Financial Aid Office: A Short Story

Obtaining regular health checkups is vital to our survival; these checkups are necessary to monitor, maintain and improve our health. Did you know that it is equally important to perform periodic checkups on your company? Financial statements are a key component that allows us to track a company’s overall health and progress.

I didn't have an idea of the financial aid requirements entailed till it was too late. Freshmen and sophomore year were a year of trials and tribulations. Completing approximately 12 out of 38 credits mostly due to the fact I was moving my schedule around to fit my schedule and losing multiple family members and getting diagnosed with ADHD and depression by the DRES department, I had so much to deal with that I found myself struggling. I wasn't able to redeem myself after I got my warning because even though I completed all that I registered for, I would still get my financial aid suspended. I have had to appeal ever since I got my warning because of extenuating circumstances such as deaths in the family and disabilities and other times because I had to because even though I complete every class I attempted for the previous semesters excluding fall 2015, I won't make the completion rate because I dropped so many classes freshmen year first semester.

The decision to attend college for most individuals yield promise of advancement in being able to further one’s learning, and assists with developing a marketable educational portfolio from an institution of reputed academia. However, with the pursuit of obtaining a college degree from a university, there are augmented concerns with student loans and repayment issues. In electing to secure a student loan for college, prospective students or parents should realistically, forecast or measure probable (anticipated) student debt. In particularly, with students aspiring to attend college, several organizations or subsidiaries, and for-profit institutions cash in on unknowledgeable hopefuls contributing to the student loan debt dilemma/crisis (or student debt). The college costs and financial constraints for student borrowing, if ill-prepared will substantially effect students in pre-graduate or even post-grad status. The findings suggest that there is eminence of the possibility of default, with repayment behavior which effects long-term financial outlook. In examining the data on cumulative debt, number and characteristics of borrowers, types of institutions, and repayment dynamics there are unsettles that arise in the gest of student borrowing.

Four months after my niece’s graduation party, she got an email with a subject line indicating that she would soon need to start making payments on her student loans. Employed only part time and sharing a room in a small apartment to keep costs down, she was afraid to open the email. Since I know something about student loans, I offered to help her out. I took a Sunday morning drive to her place.

All I can do is stare at the clock. Since 7:20 in the morning I’ve been waiting for the bell to ring at 2:20 in the afternoon. I know I go to one of the top nationally ranked schools, Coral Reef High School, but wow, I am sure eager to finish up my junior year. This summer is going to be different; I’m going to complete my internship at the South Florida Educational Federal Credit Union (SFEFCU). In Coral Reef you have to be part of a magnet program, I’m in business and very well known in the academy. Most people see my face at events, meetings, and around the business hallways doing my job as Vice President for the business club: Future Business Leaders of America (FBLA). Everyone expects more from an FBLA officer, which made me so proud to be an intern at the SFEFCU. They only accept 16 out of 300 business students and each intern has to pass three tests, and two interviews- very prestigious. The bell finally rang and now I’m free to summer.

I just want to start off by saying that this is a difficult stepback for me to accept, due to my determination to be the best student that I can possibly be during my academic career. Therefore, when getting the notice that I was on Financial Aid Warning, I felt heartache of disappointment in myself for allowing this to happen near my senior year of attending this university. With that being said, I plan to really take the necessary actions for you all to understand that this is not normal behavior from me and that I will seek the necessary assistance to be successful.

I apologize for missing your call! When you applied, you didn’t provide your Social Security Number, which is needed for your financial aid information. In addition, we don’t have a record where you completed the FAFSA.

The reason I’m unable to get my transcript from APU at this time is because of a balance due. One year before I could attend I had to go through the verification process. I filled out all the paperwork and sent my W2 and tax return. I thought everything was completed because I was allowed to enroll and choose my classes. During the year I even took out a small loan and it was deposit into my account meaning I didn’t have a balance. After the semester and summer break I went to pick my classes and wasn't able to because it said a balance was due. After emailing the financial aid office I was told I forgot to sign one of the form. I signed and fax the form back to them, a couple weeks later they emailed me telling me that the FAFSA financial

I believe I have taken several steps forward which could serve as an exceptional example to other Dreamers who do not have the confidence they wish they had to go forward with getting a secondary education. It’s difficult to be a frontrunner in new and changing political regulations regarding Dreamers and their eligibility for FAFSA or government aid. As the generation of dreamers who initially received DACA as a sign of hope for easier access to a college education, we are the pioneers in forming a path in which future dreamers could follow through. My contribution is one which has impacted my life immensely. I can describe myself being intrepid, but it’s that fearless strive to not fall into another statistic which mentions the percentage

I believed financial sector is one of the fastest growing and most influential elements in our modern society and economy. Financial professionals help companies and organizations stay on top of their own finances, which is a top priority in the wake of the recession. The growing of financial services in the world has brought massive opportunities to utilize newer principles, methodologies, tools and practices in the field of finance. It is this challenging field in which I would like to gain expertise.

On 9/22/2016 I came down to Mrs. Gauthier ‘s office to attempt to change my schedule as I believe losing 5 weeks of work in a core and elective is uncalled for, in addition some of my classmates were able to revert their schedule changes. Now I made it clear to her that the point of my schedule change was not due to me wanting a specific period to talk to friends, but instead to have the same teacher to minimize the loss of work I would have, as losing over a month of work out of the quarter is extremely hard to recover from. Throughout talking to her I stated how I talked to my teachers to see if they had any open classes I can transfer into, my chemistry teacher stated yes as well as my English teacher who I was switched out of. Now from my research, the state mandate states that there is a 25 student limit only for core classes, so I was also wondering why I was switched out of an elective. Furthermore, as we went on through the conversation when I told her that my friends were able to switch their classes she replied to go “talk to her counselor instead of me.” As well as calling me difficult although other people had the ability to talk to their counselors, and at the end of our talk she raised her voice stating that even if she could “she won’t” in contrary to how she said “I can’t” in the beginning of our talk.

When I first applied for autumn quarter of 2017 I thought I would get instate tuition after taking a year off to work. However, the waiting period for the acceptances of instate tuition was not clarified to me and things got shuffled. I applied in the beginning of September thinking I would qualify before the school quarter started. But I was told that it would take around 6 weeks for my application to go through due to the large amount of applications that had to be revised. Not wanting to delay my education any further I decided to pay the full price of out of state tuition while my application was going through. I thought that I would qualify for instate tuition and get reimbursed for the tuition I had paid. Unfortunately, when the residency

In the summer of 2015, I was enrolled at The University of Phoenix to start the summer program. Due to my mother having a terrible car accident, I pushed back my enrollment date since the car accident left my mother unable to walk. Not only that, I was left with the responsibility and care of my two younger siblings who have cerebral palsy. I called and talked with admissions and they pushed back the date for me to start school, after a couple of weeks passed I received a call from the school telling me I would loose my funding for school and it was important that I started on the next starting date. The following start date arrived and I started school every week I received a call from a adviser if I didn’t sign on to

In July of this year my roommate lost his employment of 5 years due to downsizing caused by prior quarter’s deficiencies. As a result I had to step up to the plate and make the sacrifice of pinching pennies to ensure the necessities were taken cared of (i.e. Rent, and Utilities). Sometime in late August I informed one of my debtors that I was going through a financial hardship and would not be able to make my payment. I went on to explain the situation and the business owner explained that there was nothing he could do, and explained I needed to figure out my situation. The following week, I called him and told him that I could make a partial payment for the time being and would continue to do so until I can fully catch up. His response was that each payment needed to be made in full and that partial payments would not be accepted. I then explained that I was expecting a financial aid refund, which would suffice to cover what I’m past due. This would get me up to date with my payments, and remove me from

The Department of Education in recent times has embraced a new system regarding student loans, bringing on board a customer-friendly policy. According to this new scheme, students will now have access to loans with easier and less complex repayment terms. This development will help them fast-track the repayment of their debts without hassles. The Department of Education also integrated an income-based repayment plan: a flexible approach geared at facilitating student finance in their most dire hour of need. Sadly, despite having the potentials to substantially pull off the amount of burden on people’s shoulders, this income-driven repayment scheme hasn’t gained much traction and acceptability among the general population. This is due to