Financial Analysis And Research Of Mutual Fund

What keeps other companies from having the commitment to environmental sustainability that NBB has evidenced?

o  October 3rd - 4th : European leaders issue a response to the American changes in policy by announcing that they will be reviewing and adjusting their own policies in the interest of keeping European banks competitive. Since they have very little time before Q3 reports, they make it clear that their intention is to change quickly. Although they do not at this point specifically state the need for IASB changes, they do announce their intention to align with the US to stay competitive, and therefore an IASB change is all but guaranteed.

Mutual funds are an easy, convenient way to invest, without having to worry about choosing individual stocks. A mutual fund can be defined as a single portfolio of stocks, bonds, and/or cash managed by an investment company on behalf of many investors. The investment company manages the fund, and sells shares in the fund to individual investors. When one invests in a mutual fund, they become a part-owner of a large investment portfolio, along with all the other shareholders of the fund. The fund manager invests the contributions when shares are purchased, along with money from the other shareholders. Every day, the fund manager counts up the value of all the fund's holdings, figures out how many shares have been purchased by

Working for an investment firm I was recently asked by my boss to help advise two of firm's best clients. The client's names were John and Jane Mooney. Both John and Jane are in their early 40's and have no children. John is a fireman for the local fire department while Jane is a professor at the local community college. The Mooney's annual income is roughly $115,000. The Mooney's own their home and are virtually debt free.

The trend is now in favour of environmental management and support for climate change control. The industry practice will vary in degree of environmental impact, and the implications as such will affect the material disclosure of each company’s report, tailored to each sector. Investors are looking for three things: track record of incidents (penalties for non-compliance, environmental provisions, licensing issues, accredited ISO 14001 standards), policies and reforms, and solid data on (any) waste productivity, consumption levels of energy & resources, or CO2 emissions (FSC 2015).

When I ask this question, most don’t have anything to say except, “my advisor handles that.” Of course my next question is, “so, what is your advisor’s sell discipline?” Once I explain the importance of having not only a buy discipline but also a sell discipline, they become intrigued. I will attempt to explain that for you here.

Comprehensive report on the economics of climate change says that policy proposals exist to make the stock of greenhouse stable. Also, there are varieties of environmental problems, such as, transboundary air pollution, shared freshwater resources in the world in this era. However, because of the Stern Review, not many countries are taking actions for the environmental problems. On the other hand,

It took another 150 year for pooled investments to arrive to the United States. On March 21, 1924, Massachusetts Investors Trust launched the first modern day mutual fund, providing individual investors with a cost effective way to achieve a diversified portfolio. Moreover, individual investors gained the benefit of having their investments managed by professionals. Since then, academics and practitioners alike have debated ad nauseam the value-add delivered by fund managers. Jensen (1968) evaluated the performance of mutual funds from 1945 to 1964 and concluded that on average, fund managers were not able to predict security prices well enough to outperform the market. Concurring with Jensen, Samuelson (1974) found that it was nearly impossible to find a fund manager who can outperform the market by holding a subset of securities of the market. Henceforth, Samuelson advocated for the creation of a naïve portfolio that tracks the S&P 500 Index (a market proxy). On August 31, 1976, the Vanguard Group launched the first index fund for individual investors, the First Index Investment Trust. The introduction of this index fund initiated the active-passive debate; the persistent dialogue around mispriced securities sustains

When an investor considers to investment money, the first challenge that almost every investor face is numerous options to choose from stocks, bonds, mutual funds & so on. “Equity is one the key asset class which beats inflation in the long run.” (The Times of India, 5th Feb 2015). “Equity mutual funds help investors generate better inflation-adjusted returns, without spending a lot of time and energy on it. While most people consider letting their savings 'grow ' in a bank, they don 't consider that inflation may be nibbling away its value.” (The Hindu, 14th March 2016). Purpose of this study is to analyze the past performance of three global equity mutual funds of State Street Global Advisors (SSGA) & Northern Trust (NT) on the basis of equivalent investment style, asset manager, historical returns & application of statistical tools. This will help in understanding performance of mutual funds in terms of risk & return, asset manager’s investment strategies & asset manager’s performance.

Various financial instruments were involved in the 2008 Financial Crises. This paper will focus on the financial instrument known as a Money Market Mutual Funds (MMMF). In order to reduce the risk posed by Money Market Mutual Funds, the Federal Reserve Bank, the Department of the Treasury, and the Securities and Exchange Commissions (SEC) began taking actions to reduce the systemic risk to the financial system.

The firm could set its goal based on the ‘Triple bottom lines’ concept, which composed of economic, social, and environmental value. To illustrate, to become a green firm, the company cannot only focus on generating profits, at the same time, the company should make sure that the operation creates value to the society and environment.

In this case, most of the production came from the businesses which were small in sizes and eventually the ownership got separated from the management within a firm. The nature and scope of businesses gave rise to the interest in the knowledge as well as impact on the business operations on the environment as well as social spheres of the society within which they operate. This took place for various reasons. The businesses could choose to invest their earned profits or funds to invest in an ethical manner, i.e. in ways wherein the investment took place in an environmental record; however, most of the time, it did not realise any real financial returns. Ethical investments, now, have started performing better in term of rate on return as opposed to earlier times or any other kind of traditional investment. For instance, modifications to pension scheme in the UK indicates that funds meant for pension have to necessarily disclose their contribution and investment made towards social and environmental performance(Grayson & Hodges, 2005). Such developments have started indicating that there is an increased pressure and focus in terms of firms to reveal its activities in their entirety including present investment as well as potential ones. Throughout the world, in terms of laws and regulations, governments have focused upon good and efficient governance in terms of how a firm behaves with regard to its use of resources,

Mutual fund is a fund that exhibitions as a wander vehicle, pools the trusts of different theorists to place assets into distinctive budgetary instruments like stocks, securities, debentures, et cetera engaging monetary experts to achieve their money related targets. SEBI (Mutual Funds) Regulation 1993, describes Mutual Fund as "Normal Fund intimates a trust secured as a trust by a sponsor to raise money by the trustee through the offer of units to the all inclusive community under one or more plans for placing assets into securities according to these regulations".

In 2015, Indian Mutual Fund Industry has seen a fastest growth in terms of resource mobilisation i.e. 13.5 percent as compared to previous year. The net inflow during 2013-14 was ₹ 53,782 crore, which increased in 2014-15 to 92% i.e. ₹ 1,03,287 crore. The reason for such growth in Indian mutual fund industry is due to positive outlook and well-timed reforms initiated by SEBI.

A mutual fund and also known as unit trust can be defined as a form of collective investments that allows the investors which have similar investment objectives to pool their funds to be invested in a portfolio of securities or other assets. The fund managers will invest the pooled funds in the portfolio fund, particularly include some assets like cash, bonds, deposits, stocks, commodities and also properties parallel to the fund’s objectives. Each investor owns shares, which represent a portion of the holdings of the fund.