Qur 'anic lessons are guided towards empowering individuals to live with each other in peace and to satisfy their shared commitments genuinely and steadfastly to guarantee equity and general prosperity (falah). Inside the domain of this mission of the Messengers, the Qur 'an predicts, and which is all well and good, that treachery drives eventually to demolition (Ta-ha 20: 111).

Berdasarkan hasil yang telah diperhitungkan pada tabel IFE dan EFE, maka diperoleh jumlah skor sbegai berikut:

I, Miss. Sarmistha Sasmal, the student of M.Com (Banking & Finance)(Semester-I), from The Sydenham College Of Commerce & Economics, hereby declare that I have completed this project on INTERNATIONAL BANKING, in the academic year 2012-2013 .

In most jurisdictions where Islamic banks operate, they have to compete with conventional banks involved in interest-based borrowing and lending. The legal framework governing the licensing of banks and their regulation was designed primarily for conventional institu¬tions, not least as there were no Islamic banks in existence in most cases when the banking laws were drafted. Three choices therefore arise: firstly, whether Islamic banks can be accommodated within existing legal provision, whether the existing banking legislation requires amendment or, more radically, whether new legislation is necessary.

While in all these Banks Government held nominal 5 percent shares, an exception was made in the case of this Bank. It retained 40 percent shares of the Bank.

Islamic banks use a number of non-interest-based finance modes. The use of a mode is dependent on the nature, purpose and size of transactions. In selecting the modes, it is very much the know-how and knowledge of the Islamic banker which comes into play. These modes could be classified as debt type instruments, quasi - debt type Instruments, profit and loss sharing or hybrid instruments.

Alhamdulillah hi rabbil Alamin, segala puji bagi Allah yang menciptakan sekalian alam dan telah memberi kami segala nikmat dan hikmah. Akhirnya folio kami telah lengkap kami laksanakan insyaallah apa yang terbaik dan mampu kami persembahkan. Di sini, kami ucapkan setinggi-tinggi penghargaan kepada pensyarah CTU 151 Ustazah Syuhadaini yang telah memberi tunjuk ajar kepada kami dalam pembikinan dan pengajian kami sepanjang semester ini. Kami juga ingin ucapkan terima kasih kepada semua pihak

Abstrak : Hukum ekonomi keuangan merupakan salah satu bagian dari hukum ekonomi yang salah satu aspeknya mengatur kegiatan dari pasar modal. Dalam Undang-Undang Pasar Modal (UUPM) selain memuat sanksi administrasi juga dilengkapi sanksi pidana yang diatur dalam Bab XV tentang ketentuan pidana (Pasal 103 s/d Pasal 110). Walaupun undang-undang ini telah dilengkapi dengan sankisi pidana, tapi dalam praktiknya masih banyak terjadi penyimpangan yang dilakukan oleh pelaku pasar. Bapepam sebagai lembaga pengawas, dalam menyelesaikan kasus-kasus pasar modal ini, lebih banyak menggunakan sanksi administrasi, dari pada jalur pidana, walaupun kasus tersebut mempunyai