Essay On Mental Health Insurance

Although about 450 million people in the world currently are suffering from a mental illness, many untreated, the topic still remains taboo in modern society (Mental Health). For years, people with mental illnesses have been shut away or institutionalized, and despite cultural progression in many areas, mental illnesses are still shamed and rarely brought to light outside of the psychiatric community. The many different forms in which mental illness can occur are incredibly prevalent in the world today, and there is a substantial debate about the way that they should be handled. Some people are of the opinion that mental illness is merely a variance in perception and that it either can be fixed through therapy or should not be treated at

What is left is that we have many citizens who are mentally ill and are not receiving treatment. However the patients who are able to receive treatment are only able to have some treatment covered. Health insurers are responsible for covering the immensely large cost of substantial treatment, a mixture of medication and therapy; since therapy is highly priced, less reliable, and time consuming; patients typically do not receive treatment for therapy. Health insurers would much rather cover medication because it is cheaper, it heals patients faster, and it is more reliable than therapy. However, medication is not made to heal, but to only coax symptoms of a mental illness (Sandberg).

In today’s society there is a greater awareness of mental illnesses. With this greater awareness one might assume that there would be a substantial increase in government involvement or funding in the area of mental illness treatment. Unfortunately this isn’t the case in the U.S. today. There are hundreds of thousands of people with mental illness that go untreated. These potential patients go untreated for many reasons. These reasons are discussed in the Time article “Mental Health Reform: What Would it Really Take.

There are several different forms of insurance like health car home and renter's insurance and one of the most important and overlooked things of insurance and there is lots of overlooked people and an overlooked market of people in dire need of insurance and for new people it can be hard to find the right type of insurance for new insurance users there is large need for people and also there are lots of things that are important in how there are lots of people who relied on the affordable care act[thinkprosses 2016]those people are now not insured those people have a natural right of being insured and there is a need and a right to insurance.people should be provided with mental health insurance bease,as a human all people have a natural right to medicion-

According to the director of national health, “the States have cut $5 billion in mental health services from 2009 to 2012. While also distinguishing at least 4,500 public psychiatric hospital beds.” Decreasing funds for mental health has resulted in an overcrowded population of homeless patients who either spend their time on the streets, in prisons, or in coffins. Overtime, mentally ill patients have nowhere to go, the jail systems are failing to provide proper treatment, and the government has already reduced mental health fundings as it is. It is time to take a stand, and say yes to increasing funds towards the mentally ill and health facilities.

Response: In today's society, it is apparent that we are facing a mental health crisis. The lack of mental health care has had disastrous effects on this Nation. To address the issue, our society must first concern ourselves with how ordinary people pay for mental health care. The way people pay for mental health services today is not sufficient. Most states have laws in place making it a requirement for insurance companies to provide mental health care. However, because health care providers create limits on how many mental health professionals are on their panel, and thanks to the inordinate amount of people seeking care, health providers purposefully make it difficult to acquire mental health care in order to save money. This intern means that people seeking mental health care often do so at their own monetary expense.

According to stateline.org, “In 2014, 43.6 million adults had a mental illness... Fewer than half of these people received treatment” (Ollove). Mental health disorders are a growing epidemic in the United States. Tens of thousands are diagnosed each year, however few decide to seek treatment. Costly medications and treatment options are often to blame, as they are difficult for patients to afford. Mental health care coverage should be included in all health insurance plans because mental health disorders should be treated the same as any physical illness, it benefits society as a whole, and many mentally ill patients cannot afford necessary medication or care.

Policies have an important role in regulating and shaping the values in a society. The issues related to mental health are not only considered as personal but also affecting the relationships with significant others. The stigma and discrimination faced by people with mental health can be traced to the lack of legislation and protection of rights (Rodriguez del Barrio et al., 2014). The policy makers in mental health have a challenging task to protect the rights of individuals as well as the public (Swigger & Heinmiller, 2014). Therefore, it is essential to analyse the current mental health policies. In Canada, provinces adopt their own Mental Health Acts (MHA) to implement mental health services. As of January 15, 2016, there are 13 mental health acts in Canada (Gray, Hastings, Love, & O’Reilly, 2016). The key elements, despite the differences in laws, are “(1) involuntary admission criteria, (2) the right to refuse treatment, and (3) who has the authority to authorize treatment” (Browne, 2010). The current act in Ontario is Mental Health Act, 1990.

Twenty percent of American adults have some sort of mental health condition, and worse, fifty six percent of them have not received treatment. Getting a job with a mental illness seems an impossible task; only one in one thousand individuals in the workforce has a mental health condition (MHA). If cared for, these thirty six million untreated citizens could gain jobs and earn money. Obviously, money presents a tremendous issue. Most therapists charge seventy five to one hundred dollars per session, and many people will visit therapists consistently for years (Cohen). Without a job, those with mental illnesses cannot get treatment, but without treatment, they cannot get treatment. America can eliminate this vicious cycle easily by offering universal healthcare. If therapy becomes free, or offered at a reduced cost, reducing symptoms of mental illness, and therefore getting jobs more easily, becomes much more

When it comes to this program I did not find any information that stated it was developed based on empirical evidence. “Very little empirical data exist to help administrators select a particular staffing model for providing mental health services to inmates” (Hills, Siegfried, and Ickowitz, 2004, p. 37). This could have definitely hurt the program at Montford Psychiatric Hospital, but the staff seemed extremely professional, organized, skilled, and knowledgeable of what they were doing when assessing inmates mental health issues. Additionally, this program is also not based on theory because when a theory is created to change complicated issues, such as mental illness program or other health care programs it can be a daunting task. It is particularly troublesome when there is a lack of empirical evidence to support concepts that can lead towards success.

Cases of individuals with mild to severe mental illness have seen a definite increase over the past years but the care available cannot catch up (Tavernise 2). In fact, Americans hold the highest incidence in mental illness and have the lowest quality health care. Compared to all the other first world countries, the U.S is exceptionally lacking in the health care department. Proper care is hardly achieved, the cost of most treatments is awfully high and an obscenely large portion of the population does not even have any sort of health care plan. Health care is always a ripe topic for argument, especially in the political sense. This stems mainly from the idea that our current health care program, the Affordable Care Act, better known as Obamacare, is deeply flawed. What people don’t realize is that Obamacare isn’t the main culprit and in fact it has actually improved upon a couple things (“Mental Health in America - Access to Care Data”, 2). The fault lies on over health care programs and the overall system that America has built throughout the

Mental health services ended up being far from reached by patients with primary psychiatric disorders. Mental health care means not only improving access but also improving clinical quality and ensuring cultural competence. It is the ability to treat and support programs to encounter individuals on personal terms and in methods that are customarily aware.

On the one hand, there has been tremendous amounts of progress towards making sure patients receive beneficial and secure care, and also welcoming facilities. More money is invested into the mental health system every year, and the amount of patients has decreased noticeably. The Affordable Care Act implements assistance to the mentally ill, and also to substance abusers. This act requires some employers to provide health insurance to their workers to cover the cost of mental health treatment if needed. 62 million Americans have gained from this legislation, and the number is expected to grow in the coming years. The biggest problem with our mental health care system is that the demand overpowers the supply. Hundreds of thousands of people are left untreated because of a lack of access to care. “Nearly 40% of adults with "severe" mental illness — such as schizophrenia or bipolar disorder — received no treatment in the previous year, according to the 2012 National Survey on Drug Use and Health. Among adults with any mental illness, 60% were untreated” (USA Today). The solution to our problem is to reach out to those in need, and to have more space in our psychiatric hospitals. Studies show that a decrease in mentally ill people would lead to a decrease in crime, and an increased productivity

1. Abstract: The objective of this report is to give an understanding on who the stakeholders are within the mental health sector and how current social Trends and future Development will affect the Mental Health sector; this will include an ageing population, Children accessing mental health services and lastly, staff leaving the mental health sector within the NHS. 1.1Introduction:

The Mental Health act is easily applied and relevant to social workers. In different teams working to achieve purposes of the Act, social workers are often represented as duly authorised officers (DAO) or in the court systems. As points of contact, social workers coordinate the clients care, support and develop goals and look after social and practical needs. When the act has a patient in care, a social worker may help assist the family with welfare, benefits, housing or jobs. Under the Act, a patient may feel out of control and so a social workers purpose is to be an advocate and the first person they confide in. Social Workers also work alongside the Act’s client centered model. This means there is a strong focus on strengths perspectives and self determination. In a mental health case, a social workers