Factors Affect Choice of Bank Services

Submitted in Partial Fulfillment for the Requirements of the degree Programme Bachelor of Business Administration

An Honours Degree Project Submitted to the School of Business in Partial Fulfillment of the Graduation Requirement for the Degree of Bachelor of Business Administration (Honours)

A SENIOR ESSAY SUBMITTED TO DEPARTMENT OF ACCOUNTING AND FINANCE, IN PARTIAL FULFILLMENT OF THE REQUIREMENT OF BACHELOR OF ARTS DEGREE IN ACCOUNTING AND FINANCE.

Named best student in the 4-year course: BTech: Cost and Management Accounting by the Faculty of Business Informatics at the Cape Technikon at the end of the year 2004.

One of the outstanding elements of macroeconomics is Gross Domestic Product (GDP). In the last five decades, this element has been embraced as an acceptable meter for economic growth (Constanza et al., 2009) and remains the best indicator of standard of living of a country. Ghana, a developing country west of sub-Saharan Africa is not in isolation and different from others. It is an undeniable truth that Ghana?s economy has not grown much since the early 1960s after her independence (Aryeetey et al., 2000). Over the years, Ghana 's economic growth has been pegged at 3% to 4% (Institute of Economic Affairs , 2006). However, in 2011, Ghana recorded a higher Gross Domestic Product growth of about 14.5.0% (Data.worldbank.org, 2016). Nevertheless, this growth has not been sustained over the subsequent years. Gross Domestic Product growth has been 4%, 8%, 15%, 7.9%, 5.4% and 4.2% for consecutive years from 2009 to 2014 respectively (IMF, 2015).. From the statistics, it is very evident that GDP growth in Ghana has been undulating. The statistics can be ascribed to the financial contributions that various sectors such as the real sector including the services sector, the external sector and the monetary sector make to the economy. Notwithstanding this, over the years, the major contributor to Ghana?s economy has been the service sector (Ghana Statistical Service, 2013; Ghana Statistical Service, 2012) about 50.2% of the total real sector contribution to the GDP

This is a secondary research based on secondary data sourced from Government database such as RBI Database and World Bank database.

This report has been submitted to Kimathi University college of Technology in partial fulfillment of the requirements of Bachelor of Commerce (Accounting) Degree.

Nigeria's economy is estimated to be worth about $262bn, making it one of the largest economies in Africa. The estimates and analysis of various indicators is discussed in the

BEING A RESEARCH PROJECT SUBMITTED TO THE DEPARTMENT OF ACCOUNTING, FACULTY OF MANAGEMENT SCIENCES, UNIVERSITY OF ABUJA, ABUJA, NIGERIA

Prof. Edet Robinson Iwok, Ph.D, FCNA Prof. A. A. Okwoli, Ph.D, FCNA Prof. Abimaje Akpa, Ph.D, FCNA Prof. B. C. Osisioma, Ph.D, FCNA Prof. Edet B. Akpakpan, Ph.D, FCNA, Prof. A. C. Ezejulue, Ph.D, FCNA Prof. A. S. Mikailu, Ph.D, FNIA Chairman, Education, Training, Research and Technical Committee, ANAN Chief V. C. Azie Accountant-General of the Federation Auditor-General of the Federation Registrar, ANAN Chairman, Fed. Inland Revenue Service Director of Research, National Universities Commission Treasurer,

A PROJECT WORK PRESENTED TO THE DEPARTMENT OF ACCOUNTING AND FINANCE, SCHOOL OF BUSINESS, UNIVERSITY OF CAPE COAST IN PARTIAL FULFILMENT OF THE REQUIREMENT FOR AWARD OF A BACHELOR OF COMMERCE DEGREE.

Dr. Josiah Aduda, jaduda@uonbi.ac.ke, Lecturer and chairman, department of Finance and Accounting, School of Business, University of Nairobi, Kenya and Leonard Musyoka, University of Nairobi

A PROJECT REPORT SUBMITTED TO THE DEPARTMENT OF BUSINESS ADMINSTRATION, CARITAS UNIVERSITY, AMORJI- NIKE, ENUGU, ENUGU STATE.

Questionnaires, interviews, observation are the methods used to collect information qualified as primary data and literature searches and mail surveys were been used to gather of

INSTRUCTIONS AND INFORMATION 1. 2. You are provided with a question paper and an answer book. The paper comprises FOUR compulsory questions. The compulsory questions are QUESTIONS 1, 2, 3 and 4. Answer ALL these questions. You must also answer ONE other question; either QUESTION 5 OR Question 6. Use the answer book provided in order answer the questions. Workings must be shown in order to achieve part-marks. You must attempt to comply with the suggested time allocations. Non-programmable calculators may be used. You may use