Essay On Affordable Care Act

President Obama signed the Affordable Care Act on March 23, 2010. This law puts in place widespread health insurance reforms that expanded out over the last 4 years and continues to change the lives of many Americans today. Health care reform has been an extensively debated topic for multiple years, and the ACA is the first effective attempt at passing a law aiming to make health care not only affordable, but accessible for all individuals. The law impacts many Americans including, children, employers, government programs which includes federal and state, health plans and private insurers, health care coverage, health care cost, and the quality of care received. The main goal of the law is to expand health care coverage, broaden Medicaid eligibility, minimize and regulate health care cost, and improve the health care delivery system. In order to improve the health care delivery there have been new consumer protections established and an increase access to affordable care.

The Affordable Care Act (ACA) has been a topic of dispute since its introduction and continues to be discussed by politicians in the U.S. and throughout the world even after its passage. The Act has many opponents and is the cause of much controversy nationwide, primarily because it introduces higher healthcare costs for the richest citizens. Nevertheless, the ACA is an important stage in the American healthcare development process as it not only allows more people to receive healthcare services, but will also reduce the deficit. However, not everyone agrees. The policy is controversial in terms of cost vs. benefits, but the benefits ultimately outweigh the costs.

Affordable Care Act also known as Obamacare, is a new reform that was signed by President Obama in March 2010 and major provisions went into effect in January 1st, 2014. Obama’s goal with the ACA was that “the core principle that everybody should have some basic security when it comes to their healthcare.” The ACA’s goal is to extend insurance to more than 30 million American people, by expanding Medicaid and providing federal subsidies to help lower- and middle-income buy private coverages. Another reform that is similar to the ACA is a Single Payer System that is trying to be pushed to fix the problems of the ACA such as eliminating commercial insurance.

The Affordable Care Act (ACA) reform law is set up by the federal government to ensure that all Americans have access to quality and affordable care, protect people with pre-existing condition from being denied by insurance companies and to control healthcare cost

Even with employer coverage and the expansion of Medicaid, many Americans would still not be covered if the ACA had not offered a new way to buy insurance individually. This new way is called a health insurance marketplace where private insurers compete for individuals business. This allows people to decide how much coverage they want as well as how much they want to pay for it. For example, choices range from cheaper, high deductible coverage, to more expensive coverage. Still, all plans cover a set of services, such as hospital visits, maternity care, prescription drugs, and mental healthcare.

Once the foundation of the U.S. health care system was reviewed, we began our study of the new regulations. The Affordable Care Act contained three main provisions. The first provision was expanding Health Insurance Coverage. Elements of the regulation included offering coverage to the vast majority of currently uninsured Americans by expanding access to Medicaid to cover all non-elderly individuals below 133 percent of the federal poverty level (FPL), and establishing state-based health insurance exchanges, which will offer Americans a range of private health plan options, with federal tax

The law prohibits insurance companies from refusing to sell coverage or renew policies because of an individual’s pre-existing conditions. In the individual and small group market, the law prohibits the ability of insurance companies to charge higher rates due to gender or health status (“Medicaid expansion”). The law makes it so that health care policies have to cover screening, treatments, and follow up care for cancer. Medicaid has to cover yearly check-ups which will benefit cancer patients by talking about cancer prevention. Seniors don’t need to pay high cost for prescription drugs anymore. Coverage is now available for people that participate in clinical trials. Insurance companies can’t set yearly or lifetime dollar limits on how much they pay for patient care. Now, cancer patients can receive the care they need no matter what the cost is. Health care policies can’t charge people with illnesses any more than people that are healthy.

The ACA, also known as Obamacare, is a huge health care system in the United States. The bill was passed in 2010 by the 111th Congress and Signed by the President Barack Obama, which is one year after he was elected. United States Healthcare is available in many organizations and is hugely operated by private sector businesses. Private sector

The Patient Protection and Affordable Care Act (ACA), was signed into law by President Obama on March 23rd 2010.  The ACA, better known as Obamacare, was put into place in hopes of reaching every American citizen with Medical Insurance. The ACA lowers the cost of insurance for all citizens. The ACA hopes to make affordable health care more accessible and reach all Americans. This goal can only happen over time through further legislative approval; the current plan for the ACA is to phase in expansions of the program over time periods in smaller chunks rather than all at once.  The reason the government so keen on having all citizens insured, is because when more people are insured the cost of health insurance is evened out across all who are covered.

Today the Obama Administration has developed a reform that will by far improve the overall condition of the US Healthcare system -- The Affordable Care Act (ACA). This legislation has groundbreaking promise to change the healthcare system, as we know it. Unlike unsuccessful past reform efforts that employed incrementalism, the ACA proposes change to address the United States healthcare system.

The United States Government has instituted a new reform in the country known as The Affordable Care Act. This change was put into action to help with many services that individuals of lower income could not afford. The idea behind it was to cover as many people that it possibly could and bring health care and preventive services to overall help the health of the American country. The services that

For those people who cannot afford insurance subsidies will be given by the Govt. in

“Four components of access to care are coverage, services, timeliness, and workforce” (Access to Health Services). As previously discussed, the key component to coverage is a system of checks and balances when it comes to costs and benefits to both the insured patient and their health care provider. One of these balances vital to having quality and widespread access in the ideal healthcare system is government involvement in providing healthcare for low income families, those unable to work or those unable to afford healthcare. Health insurance coverage will have no regard to personal income; even the highest paid individuals have medical bills they may not be able to handle. The amount of those uninsured will be greatly reduced by the introduction of incentives as

For the first time in U.S. history, every American will have access to quality, affordable health care under the updated health insurance reform legislation passed by the House. "The Affordable Health Care for America Act or H.R. 3962, blends and updates the three versions of previous bills passed by the House committees.”(Kruger, M. 2010) This bill is expected to ease the out-of-control costs of health insurance, introduce competition into the health care marketplace that will help maintain coverage affordability, protect people’s choices of doctors and health plans, and guarantee all Americans access to quality, consistent, affordable health care.

In 2010, former President of the United States, Barack Obama passed a healthcare bill called the Affordable Care Act (ACA) or more commonly known as Obamacare. Seven years ago, the Affordable Care Act was signed into law with intentions of providing affordable healthcare to a wider range of Americans. The ACA specifies you must purchase qualifying health coverage. This means your healthcare coverage must have an actuarial value of 60% or more and cover ten essential health benefits (wellness, ambulatory, laboratory, rehabilitation, and emergency services, prescription drugs, mental health and substance abuse services, maternity care, oral and vision care, and hospitalization). If at any time, coverage is not met, a penalty or what is known as the individual shared responsibility payment is