Financial Aid In College Essay

A lot of people will argue, that college is too expensive. Not everyone can go to college, for financial reasons. Also, they may get into college, but end up having to leave because they cannot afford the remaining balances; or, they received financial aid, but end up having to take out loans they are going to be paying back forever. It is like once they graduate they will be working mostly to pay off their student loan debt. This also discourages some students. In some cases, they will not even take the initiative to try because it is so costly. I do not understand why it cost so much to want to better yourself, and possibly put us in debt for the rest of our life just to receive a higher education. Not only has the cost of college risen over a period of time, but it continues to go up. Yes, they have alternatives for paying student debts, but what if you do not qualify? Lastly, you are not guaranteed a job just because you graduate and have a college degree(s).

Ever since you were little, your parents have been talking about this wonderful thing called college. They told you that you have to go there to get an education before you can get a good job. Many kids have dreamed of going to college, and being able to get the job of their dreams. By putting in hard work and dedication to good grades in high school, you had high hopes that you would be able to get into an Ivy League school. The American dream of being able to go to college to get a degree is sliding away from many people due to rising costs. With increasing tuition prices and job loss, the college dream is slowly and surely slipping away from many students and their families.

Have you ever just stopped to think about what it must be like to be “qualified” for a job yet be unemployed and homeless? Starving on the streets because you paid everything you had to an institution that was supposed to guarantee a better life, a more stable and successful career. Obviously this is an extreme case, not everyone who pays for college ends up living on the streets and broke, but almost every college graduate is in debt. For as long as college has been around it has always meant a better life, it’s always been that people who went to college were more successful, smarter, and would make way more money than someone who didn’t go to college ever would. Lately, however, college has become so expensive that going to college will more than likely leave you in debt working for years upon years just to pay back what you owe and then start making money for yourself.

In order to improve every aspect of life, especially financially; just having a high school diploma does not meet the requirements that society itself is looking for to accomplish one 's American Dream. Everyone desires and dream to go to college with the hope to be successful; but with the fact that the skyrocketing college tuition is increasing every year might turn those dreams into nightmares. There are many research have been proven that the main factors which cause the high cost of postsecondary education was the lack of funding from government, increase of students as well the increase of administrators. But beside those given facts, there are seems to be more deep hidden truth that most college students and their families have no ideas about it. Numerous of debates seem to argue about the reasons that cause the rise of college tuition was because the most money goes to athletics sport teams, the luxury accommodations for students as well as unnecessary programs and many seven-figure administrator.

I am writing to you to appeal the Financial Aid Status I am currently placed under. Although you may not know me, if you look back at my grade history, this is not the student I am. I am a student who strives to work hard, and to do the ultimate best of my abilities. I usually beat myself up over homework and test grades. Throughout my career at Minot State University, my GPA never fell below a 3.70, I have been on the Dean’s/President’s Honor Roll since Fall of 2015. The only problem semester I have had previously was my first semester as a Freshman, and that was all about how I adjusted to college. After that first semester; I have only strived to reach my goals, and have worked tremendously

College is where you go to get higher sources of education. Many high school students dream of attending college in order to attain more knowledge, yet so many people fail to realize the cost of college. Attending college, currently, is nearly impossible to do without being in some sort of financial debt or seeking out government help. According to the American Association of University Professors, “two-thirds of American college students graduate with substantial debt, averaging nearly $30,000 (if one includes charge cards) in 2008 and rising.” (AAUP, 2012) Although going to college is beneficial, there is an argument on whether or not going to college is worth the possible debt incurred. The goal

Statistics exhibit that majority of people are unable to pay for their further education. Pew Social and Demographic Trends state, “A majority of Americans (57%) say the higher education system in the United States fails to provide students with a good value for the money they and their families spend.” Tuition rates for colleges hyperbolizes its values comparatively to the money families spend. It also proclaims, “An even larger majority- 75%- says college is too expensive for most Americans to afford.” College snatch away the money of American families at a value too high and too much for the average family to spend. Not only does college seize the money many family don’t have to begin with, but it forces families to go into debt. Working extreme hours and trying to pay for college wearies the family’s way of living. According to Pew Social and Demographic Trends, “A record share of students are leaving college with a substantial debt burden… about half say that paying off that debt made it harder to pay other bills… about a quarter say it has had an impact on their career choices.” Debts triggers a person to change their profession and causes hardships to their life in the future. High tuition rates and debts stir students away from college and jobs that they truly want. College acquire families money at an

Higher education, college, has always been seen as a no brainer for most of us. Is that because we grew up in a place of privilege and assume college is something we deserve? Or is it because we love to learn and a university is one of the best places to do such a thing? If the answer is the latter, then college is the right choice; that is, if there is a way to pay for it. If the former fits better, then it’s time to rethink what attending a university means and take a look at the alternatives. In today’s economy, college isn’t for everybody.

For me as a student that does not benefit from federal Pell grants, or financial aid is outrageous to see how some people don’t take the responsible route and think they can go to school to get a check, how students at the end of the semester use their refund to spend on things like making down payments for a car, buying clothes and shoes, paying for their phone bills, buying electronics etc., while others at the end of the semester are still working in order to keep up with their payment plans or paying their loans. Many students are jeopardizing their academic success because they haven’t first learned how to manage

From the beginning of an education in preschool, to the time of graduation 14 years later, everything learned, interpreted, analyzed, understood, or even misunderstood has its effect in the future. The question is always “what do you want to be when you grow up?” As you age, the career dreams develop into a more mature answer. No matter how anyone is raised, there is always someone pushing at least one other person to go to college. Then, that silly career question is turned around on them, “how exactly do you expect me to afford college?” Roughly, about $809.6 billion is spent on college in the United States each year. Along with all the money spent, deb comes trailing along. Everyone can agree college tuition is not cheap, not to mention

Presently, the availability of educational opportunities at the college and university level is a critical state and personal interest given the needs of the state for a well-educated workforce which has never been greater. Too many, the focal point of attending college is receiving a high paying job in the future. Unfortunately, in most states, tuition is on the rise and students who come from low-income families find themselves struggling to fund their education. According to legislatures, “The cost of college in New Jersey, as in the nation, continues to grow faster than the rate of inflation.” (State of New Jersey 1). In the national financial aid policy resources that are typically given to the neediest families are shifting towards

Have you attended college? If the answer is yes how long did it take you to pay off your student loans? If you didn't go did your decision to not get an education have to do with money? Many people did not attend college because it was too expensive and they could not find a way to pay for an education. Many student today are struggling to pay their way through school creating a higher dropout rate. On top of paying for tuition many students also worry about how to pay for their dinner that night or how to pay for either dorms or a house at the beginning of the year. College tuition is becoming way too expensive for the average family to afford putting their kid or kids through school it has turned into more of a hassle for many families rather than an opportunity to prepare young adults for their future.

To most people college is their goal at succeeding in life. Whether you get a scholarship or pay yourself, college is expensive. To some it is a waste of time and money due to the fact that, graduates are not getting their money's worth in their degree, they are burdened by student loans, and their degree does not guarantee them a job. With that and a growing tuition rate, most people can't afford a higher education. College is simply not worth the cost anymore.

Financial aid is money in the form of loans, grants and employment that is available to a student to help pay the cost of attending. Financial aid comes from the federal government, which is the largest provider of aid, as well as state government, the school and a variety of other public and private sources.

A four-year degree costs students “more than $19,000” (Stieger), and in this day and age it is nearly impossible to survive with only a high school education; being well qualified for a specific career position is very important to employers. George Leef, author of “Why on Earth Do We Have a ‘Student Loan Crisis’?,” says it best when he states that “college graduates are somewhat more reliable and easily trained than people with only high school diplomas … if there is a large enough number of [people] with college degrees, employers don’t have to bother with people who don’t have them” (Leef 29). That being said, I wonder how young people are expected to obtain some sort of degree, when higher education is nearly impossible for some families to afford. Although very significant changes have been made by our government offering improved financial aid to current and future students, more can still be done. Our politicians could increase the Pell Grant maximum to coincide with rising tuition costs, increase taxes on irrelevant goods and services to provide students with more direct funding, set up a “reward system” that would place more responsibility on the students (rather than themselves), and most importantly, our two main parties in office need to agree on specific changes.