Essay

“I got up and pretended to study the pictures on the walls like I was a lover of religious art. When I got to the Merciful Mother right above Sinita’s head, I reached in my pocket and pulled out the bottom I’d found on the train. It was sparkly like a diamond and had a little hole in back so you could thread a ribbon through it and wear it like a romantic lady’s choker necklace. It wasn’t something I’d do, but I could see the button would make a good trade with someone inclined in that direction.

Likewise, individuals may not need to borrow as much as a usual business loan minimum and to do so would put them in unnecessary debt. Thankfully, some credit unions can offer microloans as little as $200. Such loans could be the key factor for a local family to start a small town business, which promotes economic growth in a community. Without a credit union’s aid, these small businesses would be unable to even begin, thus taking away an opportunity for both the community and its

Sally Dingo the author of Ernie Dingo the King of the Kids, positions us as we read through the book for us to feel almost we had known him all through his life, and that we are like mates toward him. we may feel sympathy for one of their beloved family member dies or admiration for Ernie’s sporting talents in basketball, he was usually called ‘show pony’.

As they moved closer, Calvin noticed a someone speaking at a podium on a makeshift stage. From the distance, he noticed that many of the people in the crowd were middle-aged white men draped Confederate States of America paraphernalia. Upon noticing this, he signaled his family to go to the nearby pond without him as he’d catch up later. Janice took the kids to the pond while Calvin walked toward the crowd. When he arrived, about 30 yards from the podium, he recognized the man speaking. It was none other than Billy Cobb Guidry. In front of all these people, he spoke of white power, “niggers taking our country”, and “Mexicans going back where the hell they came from”. As the only black person anywhere in sight, Calvin left the scene filled

Throughout photographic history, the threshold that many artists had to overcome was conveying the meaning of their photographs to the public if any at all, and the orientation of the subjects in their photography. The intent of portrait photography is to display the likeness, personality, and even the mood of the subject. Nineteenth century photo historian Alan Trachtenberg notes, “Aspiring professionals wrestled with the problem: how to arrange their sitters and manipulate the often fickle medium to produce not just a picture but a pleasing one--not just a likeness but a portrait”(Trachtenberg, 24). Through these words of Trachtenberg, we can deduce that the main problem was how photographers manipulate their subjects in a way that would

Y/N: "You're joking, right? I didn't work my ass off to be a babysitter Shae!" I said looking down at the folder in my hands that she just handed me. Reading and skimming through the information not really paying attention.

Immediately with me being leader, tone of the whole team improved we were making record runs. No sooner after are record runs, a scotch half breed took charge of us and other teams. He started us back over trails to Dawson. We were hauling heavy loads each day, for what was called the mail train. I did not like this but I worked hard, I felt pride for myself and my mates. But with the loads so heavy, we all began to feel tired and worn, muscles ached. On one long trip and after traveling over eighteen hundred miles our strength went down. Dave suffered the most being irritable, he would cry out in pain, would make his nest and not get up until the following morning. Yet no one could find anything wrong with him.

I am living in the North Georgia Mountains of Georgia. Currently, a war that is supposed to “End All Wars” is going on this year, 1918. My father has been drafted in to this bloody war. I miss him dearly. Why cannot all of the countries of the world get along nicely? Do they not realize that if they did, their would be no conflict, and everyone would be living in peace and solitude. My mother has took up a new job at the artillery factory during the day, and she works for a farmer in the fields in the evenings. Poor mother can’t catch a break. I do not do much schooling or education. There is not much time for it. I have to watch over my brother, Jasper, who is 4, and my baby sister, Juliette, who is 18 months old. Father was drafted right

high street banks and building societies). Consequently the financially excluded rely on range of informal solutions and ‘sub-prime’ providers. This has three negative effects: 1. Inability to access many services that now operate entirely beyond a cash based economy. 2. The banking sector is highly regulated with extensive consumer safeguards. Unfortunately similar protection is not always available when using subprime providers. 3. Most perniciously, the cost of credit varies enormously with APR rates from around 14% for a bank loan, to upwards of 177% for a small cash loan from a doorstep lender. It reduces families’ disposable income, which in turn reduces their children’s life chances, and thus cuts the amount spent with local shops and businesses. In addition to undermining existing micro-entrepreneurs, the lost money reduces the capacity of potential entrepreneurs to start businesses. This latent entrepreneurship is highlighted in the report, with 20% of those surveyed in deprived communities interested in affordable loans for business start-ups.

The Chef launched the spatula across the kitchen. In that moment silence occurred. It was then the ticket machine stared ticking away only a few seconds later. The dinner rush was now officially starting. The kitchen was hot and steamy; the Chef now had to cool down his angry, or he could not possibly control the ovens, stove tops, the expo counter, while hollering over the equipment, so the wait-staff can hear the orders. It was a Friday night, the busiest night of the week. The Chef’s crew were all tired from the week. They had to clean the oven hoods on Monday, which made them stay till two in the morning, two hours later than usual. There was a reservation for a banquet for a elementary soccer team. The restaurant was so load, the Chef

I like doing great things for the server what that means is, if a player is in need of assistance, I am here to help. I also want to take responsibility of this rank and learn how to be mature with responsibility and goals to keep in mind. My goals are as follows, keep hackers and rule violators to a minimum, keep the server free of content that may make certain people feel uncomfortable and most of all, make the server fun for everyone! By receiving this position on the staff team, there is a better chance that we catch something that another staff may not. I hereby declare that when and if I receive this rank, I will protect Op craft's services from being abused. I will make it my main priority to keep Opcraft in check while also making

Slow. The slow droning of the dishwasher in the backroom of the diner. It hums like sleepy honeybees, it’s such a tiring sound. Yet, mixed with “80’s diner vibe” music, together they make the perfect melody. It’s late, past 1 am and yet I’m still here, writing as usual. The coffee tonight is strong, Priscilla, the head waitress brewed it slightly too long, enough to rid my headache. The sweet old crony probably fell asleep behind the counter as she is now. There aren’t many people in tonight, just the few regulars, Mr. Jones, who reads the faded yellow Sunday papers from months ago over and over (I have yet not figured out why still), Margaret Hodges, who sits stoically in the corner booth and stares out the window while

“With the loss of such a large chunk of the world population, militaries returned to slash and burn methods as they retreated, further damaging the environment. And, the loss of population also meant a decline of workers, which had a devastating domino effect on industry and those manufacturers that supplied the war machines. This resulted in rapidly failing economies throughout the world which then ultimately birthed the complete shutdown of governments, and politicians turning their backs on their own people as they went into hiding.

In the recent past, there have been concerns in the companies and businesses such that they have to show their credit worthiness before they are given a loan. The UK has been fluctuating due to global inflation rates and therefore this has caused uncertainty of the business. This has made the lending institutions to be strict in evaluating the credit risks of the wholesale and the SMEs.Credit risk will measure the probability of a business getting a loss due to a business failure of settling loans. This convectional credit risks results from the the possibilities of defaulting of the debts, an investment or invoice. The defaulting of the loans is the major cause of the wholesale credit risk. Individuals or businesses will always default because of lack of collateral or guarantors to settle the debts.

The access on resources is also important for the creation of new venture. The new entrepreneurs mostly start their business with lack of wealthy, therefore financial support to penetrate market entry barriers is needed. It requires the financial institution to facilitate the liquidity constraints (Fogel et al 2005,