Financial Advisor Career

on personal and corporate levels. This cluster also includes accounting and banking. Accounting is the analysis of financial data to give advice or preparing statements, while banking provides loans to individuals or businesses(Finance). The Financial career cluster plays a major role in our society on both a domestic and international level. The decisions made by people who work in this cluster can affect the global finance state. Their thoughts and decisions contribute to the solvency of many businesses which are major employers across the globe. If those companies do well, there are more jobs which strengthen the economy as a whole. While the global economy is shaped by many forces, in general, the Financial cluster attempts to address

This course provides an overview of the elements necessary for effective personal financial planning and the opportunity to apply the techniques and strategies essential to this understanding. Primary areas of study include creating and managing a personal budget, understanding and paying taxes, working with financial institutions, wise use of credit cards and consumer loans, financing automobiles and homes, and the use of insurance for protecting one’s family and property.

I work about everyday now, from about 12pm to 7pm I work at a car wash making 9 an hour to be able to pay for school and also save up to transfer to Saint Louis University where I will be aiming for a bachelor's in business. Over the last couple years of my life I realized money is what makes me happy, and buy happy I don't mean the things i am able to buy or any of that but knowing that I have money in my account makes me stress free. I can save all of my money and not spend any but on food and whatever payments I have and i'll be good. So while I was in highschool I was always fascinated by the Tv Show “ Shark Tank” that show has shown me so much in what I want to do in the future. Seeing what business ideas work and what doesn't work. I just came to a point that if anything involves selling and making money and managing products I'm interested and

I will be attending Mississippi State University and majoring in business; in hopes of becoming a personal financial advisor. While attending college, I plan to gain a vast number of tools to guide myself and others to a greater financial state. I also plan to become a certified educator because in our area the occupation is vital to the development of our youth. Benjamin Franklin said, “An investment in knowledge

Although knowing how to manage money, budget, and finance does not guarantee life will be a piece of cake, failing to understand can come with consequences. Many students are going into college and starting careers without knowing how to properly manage their finances, save money, or invest. In her article, Yes: Ignorance Carries a High Price, Annamaria Lusardi uses driving as an example. Lusardi mentions how there are many precautions taken in

More specifically, my background in economics has also established a fundamental knowledge of many financial theories and concepts, as well as proficiency with statistics and data analysis. My curiosity and eagerness to expand my financial acumen naturally led me to be actively involved and hold leadership positions in multiple extracurricular groups such as DePauw’s highly selective Investment Banking Workshop and the Investment Group. On top of this, I have been able to apply the skill set I have acquired in the classroom to professional settings through a variety of internships within the finance industry, including commercial banking, investment banking, and also for an institutional trading and risk management company. Exposure to different sectors in finance has not only furthered my interest in pursuing finance as a career but has also allowed me to develop important proficiencies in financial modeling and

They must understand budgeting, taxes and banking while avoiding traps like payday loans that prey on the poor and uninformed. Despite this, only five states require students to take a stand-alone semester financial literacy course, so school districts simply don’t offer one. Campaigning for FBLA national office, I was surprised how few students, all enrolled in high school business courses, had access to a financial literacy instruction. I experienced the results of this shortcoming firsthand after my parent’s divorce. Lacking a personal finance education, my mother initially struggled with basic budgeting and understanding mortgages and taxes. By expanding financial literacy education in high schools, we can lay the foundation to challenge wealth

“The decision to study finance opens doors to perhaps some of the widest ranges of jobs available, as every type of organization needs financial assistance and oversight, no matter what they do. There is no question that the recent financial crisis has changed the landscape of careers in finance, but finance remains among the most competitive and attractive of all career fields (International student)”. The purpose of this paper is to describe two (2) financial career options that an individual with a finance education might pursue and explain the value that such a position adds to a company. The two financial career options that a person with finance education might pursue are financial specialists and finance analysts.

Growing up, it is easy to imagine the future playing out something like this: attend college, score that dream job, get rich, get married, have kids, and live happily ever after. It all sounds pretty familiar, however many young adults find that life does not always happen so simply. There are horror stories everywhere. Students graduate, fail to find a job in their field as they expected, and are left feeling hopeless as their credit card and loan bills pile sky high. Take Paige Nichols for example. Paige grew up in a family that was well-off financially. Her parents were able to pay for her two younger siblings’ college educations and, like many middle class children, she was used to getting what she wanted. However, by the time it was her turn to go to college, her parents’ financial situation had gone downhill and she was left to pay for her education by herself. After four years she graduated with a business degree and $20,000 in debt to go with it. Her payment plan was set at $300 per month, and although she had jobs, she was used to living frivolously, and therefore only made the bare minimum payment of $50 most months. This left her in a position where she would remain in debt until she was 50 years old. A few years after graduating with her bachelor’s, she considered going back for her master’s in forensic psychology, something she had grown very fond of. However, since she was already inundated with student debt and could not afford to spend an extra

The goal of this course is to get you thinking about personal finance issues at a point in your life when you still have time to benefit from the power of time in generating wealth to accomplish your other life goals. The financial decisions you make early in life with determine in great extent the quality of life you will enjoy later, especially given the turbulent and uncertain economic conditions. Money isn’t everything, but a lack of it will impact almost every aspect of your life and those who surround you.

To start I plan on going to post secondary school after high school to get my bachelors degree. I plan on majoring in finance and then becoming a CPA. I am still unsure what I want my minor to be but I’m pretty positive it will be in the business field. There were a lot of different things in my life that made me want to take this path. One of which is the financial situations of my parents. After my parents divorce, it came clear to me how important it is to go to college. My dad who went to college and got his degree has found great success. Whereas to my mother who decided to work after college struggled after the divorce to get everything together. She was changing jobs constantly trying to find one that paid more so she could provide

Future initiatives with financial education can change the landscape of an individual’s life and the economy in which we live. If there is limited focus on learning about personal finances we continue to set our economy up for constant failure. There is a substantial amounts of education provided to school age children that does not directly impact their financial education for their future. In high school individuals learn

Growing up, I was a child who encountered many hardships. As I came to an age to begin realizing an underprivileged childhood I lived, I learned overlook it and live on. I began to ask myself “What does it take to live a lifestyle of true comfort financially?” This is a question which I reflect on every day and is one which motivates me to flourish. Raised by a single mother within a lower economic class, we often ran into very tough times. At one point we had to completely pack up and relocate and live in my grandfather’s house. Discomfort cannot describe the reality or feeling, however we were blessed to have Family, family that we could rely on. At the age of 14, I set a goal that would require my best work to become a successful financial advisor. I will not let my childhood define my future; rather I will control my destiny through my experiences and my accomplishments as a result of work ethic.

I chose this course simply in the hopes that it would aid me in securing that foundation of knowledge and that any application of the material would result in self-betterment. At the closing of my first lecture, I was enamored with my professor Jared Pickens’ witty and exuberant demeanor. He had an undeniable passion for educating others that had cultivated through-out his years as a Financial Counselor to his current role as Senior Lecturer. Although the course had originally been designed to help students develop a sense of their own personal finances, Professor Pickens offered additional insight into the career of financial planning based on his own experiences within the field. To demonstrate our understanding of the financial planning concepts and methods, we were assigned a semester-long project in which we were to dissect an elaborate case-study and present our conclusions in a formal presentation. My partner and I wasted no time on outlining our assignment, as we were both genuinely excited about unveiling the financial complexities of our new “clients”. We spent countless evenings in the school library analyzing the data while pouring over textbooks, websites, and research to develop the perfect recommendations. In an added measure of creativity and fun, we fashioned our own faux

Many people mistakenly believe that hiring a financial planner is something that only the very wealthy can — or should — do for themselves. In reality, nothing could be further from the truth. Evergreen Advisors of Covington, KY are available to help people of all income brackets make the most of their personal wealth and put together a plan that has their long-term financial security in mind.