Financial Analysis And Data Interpretation On Education Sector Of Niit Ltd Essay

The idea of adding a financial literacy course into schools curriculums and requiring students to take it before graduating is a current decision being considered by numerous school districts. Supporters of this idea say that it would have a positive effect while the people who oppose this idea state that financial courses don’t work.

Directions: Answer the following problems IN DETAIL. Your analysis must be typed and should be free of grammatical errors and “slang” terms.” Wherever appropriate, make sure you supplement your discussion with graphical analysis and equations. The graphs may be hand drawn, but please make sure they are neat. There are no restrictions or requirements on working in groups. The one exception is that each person must hand in his/her OWN work. In economic terms, there are no input restrictions; however, the output MUST be yours.

Census, India is the second most populous country in the world with 1.2 billion people. Many

India is the world's most populous nation. It has over a billion and a half people. India's fastest growing state is, Arunachal Pradesh. Its population is 177 million, is crammed into an area the size of colorado. Every 3 years its numbers go up by another 3 million. Its fertility has gone from an average of 6 children per woman to 3. It offers hope that

Many believe that financial literacy classes are helpful and a good tool for you in the future. Finance is a waste of time and the classes do not help you in any case. The material taught in these classes are not used in everyday life and the methods used in the class are not helpful in any way.

The real difficulty is that people have no idea of what education truly is. We assess the value of education in the same manner as we assess the value of land or of shares in the stock market. We want to provide such education as would enable the student to earn more. We hardly give any thought to the improvement of the character of the educated. The girls, we say, do not have to earn; so why should they be educated? As long as such ideas persist there is no hope of our ever knowing the true value of education". – Gandhi

Our team is employed by an investment bank and make financial analysis to our client which potential investment target company is “Myer Holdings Limited (MYR)”. In order to provide sensible advice to meet our client requirements our team conduct main business, horizon and vertical analysis, ratio analysis, forecast the share performance for the year of 2017 and 2018, and suggestion to our client.

As we know, the education is one of the most important things around the world. Each state or country has their policy. New York State Education Department (NYSE) is the one, which has the biggest budget for education, estimated at 26 billion dollars ("Finance & Business”) (NYSE) This huge amount has a lot of benefits for the society in New York State (NYS), but also it has some disadvantages, which we should include them in this papers. Unfortunately, there are some wake points in education policy in (NYSE). For example, reading in 8th grade. So, we are going to include many points in this research. However, there are some questions in this research, which are what is the problem, and who cares about this research?

Financial literacy courses should absolutely be mandatory in the process of graduating from high school. It’s an essential piece to one's’ survival in life. It holds weight as far as its applicability to the real world, therefore abandoning the, “It doesn’t matter! I won’t ever have to use that in real life!” types of arguments.

Studies have shown that writing down your goals and aspirations significantly increase your ability to accomplish them; and this includes financial goals. The Financial Literacy Course taught during my junior year provided insight and information as to how money, and the financial economy, impacts individuals, businesses and communities. This course included chapters on personal credit, financial planning, the stock market, checking accounts, loans, mortgages, insurance, and financial planning. The course also stressed the importance of setting short term and long term goals. My short term goal focuses on my first year in college, while my long term goals are for five and ten years from now.

In america most students do not see the need to try and become things like engineers or doctors, simply because their country has so many of them, which leads them to lower-profit or higher-profit job options, especially with the huge selection of things to do or become that are available in america. This leads to there being less engineers or more commonly available workers in specific fields, because the students at the time did not see a benefit from becoming one, there were simply too many. Switching to India we see that the options go from wide-ranging to chokingly small. I see how this student either has to pursue a high educational standard and become a engineer or a scientist because their country needs it and will get them profit and benefits especially if they were in a money-poor situation, otherwise they can not pursue education at all. In China we see that the options get a little bit bigger, but require a lot more competitive attitude and motivation. A student in China may be able to look at becoming an engineer or scientist like the last but may also study to fall-back on becoming a musician or dancer if they do not get accepted into a higher-educational school. But the thing that they all share is that their choices will affect the future of their country or even multiple countries, since they all have at least some choice in how they use their time, what their goals are, and how they want to get to them. All in all, it depends on the drive and motivation a student has, no matter where they live, if they want to be something and has the necessary devotion, they can become it, even if they country will have a better or worse economy from their

After reviewing the balance sheet for Patton-Fuller Hospital for 2008 and 2009, there are significant differences that are noticeable. The retained earnings (or "Net Worth" or "Unrestricted Fund Balance") drastically decreased from 2008 to 2009 (Apollo Group, 2006). The dollar amount decrease is -209,471, this makes a decrease of over 65%. Long-term debt increase to more than 116% from 2008 to 2009 as well (Apollo Group, 2006). This is a massively huge increase. Total current liabilities also increase as a whole by 184.09%

The advantage of this funding is the NPV is the highest of the three at $221,221.000 for the $75 million dollar investment, and has the lowest interest rate (3.90%) of the three choices. Funding enables the hospital debt to be finance as an investment grade bond either (AA/AAA) which lowers the borrowing rate in the capital market. The bonds are callable in eight years so EHC will pay $20,400.000 in interest and can buy back the bonds if the interest rate drops and have bonds reissue at the lower interest rate. No deadline to use the funds and no foreclosure fees.

Education is seen as the gateway to economic well being, making the quality of the education provided a more important issue in need of attention in both developed and developing countries. Economic growth and poverty reduction cannot prevail without an educated and skilled workforce. In developing countries, one additional year of education adds approximately 10 percent to a person’s earnings (A Global Impact on Learning 2011). Thus it is imperative that developing countries invest in the education of its people so that its entire country can prosper.

The advantages of India’s social system are that the median age is 25, one of the youngest among large economies. The literacy rate is 61%, with a the amount time students spend in school equating to 10 years, which is the maximum time from primary to tertiary education (Central Intelligence Agency, 2011).