Employment Insurance : A Type Of Social Assistance Essay

Employer sponsored health insurance is a health policy chosen and purchased by the employer and is provided to qualified employees and their families. Employers usually shares the insurance premium with employers. Employee based health insurance started early as 1910. Before World War II, only a few Americans had health insurance, but it only covered the hospital room, board, and ancillary services. During the war, more employee-based health insurances were being given to employees due to frozen wages by the National War Labor Board worker shortage. Employers were figuring out a way to attract employees to work and stay in their company, which meant that providing health insurance was the best option. Offering health insurance drew attention to employees because unions supported this system and the benefits would not be subjected to income tax or social security taxes. Health

In America, the number of uninsured rises every year and no solution to the problem has

One of the most pressing issues faced by Canada today is unemployment. In fact, reports confirm that the jobless rate continues to increase every year. As of February this year, the unemployment rate was at 7.0%. The presence of unemployment rate is evident in various provinces. In Quebec, the number of people working declined by 26,000 in February. Alternately, the number of employed in British Columbia fell by 10,000; while Saskatchewan nearly 6,000 individuals are unable to find jobs. The Conference Board of Canada projected that the country’s labour woes could reach to more than one million workers by 2020. In addition to this, experts predict that the unemployment rate in this country will surpass that of the United States. Along with the dismal figures and projections, the problem of unemployment consequently creates numerous negative consequences on the nation’s economy, its government, and of course its people. Some of the known effects of unemployment include reduced spending power, an increase in financial cost, recession, and even crimes and violence. Individually, long-term unemployment may result to depression, loss of self-respect, and strained relationships with family and friends – ultimately causing damage to the person’s overall well-being. The adverse effects of unemployment only show that this issue imposes a significant cost both on a national and individual level. As such, it is of primary importance to create an immediate plan of action to alleviate

The Quebec legislature made substantial amendments to the Social Aid Act, R.S.Q., c. A-16, creating a new scheme in response to Quebec’s alarming and growing unemployment rate. This amendment is the one, which

The welfare system first came into action during the Great Depression of the 1930s. Unemployed citizens needed federal assistance to escape the reality of severe poverty. The welfare system supplies families with services such as: food stamps, medicaid, and housing among others. The welfare system has played a vital role in the US, in controlling the amount of poverty to a certain level. Sadly, the system has been abused and taken for granted by citizens across the country. The welfare system was previously controlled by the federal government until 1996; the federal government handed over the responsibility to the states in hope of reducing welfare abuse. However, this change has not prevented folks from scamming the system. The

From the table, it is clear that the insurable earnings each year has increased over the past years, which may seem like an advantage. Although the earnings are increasing, the workers who receive the benefits are not always the ones that need it. This is because Canada’s EI eligibility for each location is not treated equally. For example, the workers in seasonal industries, mainly in Atlantic Canada, Quebec, and other rural areas generally qualify for EI. On the other hand, most workers in Ontario will not qualify for EI, regardless of losing their jobs (See fig. 4).

As a growing number of Americans find themselves without health insurance, it is demanded that the United States explore innovative policies aimed at extending coverage. The high cost of expanding coverage raises many questions about how best to improve access while preserving individual choice and maintaining quality of care. Differing viewpoints among policymakers, insurers, doctors, hospital administrators, employers, public health advocates, and health policy researchers provide a complete picture of the current and desired state of American healthcare.

In the United States of America, access to health care is a disadvantage for approximately 48 million Americans of those who do not have health insurance and millions underinsured (Parker & Thorson, 2009). Health disparities continue to deprive the nation of the need for adequate health care services and preventative care leaving a country mentally and physically disabled. There are two million Deaf and Hard of Hearing (DHOH) people living in the America, which is the third concentrated population in the United States (U.S.) (Pick, 2013; Barnett & Franks, 2002). As of today, there is no knowledge of health care insurance coverage published to determine the number of DHOH without or underinsured. Unfortunately, lack of data to support the number of DHOH without health insurance or underinsured remains a puzzling mystery

United States Government Welfare began in the 1930’s during the Great Depression. Franklin D. Roosevelt thought of this system as an aid for low-income families whose men were off to war, or injured while at war. The welfare system proved to be beneficial early on by giving families temporary aid, just enough to help them accommodate their family’s needs. Fast forward almost 90 years, and it has become apparent that this one once helpful system, has become flawed. Welfare itself and the ideologies it stands on, contains decent fundamentals; furthermore, this system of aid needs only to be reformed to better meet the needs of today’s society.

109,631,000, that is the number of Americans that lived in households that received benefits from one or more federally funded "means-tested programs" — also known as welfare — as of the fourth quarter of 2012, according to data released by the Census Bureau.( Jeffrey 1) This is my objective to tell the history and statistics of the welfare system in the U.S. There is no lack of information on the topic of welfare due to it being a topic of politics in the nation. Accordingly most information I have is from databases and news reports or speeches over it. However a lot of these areas of information can be biased which is something to avoid. To evenly space the information I will supply you with I am going to split it up into two halves. The first half will be the history of welfare and how it affects the country. The second half will be over the statistics and who all is eligible for welfare.

     Besides a relatively non-competitive business environment, Canada?s labour force also lacks the competitive mindset. Structural employment remains high, which is partly due to the existence of social assistance and unemployment insurance systems. Work incentives are low under the protection of the employment insurance program, which indirectly contributes in a higher than the desirable unemployment rate. Furthermore, unions and other similar groups do not promote many incentives for workers to stay competitive in the workplace by continuously learning and improving productivity. Countries that have been most successful in cutting unemployment are those that have improved

Given the simple academic language used in the article, Ross et al are writing to all level of audiences that interested to EIA practice and a willingness to deeply thinking about the effectiveness of EIA. For example, a table type of common failings EIA summarised many information

There are great health care benefit programs for employees in most organizations. However, the age limitations are causing serious concerns when it comes to mental care for dependent adults over the age of 26. This needs to change, as mentally ill patients over the age of 26 are left without healthcare insurance; which is never a good thing. Mentally challenged individuals deserve to be protected and covered as dependents under their caregiver’s insurance plans as long as they live. The term dependent should not be restricted to an age, but rather be a term that defines the individual who is unable to provide for themselves due to some mental disorder. Therefore, if organizations change their policies and include the mentally ill as a dependent regardless of age, then, it is likely for economies to see declining crime rates, less cost to taxpayers for essential services, and better overall rehab facilities.

Specific Purpose: To persuade my audience that extending unemployment benefits strains an already overused and failing government program.

Workers’ compensation provides compensation benefits to employees for disabilities due to personal injury or disease sustained while in the performance of their duty. The purpose of Alabama’s Workers’ Compensation laws is to ensure proper payment of benefits of employee’s injuries on the job or who contract a work related illness and encouraged safety in the workplace. These benefits include payment of medical expenses and compensation for wages loss. Dependents are also entitles to payment of benefits of employees who die from work-related injuries or diseases. An employer that has five or more employees is required to have worker’s compensation insurance. Workers’ compensation is designed to protect workers