Financial Plan

The economy can be impacted by the U.S.government through two major types of economic policy. The first type is called fiscal policy, which is economic policy instigated by the President or by Congress. The fundamental tools at the disposal of these branches of government are taxation law and government spending. By changing tax laws, the government can effectively affect my personal finance by modifying the amount of disposable

In this worksheet, I determined my financial goals and determined how to reach my goals with various investments. I would say my top financial goals are to buy a house, and have enough money to retire comfortably. To buy a house I would need about two to three years of savings from my income to use as a down payment (roughly $100,000 to $150,000). In order to achieve this goal, I would probably put the money into a low risk investment, for example a mutual fund or a stock market index fund like the S&P 500. Retirement is a goal every individual thinks about throughout their working career, so it comes as no surprise that I would need all my working years to reach this goal. I like to have roughly $1.5 to 2.0 million and depending on my age and situation is what my investment risk will be. When I am young I will be

I finished my associates degree in Organizational management at Rio Salado and decided to continue my education at MCC instead of ASU because of funding availability. I grew up in a small southwestern Virginia town with only two thousand residents. My parents were both graduates of University of Maryland following being honorably discharged from the Army. They opened a small real estate office in the town which my mother ran for over 15 years, but my father had the greatest business mind I ever encountered and opened an office in the nearby college town. He embarked on commercial real estate and built a strong reputation for the company.

Michael is a 18 year old boy who has recently completed his hsc studies and decided to stay at home and have a part time job for the next 5 years, he has $35 000 combining his total finances and he will earn $120 a week and has to pay $60 a week to his parents. he also aspires to buy a small car while he is at university.

My main financial goal right now is saving up enough money for Disneyland. One strategy is buying less "snack foods" and clothes each month. Another strategy is making sure my house is spotless and getting an allowance each week for that. My final strategy is doing more sales for my online shop to get more attention from customers and

In researching this assignment, I came across websites that gives you a guide in estimating how much you will need to retire. These are the steps to use as a guideline:

I have always enjoyed learning and school from an early age. I received my BA from Carlow University in my hometown of Pittsburgh, Pennsylvania. In July, I finished earning an MBA with a concentration in Digital Marketing from Ohio Christian University

2. Gathering information in different types of planning in a comprehensive financial plan you will need the following:

As humans we all have financial needs, but each individuals financial objective might be different in terms of their circumstance, purpose, goals and viewpoint. In order to manage your finance the correct way you must develop a system that discipline and maintain good financial habits. We all have bad debt in our lives at one point or another that must be paid; this can include, car notes, mortgages, educational loans etc. These debt can be noble in its infancy, but no less of a burden on your income compare to any other expense as time progresses. Getting rid of debts allows you to have complete control when it comes to your income.

I am a recent graduate of Dillard University, with a Bachelors in Financial Economics. Over the course of four years, I developed skills that provide excellent communication and understanding of what it takes to get my ideas across. With a range of Finance and Economics courses, I have analyzed and valued over 20 companies. I spent three of the four years as Student Government Associations Treasurer. This allowed me to stay organized and remain dedicated

One short term goal is to obtain a Master degree in Business, and I will work very hard to achieve and overcome my classes and professors’ expectations. After I get my Master’s degree, I will look for a professional job related to my field where I can enhance my skills and knowledge that I will learn through

Taking a life insurance policy is similar to getting into an agreement between you and the insurance company. The insurance company will consent to cover the loss of your life with a coverage amount that you choose. Consequently you need to consent to pay the premiums routinely. In case you die and if your death falls under the conditions that are secured in the policy, the insurance company will pony up all required funds the face estimation of the policy. The beneficiaries may be ponied up all required funds or either by installments for an express stretch of time. So before getting a policy, ask yourself what sort of policy you will need and the amount

Both you and your spouse should obtain life insurance. Many new parents wrongly assume that only the parent who is working or currently finically contributing should get life insurance. However, the smartest decision is for both of you to get health insurance.

My short term goals include graduating from high school and beginning college in the fall. I am continuing to research different fields of business to help narrow down what I would like to pursue in the future. I also plan to get a part-time job to help fund my college education, allowing me to graduate with as little debt as possible. This will help me achieve my long term goals more easily.

You may have read all about how you should invest in the long-term and investing in the long term is the best way to build wealth--however, you still need an investing goal. Are you investing so that one day you will have enough wealth to buy a house or start a business? Are you saving simply to become wealthy, or are you saving for your retirement?