Essay On Long Term Care

1. Home Healthcare Case: Given what you have learned about the accessibility and financing of home care services, are such services as readily available to other consumers as they were to Joan and Jerry? In this particular case regarding Joan and Jerry, and the availability of home health care services compared to that of others is a quite simple. Lack of knowledge and understanding is of the utmost detrimental in medical terms due to the fact that there are many programs that are available to help those with disabilities or home bound. In this case, perhaps Joan and Jerry 's daughter should have been more involved with the medical needs of both her parents. Especially due to the age of her father who was in desperate attempt to keep his disabled wife comfortable in their home. Home health care services are readily available to covered members of Medicare/Medicaid or other third-party payers. Although in Joan 's later days of life, her medical needs were being attended to by home health care professionals, perhaps her life could have been extended and foreseen medical conditions that could have prevented another stroke. "Being an informal caregiver plays a huge role in providing care and relief to long-term consumers (Pratt, 2010)." If Jerry would have taken advantage of home health care and it 's available services at an earlier stage, then perhaps he would not have to have had a hip replacement by having more rest to take care of himself. "As with other forms of long-term

Taking care of the individuals that are getting older takes many different needs. Most of these needs cannot be given from the help of a family. This causes the need of having to put your love one into a home and causing for the worry of how they will be treated. It is important for the family and also the soon to be client to feel at home in their new environment. This has been an issue with the care being provided for each individual, which has lead to the need of making sure individuals have their own health care plan.

As we become older, issues with our health begin to take affect and finding ways to fund for that care is becoming even more difficult. In the article “Some Elders Must Take Drastic Measures to Obtain Long-term Care”, national magazine journalist Mary A. Fischer (2011) states that many Americans must face demeaning and disempowering choices in order to qualify for Medicaid or Medicare—federal funded health insurance programs— such as refusing to pay for a spouses institutionalization, divorce, and spending down assets. The author argues that these choices leave the healthy spouse with decreased funds to plan for their own retirement expense (Fisher, 2011). Working in the health care field for 4 years, along with my family’s own personal experiences I can relate to this article, since I have seen a variety of ways that federal funded health insurances have been unable to meet the expectations and demands of its beneficiaries.

For example in my case, I was afraid my husband might need to go into the nursing home for an extended time and since Medicare doesn’t pay for a nursing home for an extended period of time, I felt it best to get some advice from an attorney that specializes in elder care law.

As the healthcare system in this country has changed, so have traditional nursing homes. Families have the right to expect that their loved ones will be taken care of by professionals in a caring environment. Unfortunately, may people are being abused and neglected in nursing homes. It is very clear that abuse is a serious problem among nursing home patients, and something needs to be done to put a stop to it.

Every state is required by the federal government to establish an estate recovery program. The purpose of the program is to recover payments made to nursing homes on behalf of Medicaid recipients. When a resident applies for Medicaid, they are informed of federal law mandating estate recovery actions and that payments made by Medicaid could be subject to estate recovery. Estate recovery can be made only after the death of both the patient and the patient’s spouse. After death, Medicaid will serve a notice to the family or heirs of the estate regarding the action to be taken by

The long-term healthcare system has an infrastructure that is unfriendly and difficulty to navigate. With a growing number of frail older people living in the United States, the pressure to find a more affordable way to care for them will mount. Nearly 12 million people need some form of long-term care (LTC) and half are over age 65 (Wilber, 2014, Class Session 2). As mentioned in the article “Waiting in the Dark with Dad,” a large percentage of American healthcare costs fund medical procedures and medications to keep terminally ill people 65 and older alive (Lopez, 2014, p. 1). Steve Lopez experienced this with his 85-year-old father, Tony, who lived in a nursing home that was a place meant to keep his heart beating, but not actually improve his health and well-being. This is the harsh reality of the long-term care industry that many have faced, including experts in the field such as Dr. Robert Kane, author of It Shouldn’t Be This Way: The Failure of Long-Term Care. Long-term services and supports (LTSS) are supposed to maximize the quality of care and the quality of life for the individual (Kane and West, 2005, p. 169). When that focus is lost, it is the responsibility of healthcare professionals, like myself, to bring that issue back to the forefront of policy making.

Services provided while an individual is residing in a Nursing Home will be more carefully scrutinized by Medicaid, and in some instances will be disallowed completely by the Medicaid agency. Thus, you will want to review the Medicaid rules

The cost of long term care and nursing home facilities is skyrocketing. With the amount of government funding for this type of care dwindling, it would seem that the importance of Medicaid Planning is becoming more an more important. Every few years the Medicaid eligibility rules change, making it hard for individuals and families to protect their assets and qualify for Medicaid. Thankfully, there is a means of avoiding the loss of hard-earned assets in the event that you or a loved one requires long term care during your later years. If you are attempting to put a plan in place to avoid nursing home poverty, there are a number of concerns that must be addressed: obtaining the proper level of countable assets, a thorough understanding of the rules and guidelines for gifting assets, planning far enough in advance to protect your estate from the government, establishing a trust to allow control of assets, and working with an experienced estate planning attorney at Thomas Walters Estate Planning who knows you don’t want the government to take your assets and is ready to help you prevent that eventuality. As experts in estate planning law, Thomas Walters Estate Planning attorneys are committed to helping you and others like you by listening to you, determining what you want and what you need, and creating a plan that will make it happen. Let’s set up your estate the right way, right now, to protect all that you have worked so hard to

Receiving treatment for illness can be expensive and even unattainable if you don’t have health insurance, which is why the professionals at Hurley Care Solutions know Medicare and Medicaid are so important. For years, the company has been providing clients throughout Rochester, Greece, Brockport, and Pittsford, NY with all they need to know about these programs to make informed decisions regarding elder care.

When one advances in age and can no longer run their daily life in their own home or with family members, they need care. Many people look to an apartment in an assisted living establishment, where there are aides who help with care giving throughout the day (and night, if need be). Regardless of the specifics, care is not cheap, period. this is especially so for eldercare. The type of care and one’s geographic location within the US dictates the cost of senior care you will meet. At this moment, perhaps the urgent concern is this: "How will I fund this living?"

The impoverishment protection programs is When an individual enters a nursing home for the long term, the spouse remaining in the couple’s home may fear financial devastation from paying the high cost of nursing home care. However, Medicaid rules have been designed to protect certain income and assets for the at-home spouse, without affecting the nursing home spouse’s eligibility for publicly funded long-term care. While some may view the amounts that are protected as quite modest or even inadequate to sustain the at-home spouse’s accustomed standard of living, they far exceed the income and asset levels that may be retained in the case of unmarried recipients of Medicaid long-term care services. Moreover, at-home spouses can employ a variety

You may have heard a phrase like, “70 is the new 50.” There are large numbers of seniors living into their 80s and 90s. Estate taxation and planning has become a bigger concern, especially for baby boomers. There is a wide range of laws regarding the elderly and disabled. The law of the elderly and disabled has become more complex in recent years. Lawyers and financial planners who specialize in elder law assist with matters affecting the autonomy

Many older adults are moved to a nursing home when their health becomes too difficult for family members to manage alone or when finances run out. They may require assistance with activities of daily living, such as bathing and dressing, as well as 24 hour medical care. They may need special medical devices such as a feeding tube that the family is not comfortable taking care of. They may be incapacitated. A single nursing home has so many patients with a variety of needs, and often not enough staff to give the quality of care that they strive for. There are certain federal laws and regulations in place that are often not being met. For example, patients who are bedridden (meaning they cannot walk and

Lastly, another potential complication related to financial is hypothermia. Having to choose between heating the home, food, and medication is difficult. Complicating the issue are the chronic conditions that put the elder at increased risk for hypothermia. Making healthcare more affordable for those that have supported us as we grew should