Endowed Scholarship Essay

The foreclosure crisis is the second major financial dilemma of the twenty-first century. To solve this, the roots of the problem need to be dug up and exposed followed by replanting with an appropriately improved regulatory system to help build stronger roots for the future. It seems that the free market system can't be free anymore given its intertwining roots extend way beyond domestic to international financial systems. There are two fundamental causes to the latest credit crisis: 1) poor quality securitized mortgages and 2) insufficient underwriting for credit poor borrowers. Secondary (downstream) problems making the financial crisis more complex include underemployment and business failures. Many banks,

As a goal oriented young adult, I aim to express my motivation to apply for the Valencia College foundation scholarship. As a college student, I thrive on the challenges and obstacles that I encounter which allow me to continue become a successful scholar. My family for one, are the main source of motivation, which allows me to continue to excel in school. My past work experiences, also allow me to push through to my full potential in continuing my education. Lastly, my educational aspirations consist in becoming a registered nurse and to finally hold my bachelor’s degree in my hand. All these examples motivate me to continue to transcend in school.

In my spring 2017 semester Kean awarded me the Freshman Trustee Scholarship for exceptional high school scholastic achievements, such as acquiring a 3.71 unweighted GPA and scoring 27 on the ACT. Whilst having such strong potential for collegiate success, there is a significant demonstrated financial gap in my parents' savings, where I must allocate my job earnings, and the cost for me to independently pursue a college education. Although my brother is diagnosed with severe autism and ADHD, and will remain almost absolutely financially dependent on my parents for his entire life, my source of financial need stems from being the eldest of five. In two years 3/4 of my younger quadruplet siblings, who are juniors in high school, and I will all

My father is going to retire in some years and my mother is a house wife. They both have invested in their house heavily therefore these reasons might affect my family’s ability to fund my college tuition.

I had just moved to Washington state and I auditioned for the local dance studio’s competition team for fun. I had no idea how talented they were. And I was just an untrained recreational dancer…Not surprisingly, I didn’t earn a coveted spot on the team it the first time I auditioned. That didn’t stop me from training seriously and auditioning for the team each year until I made it. And here I stand, now starting on my sixth year on the team and as one of the last people from my original team who decided not to quit when they started high school. Dance isn’t just twirling around in pretty pink tutus. What the general population doesn’t picture when they think of dance is the tremendous amount of strenuous work and the blood and sweat and tears that goes into every performance and competition. Certain dancers can’t handle it and quit when they realize they don’t have the passion. My passion keeps me living and breathing and most importantly, dancing, when times get

Being diagnosed with cancer has impacted my outlook on life in many different ways. At first I saw cancer as a burden on my life and only the negative attributes stood out on how it was going to change my life and the way I saw people around me, but now after being two years cancer free, I have gone to realize the positive aspects cancer has had on my life.

Texas A&M is my home. I am 44 years old and I have been a full-time employee of Texas A&M University for almost 10 years. Although it has taken me a long time to get to the academic level that I am now at, I have never given up. Even though, they encouraged me every step of the way I was not guided very well academically by my parents. Neither of them attended college, so they were unable to provide advice. Now that I have gained the knowledge and know what I want, I will continue to work hard on my academic journey until it is complete.

From the time I was born until the age of twelve, my family struggled with the basic necessities of life. My father worked endless hours in a factory, and yet somehow came home with a smile on his face. As a young kid, I never knew we were struggling. The thought had never occurred to me. As I got older I started to realize that my single father was working his life away to care and provide for his two little girls. He completely put aside his well-being because as long as his girls were cared for, nothing else mattered. Life was never easy, but as a young adult today, I have come to accept that my background has been a prerequisite for greatness, for it is our backgrounds that define who we are. The way we are raised, the way we are taught to believe, and the way we are taught to act, make us who we are today.

I have been a part of JROTC for the past four years of my high school career. During my time in the program, I gained more self-confidence and was able to venture out of my comfort zone, which allowed me to join numerous clubs and organizations throughout my high school career. The clubs include the Chess Club for one year, the Environmental Club and AFJROTC Honor Guard team for two years, and Science Olympiad all my four years of high school. The organizations include the National Technical Honor Society for two years and National Honor Society for two years as well and voted Vice President.

Like most young boys I grew up idolizing sport heroes, racing kids on the playground, and playing sports outside. My teams were the Cowboys, the Astros, and later on in life the Aggies. Consequentially, if you didn’t love Jeff Bagwell and Craig Biggio than I didn’t really like you. Although most of these decisions were made based upon my brother’s sport interest, I learned to love them in my own way. After all, my brother was the one who I played basketball with, threw the football and baseball with, and eventually the one who inspired my love for A&M and the Aggies. For all my life I can remember wanting to play sports and wanting to watch sports, but around 7th grade when my brother moved off to A&M is when I really started getting the sports bug. Visiting for home games, standing in the

Growing up in poverty meant always being in a pinch for money. This led me to my decision of seeking a job within the first month of my freshman year in high school. Thankfully, this decision led me to the precious self-taught skill of time management. I was able to build my skills until my sophomore year. I tried to take on more shifts at work than I could handle, in aspiration of saving up for a car, and consequently my grades began to slip. I acquired my first C in my favorite class: Chemistry. Being an aspiring student in the medical field, and a student who prides themselves on their grades, I was devastated. As a result, I soon reached the epiphany that one has to have priorities in life; I chose mine to be education. I discussed with my boss my situation and she gave me a set schedule of a doable 4 days a week. This allowed me to do my homework and studying in advance. This also permitted me to get enough sleep,

Robert Frost once wrote, “Two roads diverged in a yellow wood and I, I took the one less travelled by and that has made all the difference. As a young, educated, black man I have already chosen to take the road less travelled. Life is a journey where you stumble and fall, but I elected to not become a negative statistic. While in high school I decided to start my college education early in the pursuit of bettering my mind and proving to my ancestors that their plight is being well-respected.

Over the past year, I have completely fallen in love with my new home here at Western Carolina University. I am so proud to be a part of such an incredible community with amazing staff and students. Next year, I will be continuing my studies at Western, taking courses for my chosen major: nutrition and dietetics.

I am writing to thank you for your generous $1000 Osher Initiative California Community College Scholarship. I feel very honor and appreciative to be the recipient of this awards.

Ever since I was a young kid I have always been interested in movies. My grandma, who was full of the wise the life experience left, always knew about my interest in movies. She feed my vain for the art. Even though her religion, she professed Adventist of seven-day religion, didn't let her go to the cinema, she always found the way to took me to the cinema. She and I enjoyed watch movies. We used to sit in the darkness room, with our faces illuminated from the reflection of the light which rebooted from the screen, both absorbs in the plot of the movie which made us laughed or cried. After the movie, while we went back to her home, she started to talk about the movie. She had a particular point of view where the main story