Financial Aspects of Health Care Delivery Essay

1487 Words May 3rd, 2012 6 Pages
Financial Aspects of Health Care Delivery Jentry Pippin HCS/310 April 23, 2012 Emilie Smith

Health care expenditures in the United States continue to soar with health care costs accounting for 17% of the country’s gross domestic product (GDP) ( [If this URL is in a citation, it should not appear here but rather on the references page] . The United States, along with Turkey
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Private insurance is different from inmate health care, because [Remove comma; "because" is not a conjunction] individual enrollees in private plans pay for their health care expenses out of pocket. Unlike inmate care, individuals with private insurance can select physicians from HMOs, PPOs, and point-of-service (POS) plans. POS plans are a combination of HMOs and PPOs. Members are required to select a PCP who manages their overall health care, provides preventive health care, and refers them to specialists. They also pay a co-payment for provider services and referral services. One difference between HMOs and POS plans are that members may see a specialist without a referral and choose physicians and hospitals outside of their network if they pay the cost. Enrollment in HMOs and PPOs are more popular than POS plans because the insurance premiums are cheaper. “Enrollment dropped to 13 percent [Use the symbol with numerals--13%] in 2006, perhaps a reflection of those higher premium costs (Kaiser Family Foundation 2006 [Place comma after author name] )” [A citation goes outside the cited information but inside the sentence--the period goes after the citation, the quotation mark before the citation] (Barsukiewicz, Raffel, & Raffel, 2010, p.44). Unlike inmates, individuals with private insurance are more involved in the prevention and

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