Essay On Housing Discrimination

Many professionals recognize the benefits of assistive animals for people with physical disabilities. This includes seeing-eye dogs that are trained to alert owners to environmental hazards. Some policies may be hard to change, but are required if needed. One well known policy

The author explained how the government established policies and initiatives that created ghettos and suburbs. The Federal Housing Administration (FHA) is a program that helped citizens become homeowners by lending loans. However, only certain neighborhoods qualified for those loans. Research and data were used to prove that certain areas were considered a loss of investment. The

One of the most prevalent forms of discrimination is through housing. While modern discrimination is typically difficult to figure out the exact intentions of the person accused of discrimination, such as a boss not choosing a minority to fill a management role, discrimination in housing has continued to be more obvious. The reason why housing is so important is because where a person lives dictates the school the resident’s children go to, the infrastructure such as hospitals, parks and libraries, and also availability of employment. Many of the housing inequalities have been caused by the Federal government such as the national appraisal system and subsidizing suburban areas, and not enforcing abolishing restricted covenants.

These practices help maintain the status quo, helping low-income families remain poor. Moreover, it requires these low-income families to depend on government assistance, such as low-income housing and welfare. The reliance on assistance programs groups the poorest people in the same housing projects and communities, overwhelming schools with low-income students. Not only do these real estate practices concentrate the poorest in an area together, they also drive the often whiter, more affluent families out. The majority of poor feel they have no opportunity to transcend class restrictions, and the property taxes that fund our schools do not alleviate their stress. Further, homogeneous collections of poor means that school populations are rarely as diverse as we believe.

The racial undertones of Detroit have been extremely problematic to Detroit’s real estate market for well over 50 years. These social disruptions continue to have an effect on the current residents of Detroit. During the middle of the nineteenth century, the Federal Housing Administration (FHA) introduced real estate tactics such as redlining, which is the practice of flagging minority dense neighborhoods for the purposes of denying approval of mortgages or inflating the price of the homes. Redlining had a profound social and economic effect on all residents of Detroit. The white majority began abandoning and selling their homes in fear that the value of the home would plummet, leading to a great financial loss when minorities moved in the area. This idea is known as white flight, and is the primary reason that Detroit has one of the highest African American populations in the country. However, through revitalization and gentrification of the Midtown/Downtown area, Detroit is slowly becoming more diverse. Throughout history, racial politics of the mid-to-late twentieth century affected Detroit 's real estate market by excluding minorities from the real estate market. Although adding stadiums, high end retail, small shops, and restaurants is economically valuable to the city of Detroit, this is conflicting and potentially problematic for the original residents of the area because the prices of these new establishments are often much higher than the residents can afford.

“Racial tension became paramount as city officials promoted and perpetuated racial division by supporting segregation and discrimination in housing, employment, and social services” (Massey & Denton 39). Various types of residential controls contributed to the problem of residential segregation. One such tool for segregation was the establishment of zoning. Zoning was introduced in New York City in 1916 and encouraged by the U.S. Department of Commerce through the publication of the Standard State Zoning Enabling Act in 1922. Zoning proponents argued:

Dictionary.com defines the process of redlining as, “A discriminatory practice by which banks, insurance companies, etc., refuse or limit loans, mortgages, insurance, etc., within specific geographic areas, especially inner-city neighborhoods.” This practice became far more prevalent in the 1930’s, subsequently becoming a staple of the housing market up and until the passing of the Fair Housing Act which was passed in 1968, theoretically preventing landowners from participating in the practice. However, while the actual term wasn’t coined until the early twentieth century, the ideologies that held up redlining had been seen since the 1860’s. With the founding of Oregon as a state, the later practices of redlining in suburban communities

In “The Complexities and Processes of Racial Housing discrimination” by Vincent J. Roscigno, Diana L. Karafin, and Griff tester, the main concept of racial disparity and inequality among neighborhoods is discussed, and how those inequalities became to be. They first highlight the wide range of potentially exclusionary practices, through qualitative and quantitative data comprised of over 750 verified housing discrimination cases (Roscigno, p. 162). Citing the U.S. Census, it is found that Blacks, compared to Hispanics and Asians, continue to experience high levels of residential segregation. This is done through discriminatory practices, whether they be by exclusionary or non-exclusionary methods. Even after the passing of the Fair Housing Act in 1988, discrimination against Blacks and Hispanics decreased somewhat, though African Americans still appeared to take part in racial steering, and Hispanics continued to have limitations in regards to opportunities and access to rental units (Roscigno, p. 163).

This is policy known as redlining. The Fair Housing Center of Greater Boston describes redlining as “the practice of denying or limiting financial services to certain neighborhoods based on racial or ethnic composition without regard to the residents’ qualifications or creditworthiness” (2011). In 1933 the Home Owner’s Loan Corporation (HOLC) was created, followed by the Federal Housing Administration (FHA) a

Residents who live in neighborhoods that are undergoing gentrification are either directly or indirectly displaced to ensure that only residents who are approved by those with power live in these neighborhoods. Politicians and people of power or affluence use coded laws to achieve and enforce their desired segregation of a neighborhood. Aoki describes these laws as “this spatial segregation of

Historically, “ideas of Black inferiority and White superiority have been embedded in multiple aspects of American culture, and many images and ideas in contemporary popular culture continue to devalue, marginalize, and subordinate non-White racial populations”. Racism has influenced decades of land use, housing patterns, and infrastructure development. With the creation of housing subdivisions, the white and wealthy moved to modern communities, while the non-white and poor were left to live in areas that were rundown. Today, we see that in some cases, zoning laws have fueled environmental, as well as residential, racism. In certain communities around the nation, “expulsive” zoning has pushed out residents, and allowed industries to move into communities, and pollute the land, air, and water. These zoning laws define land for residential, commercial, or industrial uses, and impose narrower land-use restrictions. In this case certain individuals are forced to leave their community, and give any property they have up to these “dirty” industries. Without more stringent enforcement mechanisms and penalties in place, this nation will continue to see this type of discrimination and environmental racism.

It was a way to constraint African Americans to areas that were far away from those with status, class, and power. Segregation led to discrimination in economic opportunities, housing, and education. The black culture has suffered from the barriers that were placed through segregation. However, the Civil Rights Act of 1964 and the Fair Housing Act of 1968 tried to limit some of the discrimination associated with segregation. It was discovered that even a “rising economic status had little or no effect on the level of segregation that blacks experience” (Massey and Denton 87). The authors imply that “black segregation would remain a universal high” (Massey and Denton 88). The problem with the continuing causes in Segregation is that even though the Fair Housing act was placed, many realtors still discriminate against blacks “through a series of ruses, lies, and deceptions, makes it hard for them to learn about, inspect, rent, or purchase homes in white neighborhoods” (Massey and Denton 97). Segregation and discrimination have a cumulative effect over time. Massey and Denton argued that the “act of discrimination may be small and subtle, together they have a powerful cumulative effect in lowering the probability of black entry into white neighborhood” (98). William Julius Wilson had

Chinatown, Olvera Street, and Compton all contributed to culturally diversity and the expansion of Los Angeles. Although Los Angeles has become rich in cultures, its evolution did not go without racial tensions and segregation. With the arrival of blacks from the south, white-Los Angeles did always recognize the minority community. Angelenos did not always embrace diversity with pride, but perhaps the sad part is not the fact that racial segregation took place, but the fact that it was not created by just the individual, but also by the organization. Federal programs like the Federal Housing Administration (FHA) and the Homeowner’s Loan Corporation (HOLC) divided up Los Angeles into a complex socio-economic racial-class system. The influences of the local level influenced the federal level and revolutionized the finance industry. (Avila, lecture 2/5/02) These federal organizations blatantly labeled minorities as derogatory, uneducated, second-class citizens that brought down property value in “white” neighborhoods. Latinos and Black were often labeled as a “minority problem” and even as a “disease” on official HOLC documents. The HOLC implemented strict government guidelines and kept maps of white neighborhoods confidential. It also devised a formal and uniform style of appraising homes by breaking neighborhoods into race classifications by letter. As Waldie states, “The Montana Land Company made it clear that lots were

Those who rent from private landlords do not only tend to, on average, pay almost double the rent of a person living within social housing but also are twice as likely to live in a residence the Government would class as a “non-decent home”, a residence in disrepair and one that does not meet health and safety standards (Jonathan Owen, 2014). The undisputable growth of private renting sector is not limited to England but is also noticeable in Wales, Scotland and Northern Ireland. In wales the private rental sector represents 14% of total housing, the private rental sector in Scotland has doubled over the last ten years as more than three hundred thousand properties have been sold and in Northern Ireland private landlords own more properties than councils and housing associations combined according to national figures provided in 214 (Jonathan Owen, 2014).

The third form of discrimination in the housing sector is state racism. An example of state racism is the 'segregation tax' in America. African American homes are valued 30 per cent less per every dollar compared to White American homes. This is known as the 'segregation tax' (Summit on Racism: 2005). These three forms of discrimination usually occur together demonstrating that the issue of race and ethnicity determines one's life opportunities and how people and their property are valued by local and private agencies.