Essay On Bina Swadaya

Strategic Goal 1 fosters development of rural communities in order to make them more self-sustainable and become economically

Likewise, individuals may not need to borrow as much as a usual business loan minimum and to do so would put them in unnecessary debt. Thankfully, some credit unions can offer microloans as little as $200. Such loans could be the key factor for a local family to start a small town business, which promotes economic growth in a community. Without a credit union’s aid, these small businesses would be unable to even begin, thus taking away an opportunity for both the community and its

The project vision should emphasis the consequences of inaction by highlighting the need to maintain the organization's competitiveness through the use and adopting the advancement and trend in communication technologies. Additionally, the vision should clearly articulate the changing trends and the need to increase the organization's market share in the region by increasing outreach through the implementation of e-visit, enhanced billable communication channels that will allow the organization to effective enforce the core mission and objectives of the organization of community

The organization’s name is Tenaga Nasional Berhad (TNB). TNB is the leading Government-Linked Company of

In both developing and emerging economies, microfinance has vastly and increasingly been seen as one of the most important means for enhancing the lives of the poor and therefore a major tool for economic and social development mostly in rural areas. Lately, contrary to this widespread belief, critics have raised eyebrows against this growing popularity of microfinance as a major tool for enhancing economic development. Contrary to belief, they are of the opinion that microfinance is a ‘make-belief’ that is hindering economic and social development rather than enhancing it.

This organizations main goal is to provide help to those familys and children who need aid. There are several tiers at which this organization has pledged their help. In their strategic plan they have 5 main goals in which they have go into detail as to what each main goal will accomplish.

Unlike the big banks, the funding that goes into the micro credit programs all comes from locality. They don’t have shortages of money or any finical hardships due vast amount of braches in participation. Each branch

Training and Education: Our projects promote girls’ education, emphasize adult literacy and provide numerous technical and nontechnical trainings for project groups and project partners.

Microfinancing produces many benefits for poverty stricken, or low- income households. One of the benefits is that it is very accessible. Banks today simply won’t extend loans to those with little to no assets, and generally don’t engage in small size loans typically associated with microfinancing. Through microfinancing small loans are produced and accessible. Microfinancing is based on the philosophy that even small amounts of credit can help end the cycle of poverty. Another benefit produced from the microfinancing initiative is that it presents opportunities, such as extending education and jobs. Families receiving microfinancing are less likely to pull their children out of school for economic reasons. As well, in relation to employment,

Your Socio-Economic Development initiative includes Forte High School and Itirele-Zenzele Comprehensive School. Are schools your focus? What active role do you play?

Upon the finishing of project, these have been some positive sign of continuance of the project’s impact and activities. The project, led by the principal implementing agency CIBIOGEM, was successful in its strategy of knowledge spillover across the country’s multiple sectors and government synergies who have been involved in this project (Terminal Evaluation, p.29). Also, through the implementation of this

However, when I started this Session Long Project (SLP), I think that, this will be nothing more than unexciting course. In fact, I was doubtful in the course of its onset regarding its any influences in my personal and professional lives. On the other hand, to my surprise, this project indeed provided me a great knowledge on various matters, such as historical health achievements, progress over the time in the health domain and so on, on the public health service subject. Moreover, I gained rich knowledge on basic principles of epidemiology and its relevant measurement tools, risk assessment and so on. Further, the subject of environmental health, prevention techniques, health promotion, preparedness were new to me and I have found them valuable when it comes

He suggests that the “ ideal approach would be to identify and strengthen the existing ones in order to enhance their operating capacity.‟‟ (Opare, 2007). Opare also advocates the strengthening of CBOs and reiterates the partnership between private sector and organized communities to take advantage of globalizaion as an opportunity rather than a threat. R.K.Tripathi mentions in his paper that these “local level organizations need a great deal of capacity building and community participation to be able to extend the expected contribution in rural development‟‟ (R.K.Tripathi, 2004). A paper by Owen states that “indegenous organizations have the best potential to implement participatory development initiatives that respond to genuine local needs.” (S.Owen, 1993). However there is a need for the government and outsiders to invest in this capacity building process as „viable community groups are key to community driven development‟ , as per Narayan (D. Narayan in E. Lutz, 1998). After establishing the need for external partnership, Jehan Loza in a paper discusses the possibility of capacity building through business- CBO partnership. According to her the incentive for this partnership is a mutual benefit to both businesses and CBOs (Loza, 2004). Similar thoughts have been expressed by eminant researchers C.K. Prahalad and

Over the past four decades, Sacco’s have been especially vibrant in rural areas since the banks left a gap when they withdraw from service provision to the poor or middle class people of the rural. In 1975, rural Sacco’s membership was 500,000 and this has grown to 1.2 million in 2005. In this period, Sacco’s were primary closed cooperatives dealing only with active members of specific organizations with a common bond. Larger Saccos have opened up to non-member clients by stablishing FOSA while others still continue to offer limited services to members only. This offers a broader range of financial services to both members and non-members. Larger Sacco’s in terms of capital base began offering FOSA’s in their head during the economic liberation period of 1990’s when commercial banks withdrew their services from less viable areas. Hence the FOSA’s attract former bank customers who were left without any banking

Thus, initiatives in this regard were taken by building an institutional frame work through nationalization of banks, creation of regional rural banks. The government sponsored several programmes and projects to bring the excluded poor into the mainstream “development”. These programmes failed achieve its goals. And many now believe that government assistance to the poor often creates dependency and disincentives that make matters worse, not better. Moreover, despite decades of aid, communities and families appear to be increasingly fractured, offering a fragile foundation on which to build.