Financial Assistance Programs And Policies For The Poor

People generally enjoy working and being productive members of society. The positive effects of the Welfare Reform Act is moving to eventually end poverty in America and promote economic growth. According to the 2005 report measuring welfare dependents “Poverty in 2003 remains much lower than in 1996, the year of passage of the Personal Responsibility and Work Opportunity Reconciliation Act. The official poverty rate for 2003 was 12.5 percent, compared to 13.7 percent in 1996.” ( Gil Crouse, Susan Hauan, Julia Isaacs, Kendall Swenson and Lisa Trivits, 2005 ) States that design welfare-to-work policies that emphasized getting recipients into jobs by shifting to “work-first” welfare systems can modify program rules to allow more earned income,

Although many citizens typically make enough to live and support a family, there are still cases where individuals lack the financial support needed to administer aid to their household. A few factors that hinder members of the workforce are job availability, child care necessities, transportation, and educational requirements. For example, there are people that want to work, but after expenses are paid for transportation, childcare, etc. there is very little left

Food stamps are an important component of low-income families’ monthly resources, increasing the chances that families are able to meet basic needs (Ratcliffe, McKernan & Finegold, 2008). This form of food relief dates back to the Great Depression when many Americans lost their jobs and did not have money to feed their families. People were starving while farmers produced abundant crop that could not be sold due to a lack of consumers with buying power (Dorsch, 2013). The Federal Surplus Relief Corporation which was a part of the Agricultural Adjustment Act, bought basic farm goods at low prices and distributed the among hunger relief agencies in different states and local communities (Congressional Digest, 2013).

It is not uncommon to drive through a city without seeing a person holding a sign stating that they are trying to feed their family, had lost their job or need money to pay their rent. During recent years, particularly the ones following the financial crisis of 2008, American citizens have felt the burdens of providing for themselves or their families. The lack of affordable health care, rising costs of housing, mental health and substance use addictions, along with lack of sufficient employment have forced many from their homes to live with family, friends or on the streets and shelters. The purpose of this study is to

These programs may include Welfare, food stamps (SNAP), and government housing projects. According to the authors, the results showed from the analysis of how many families are on food stamps is, in 2011 over 1.5 million households with about 3 million children were surviving on less than $2.00 a day, including a family member in the work force (Edin, Shaefer, 2016). It is amazing that these families are living on so little when on when many people spend more than that before they go to school, or work. For example, grabbing a quick breakfast before work can cost almost $7.00. The authors noted that they researched about a total of 18 families, but only 8 total are featured in the book.

Poverty effected many individual families around the world for many years, and it wasn’t until 1935, The Social Security Act was passed, therefore assisting many families in need. The effects of poverty is an extraordinarily obscure social experience, and the finding those causes is very similar. As a result, sociologists considered other theories of poverty, such as the journey of the middle class, employers, from the cities into the suburbs. The government has taken many steps over the years to put an end to or decrease welfare assistance. Although, the welfare system is extremely important to millions of people, it has been an underlying problem for many others causing idleness and laziness. There are many pros and cons to

The effects of the 1996 welfare reform bill helped declined caseloads on the social and economic well-being of fragile families, single mothers, and children. Although, the welfare reform was documented for making several positive changes such as reducing poverty rates, lowering the out of-wedlock childbearing, and formulated a better family structure, it is undeniable that poverty remained high among single mothers and their children. The reality of the matter was that most welfare recipients experienced serious barriers to maintain a stable employment due to their lack of skills, not having anyone available to take care of their young children when they leave for work as well as not gaining long-time employment with decent pay to help foster the family. As a result, most poor women and children were faced with the instability of economic and social future as welfare eligibility exhausted their efforts of supporting their families.

Medicaid, WIC Programs, Supplemental Nutrition Assistance Program known as “food stamps”, Temporary Assistance for Needy Families (TANF), and HUD which deals with housing are only a few of the programs that are available for the poor and underemployed today. These government programs cost the taxpayers billions of dollars. State and federal government try every year to reduce programs. In Mississippi, Medicaid has been reduced although children and the disabled are still covered. SNAP commonly known as food stamps have also been reduce and restricted to balance both the state and federal government. At the height of the recession, the last few years, has increased the number of single bread winner families seeking help by applying for government welfare programs. We often hear of people selling their food stamps for things that are not approved. These stories are used by the people who do not think that tax money should be used to support people who do not work. Changing the name of “welfare” to TANF has not slowed the

Poverty is present in today’s U.S. social system. For example, as Lesser states in the Clearinghouse Review, “Forty-six million Americans live in poverty” (1). Lesser then goes on to say how forty-six million Americans living in poverty correlates to almost one in every three single-parent families is poor (1). This is a daunting fact as it applies to today’s economic context with “rising unemployment rates and mortgage crises driving more individuals and families to seek the support of a cash-strapped social welfare structure” (Grijalva 1). With this in mind, many legislators are discussing the topic of poverty in the political realm. In order to tally the score of representatives the Sargent Shriver National Center on Poverty Law conducted its sixth annual Poverty Scorecard. “The 2012 Poverty Scorecard grades the voting record of every U.S. senator and representative on the most important poverty-related votes in 2012” (Lesser 1). The 2012 votes covered a range of topics such as budget and tax, food and nutrition, health care, housing, and many more (1). The results of the 2012 Poverty

One of the United States most effective tools is The Earned Income Tax Credit which encourages work and improvement of family poverty (Center for American Progress, 2016). In the year of 2014 Earned Income Tax Credit helped more than 6.2 million Americans in the fight against poverty (Center for American Progress, 2016). A disadvantage to the Earned Income Tax Credit, is experienced in workers whose income is relatively low without qualifying children (Center for American Progress, 2016). In these

One of the United States most effective tools is The Earned Income Tax Credit which encourages work and improvement of family (Center for American Progress, 2016). In the year of 2014 Earned Income Tax Credit helped more than 6.2 million Americans in the fight against poverty (Center for American Progress, 2016). A disadvantage to the Earned Income Tax Credit, is experienced in workers whose income is relatively low without qualifying children (Center for American Progress, 2016). In these instances

So if the poor of today earn roughly the same in current dollars as those many years ago, how do they afford their “elevated” lifestyle? The answer lies in over 200 Federal and State programs designed to support them until they are able to thrive independently. The most popular include the Temporary Assistance for Needy Families (TANF), Food Stamps,

However, this system of measuring poverty is flawed because if a family makes a dollar more above the set limit, they do not qualify for financial help from the government (NCCP, 2008).The poverty threshold is an inadequate measure of whether people are considered poor or not. Current poverty measures are flawed because it assumes how much a family spends and does not accurately include family resources such as Earned Income Tax Credit (NCCP, 2008). The way that the government measures poverty is based on outdated information that was set in the 60s. Because it has not been sufficient to keep up with the standard of living, those who are living in “high cost cities like New York and those who live in rural areas of the country” (NCCP, 2008) are barely getting by.

For centuries, nations, cities, and individual families have dealt with the problem of poverty; how to remedy current situations and how to prevent future ones. For most of history, there have been no government controlled poverty assistance programs. The poor simply relied on the goodness of their families or, if they did not have a family, on the generosity of the public at large. In the United States, this situation changed in 1935 with the passage of the Social Security Act. The Social Security Act has seen many successes, but it also faces many critiques of its structure and function. In the past, most governments did little to actively aid their poor population. This duty was

The pinpoint cause of poverty is challenging to find. People who live well off and are above the poverty line may be quick to assume that laziness, addiction, and the typical stereotypes are the causes of poverty. Barbara Ehrenreich, a well known writer on social issues, brings attention to the stereotypical ideology at her time, that “poverty was caused, not by low wages or a lack of jobs, but by bad attitudes and faulty lifestyles” (17). Ehrenreich is emphasizing the fact that statements like the one listed, often influence readers to paint inaccurate mental pictures of poverty that continue to shine light on the ideology of stereotypes being the pinpoint cause to poverty. However, there are many other causes that are often overshadowed, leaving some individuals to believe that poverty was wrongfully placed upon them. Examples would include: high rates of unemployment, low paying jobs, race, and health complications. Which are all out of one’s ability to control. There is no control over a lack of jobs and high rates of unemployment, nor the amount of inadequate wages the working poor receive. Greg Kaufmann, an advisor for the Economic Hardship Reporting Project and The Half in Ten campaign, complicates matters further when he writes, “Jobs in the U.S. [were] paying less than $34,000 a year: 50 percent. Jobs in the U.S. [were] paying below the poverty line for a family of four, less than $23,000 annually: 25 percent” (33). Acknowledging Kaufmann’s fact, the amount received for a family of four is fairly close to the yearly salary of a high school graduate, which means, receiving that kind of pay for one man may seem challenging, now imagine caring for the needs of four individuals. To make matters worse, certain families receive that amount of money and carry the burden of paying for