Fina 3324 Investment Analysis Assignment. Part A:. 1. Overview

The obstacles landlords have to overcome causes them to lose their motivation to invest in rental properties and they instead flock towards other housing options to include condominiums, office towers, and hotels.

To tackle the housing affordability, first of all, it is crucial to lift the supply of housing as it will release the pressure on the housing price. Nevertheless, the supply of housing is inelastic as it requires an adequate fund, time, approval from the Government. Besides, the housing system is heavily dependent on the private sector. Thus, the Government should provide initiatives for housing providers to shift the supply of houses in the market. Australia would follow the policies from other countries to tackle the housing affordability. However, it has to fit in the Australian context. These policies might work well in other places but it does not mean that it will be applicable in Australia. The Singapore Government has a public

When the recession happened, and the housing market crashed in Los Angeles a few years back many people lost their homes. The foreclosure crisis displaced many homeowners, drove up demand, and rental prices increased. Now, it is almost two years later, and the dramatic rent increases continue to soar. There would be no issue with cost of living increase except; the increases in income have yet to make the same shifts. “In many cities, rent is rising out reach of

This four-credit course is for students who major in finance. By the end of this course,

First of all, from 2008 to 2015, property prices of all capital cities in Australia have increased rapidly. People have had obsession with buying houses. At the same time,

As a result of the housing boom from 2005 to 2008 this had caused prices of houses to increase around 30% within that time and I don’t think that employment incomes went up that amount. This has caused hardship in many people’s lives that have overextended themselves as well as made themselves house poor. With house prices rising up, it has made it difficult for people to be able to find affordable adequate housing to rent or to purchase. This has caused investment properties to increase in price which has also affected the

The increasing homeownership rate in the United States is a worthwhile policy goal. The housing economy creates jobs for American citizens as well as brings down the competitive qualities to purchasing a home allowing more middleclass citizens to spend money on houses. In doing so this drives the overall economy up in the United States.

Canada 's housing market is at an all-time high, they are known in Vancouver for having the most expensive housing market. This expensive market is not just a Vancouver problem, it is an issue growing throughout the nation and is depriving the average citizen to be able to purchase a house in their lifetime. There is a major issue with the state of the market and how it affects the current citizens. Issues have been rising where the average wage in Vancouver is estimated at seventy-one thousand per family household, according to the Vancouver Sun (2014), yet the average costing home as reached between five hundred thousand in the municipality to over one million within Vancouver, according to articles by Beth Lindsay (2015) of the Vancouver Sun, and Troy Landereville (2015) of The Maple Ridge Times.

There are millions of houses and few people buying houses. The cost of houses plummeted.

Supply is also affected by the growth of a community over time. For example, a new city with 10,000 homes, expanding rapidly, will have low supply and therefore more expensive homes. An older city, however, with 50,000 homes and fewer and fewer new residents, will see

The Australian economy is reliant on three key sectors: services, housing, and mining. The services sector employs the largest percentages of Australians – around 80 percent – and is responsible for approximately 70 percent of the country’s GDP (Australian Bureau of Statistics, 2010). With jobs in a variety of specific industries, this sector drives the success of the Australian economy. The housing sector is experiencing unprecedented growth leading to concerns over a potential asset bubble. An increase in the amount

Housing affordability problems commonly emerge when housing cost increases faster than household incomes (Yates, 2008). For purchasers, the house price mainly depends on the house price and the interest rate. In the Australian housing market, increases in the house price and interest rate indicated the reasons why housing affordability problems occurred over the past few years.

When the values of property rise, the original residents are affected both positively and negatively. However, they are affected more negatively as they are forced to vacate their homes as they can no longer afford the rent. This leads to displacement of more impoverished families. On top of that, they are forced to spend a lot on rent alone in case they stay. This might affect their finances, and they could end up bankrupt. Their health may deteriorate too because of depression as well as higher charges in the hospital. However, they may get advantages such as improved housing conditions and better security and environment.

The rent/price ratio data over a fourteen-year span from first quarter 2000 through first quarter 2014 tracks the trends of the housing market leading into the housing crisis that started in 2007 and its rocky path to correction. The start of this period shows a ratio of 4.7 percent, followed by a downward trend to its lowest point of 3.13 percent in the second quarter of 2006. The high point occurred in the first quarter of 2012, followed by another albeit smaller downward trend. These downward trends are clearly evident

Internationally, the company operates toy stores under the name Toys R Us. It also sells merchandise through its Internet sites and through mail order catalogues. Its products include: