Factors Influencing The Performance Of Bank 's Comprehensive Management

1. Key success factors & company performance…………………………………………………..3 2. Bank perspective regarding the performance…………………………………………………..7 3. Bank financing perspective at the end of 1998……………………………………………….10 4. Management perspective regarding the bank financing………………………………….13 5. Exhibit 1 – Annual Income Statements (1994-1997)………………………………………17 6. Exhibit 2 – Annual Balance Sheets (1994-1997)……………………………………………..18 7. Exhibit 3 – Quarterly Income Statements 1997……………………………………………….19 8. Exhibit 4 – Quarterly Balance Sheets 1997………………………………………………………20 9. Exhibit 5 – Forecasting………………………………………………………………………………………21 10. Exhibit 6 – Annual Ratios………………………………………………………………………………….22 11. Exhibit 7 –

In order to obtain growth estimates for each year from 2003 to 2012, the data given in Exhibit 1 and Exhibit 6 of the case was used. The growth rate (%) was calculated by looking at the change in revenue from one year to the next starting with year

concluded that the growth rate earnings per share and dividends will be 7% per year

In order to conclude on the net earnings, a trend was calculated with regards to the return on invested capital (assets). The trend, as computed from the table and graph in annexure 2, shows

a. Crystallex International Corp announced a $153 million investment to double the capacity of its gold mine

If a person looks at the horizontal analysis it will give more information. There are two different ways to do a formula for this. The first would be using the current year and subtract from the base year. The second formula you would divide the current year amount from the base amount.

More important, the numbers used where E= $17054(permanently restricted assets + unrestricted assets), A= $44160(from total assets), D= $27106(Total liabilities and net assets – equity), Rd= 4.86, Re= 10, and T= 0

From 1976 to 1982 the compound annual growth in net sales was 18.5% and the compound annual growth of after tax profit was 25.9%. Therefore, a 10% net sales growth shown in the proforma financial data seems reasonable.

As you can see from the graph above, the effect on net income from changing the sales growth by a percent at a time is not as sensitive as people might believe. The line on the graph is nearly flat which would lead us to believe that the information is not extremely sensitive to possible increases and decreases. We used the same type of data table for 1994 and varied the sales growth from 10% to 20%, with 15% being the projected percentage, and modeled the data that we received from the analysis in a graph which showed the following results:

Top line revenue goals for the upcoming year were established using past growth rates and the

Next, the terminal value at year ten was calculated. The following formula was used to do so: terminal value at year 10 = (FCF at year 11)/(WACC - g). This time we used the long-term growth rate of 7up, which was given by the case as 1% less than the industry rate. This resulted in a terminal value of $848M with its present value calculation being $231M.

In this specific Case, that has asked the Sale growth for the four-year period, can be calculated ‎as bellow;‎

The asset will generate end-of-year cash flows of $100/year for the first two years. With the interest rate 10%/year, the present value of the firm’s future cash flow is $173.55, which is known as the capital asset and shareholder’s equity.

Objectives |Metric |2009 |2010 |2011 |Target | |Revenue Growth |Annual Rate of Growth |-19.02% |10.90% |5.67% |5.5% - 6.0% | |Operating Profit Growth |% EBIT/Sales |0.72% |1.11% |1.13% |= or >1.13% | |Solvency |Net Profit + depreciation/Total Liabilities |1.4% |4% |12.3% |13 -14.5% | |

The key financial indicators for evaluating financial performance of any bank are Profit Before Tax, Capital Ratio, Adjusted Gross Leverage, Loan Funding Ratio, Net income, Assets and Liabilities, Equity and Share Holders return.