Equifax Fraud Essay

When their account is not current the promotion will be cancelled and they will be charged interest on their purchase.

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Impress the store staff and purchase with indignation and intention of being a permanent customer with this store. Intend not to go away from the purchasing on sales and at discounts you always agree to. Consult the store helpline or email at their number and show a marked difference with

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The Equifax Hack affected millions of Americans. Recently, an email was sent to me stating how my account was one of the millions.

Then Equifax was attacked which has about 326 million customers. The hackers took social security numbers, passwords and birthdates. With this important information, they can use it to impersonate the person’s stolen identity, and create other accounts under their name.

There's nothing new about bank and credit card companies offering various programs designed to help account owners. In fact, most companies will sign new individuals up for trials of these programs, whether or not they actually want to try it out. One of the biggest issues with this is that the consumer is expected to cancel the program if they don't like it. Until then, they get charged monthly for services, such as credit score trackers, identity theft programs, payment protection, and more. None of these services are a necessity for the average consumer, and most people don't realize that they can have $30 to $50 in service charges each month in their checking or credit card accounts. So then, here are five of these such services.

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Throughout unit eight of the Financial Literacy lesson, Consumer Fraud, I learned multiple things. To begin, I learned about identity theft, the illegal use of somebody else’s personal information for your own financial gain. Identity theft can cause you many financial issues, which is why it's important to avoid it. You can do this by keeping your personal documents like, passports, Social Security Cards, and extra credit cards in a safe place at your home unless they’re essential. In addition, you should shred old, useless documents instead of throwing them away, and you should be careful when giving out personal information to people over the phone. You should consider checking your credit report monthly, because it can help you maintain

Equifax is one of the three major credit report agencies that collect credit worthiest, income, and demographic information on more than 800 million individuals consumers and more than 88 million business worldwide, has experienced another security breach after hackers stole data on more than 145 million people through an unpatched hole in Equifax software reported last month.

One of the largest credit monitoring institutions put 145 million Americans most personal information at risk. Equifax has failed at its sole purpose: to safeguard social security numbers, birthdates, and credit card numbers – leaving millions outraged, and deservedly so.

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